08/28/2026 | Press release | Distributed by Public on 08/28/2026 07:29
World Omni Auto Receivables Trust 2022-C
Monthly Servicer Certificate
July 31, 2026
| Dates Covered | ||||||||||||
| Collections Period | 07/01/26 - 07/31/26 | |||||||||||
| Interest Accrual Period | 07/15/26 - 08/16/26 | |||||||||||
| 30/360 Days | 30 | |||||||||||
| Actual/360 Days | 33 | |||||||||||
| Distribution Date | 08/17/26 | |||||||||||
| Collateral Pool Balance Data | $ Amount | # of Accounts | ||||||||||
| Pool Balance at 06/30/26 | 126,085,403.44 | 12,688 | ||||||||||
| Yield Supplement Overcollateralization Amount 06/30/26 | 4,444,577.24 | 0 | ||||||||||
| Receivables Balance 06/30/26 | 130,529,980.68 | 12,688 | ||||||||||
| Principal Payments | 8,935,811.06 | 283 | ||||||||||
| Defaulted Receivables | 201,969.68 | 13 | ||||||||||
| Repurchased Accounts | 0.00 | 0 | ||||||||||
| Yield Supplement Overcollateralization Amount at 07/31/26 | 3,960,259.39 | 0 | ||||||||||
| Pool Balance at 07/31/26 | 117,431,940.55 | 12,392 | ||||||||||
| Pool Statistics | $ Amount | # of Accounts | ||||||||||
| Pool Factor | 10.80 | % | ||||||||||
| Prepayment ABS Speed | 1.10 | % | ||||||||||
| Aggregate Starting Principal Balance | 1,123,484,105.00 | 42,981 | ||||||||||
| Delinquent Receivables: | ||||||||||||
| Past Due 31-60 days | 3,659,777.11 | 233 | ||||||||||
| Past Due 61-90 days | 968,370.90 | 63 | ||||||||||
| Past Due 91-120 days | 222,521.14 | 15 | ||||||||||
| Past Due 121+ days | 0.00 | 0 | ||||||||||
| Total | 4,850,669.15 | 311 | ||||||||||
| Total 31+ Delinquent as % Aggregate Ending Principal Balance | 4.00 | % | ||||||||||
| Total 61+ Delinquent as % Aggregate Ending Principal Balance | 0.98 | % | ||||||||||
| Delinquency Trigger Occurred | NO | |||||||||||
| Recoveries | 216,178.31 | |||||||||||
| Aggregate Net Losses/(Gains) - July 2026 | (14,208.63 | ) | ||||||||||
| Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized): | ||||||||||||
| Current Net Losses/(Gains) Ratio | -0.13 | % | ||||||||||
| Prior Net Losses/(Gains) Ratio | -0.72 | % | ||||||||||
| Second Prior Net Losses/(Gains) Ratio | 0.55 | % | ||||||||||
| Third Prior Net Losses/(Gains) Ratio | -0.53 | % | ||||||||||
| Four Month Average | -0.21 | % | ||||||||||
| Cumulative Net Loss as a % of Aggregate Starting Principal Balance | 0.71 | % | ||||||||||
| Overcollateralization Target Amount | 5,081,353.05 | |||||||||||
| Actual Overcollateralization | 5,081,353.05 | |||||||||||
| Weighted Average Contract Rate | 4.94 | % | ||||||||||
| Weighted Average Contract Rate, Yield Adjusted | 8.80 | % | ||||||||||
| Weighted Average Remaining Term | 21.24 | |||||||||||
| Flow of Funds | $ Amount | |||||||||||
| Collections | 9,693,079.89 | |||||||||||
| Investment Earnings on Cash Accounts | 16,019.11 | |||||||||||
| Servicing Fee | (108,774.98 | ) | ||||||||||
| Transfer to Collection Account | - | |||||||||||
| Available Funds | 9,600,324.02 | |||||||||||
| Distributions of Available Funds | ||||||||||||
| (1) Asset Representation Reviewer Amounts (up to $150,000 per year) | - | |||||||||||
| (2) Class A Interest | 231,607.09 | |||||||||||
| (3) Noteholders' First Priority Principal Distributable Amount | - | |||||||||||
| (4) Class B Interest | 103,442.92 | |||||||||||
| (5) Noteholders' Second Priority Principal Distributable Amount | - | |||||||||||
| (6) Class C Interest | 55,350.58 | |||||||||||
| (7) Noteholders' Third Priority Principal Distributable Amount | 3,572,109.84 | |||||||||||
| (8) Required Reserve Account | - | |||||||||||
| (9) Noteholders' Principal Distributable Amount | 5,081,353.05 | |||||||||||
| (10) Asset Representation Reviewer Amounts (in excess of 1) | - | |||||||||||
| (11) Distribution to Certificateholders | 556,460.54 | |||||||||||
| Total Distributions of Available Funds | 9,600,324.02 | |||||||||||
| Servicing Fee | 108,774.98 | |||||||||||
| Unpaid Servicing Fee | - | |||||||||||
| Change in amount of the unpaid servicing fee from the prior period | - | |||||||||||
| Note Balances & Note Factors | $ Amount | |||||||||||
| Original Class A | 966,300,000.00 | |||||||||||
| Original Class B | 30,350,000.00 | |||||||||||
| Original Class C | 15,130,000.00 | |||||||||||
| Total Class A, B, & C | ||||||||||||
| Note Balance @ 07/15/26 | 121,004,050.39 | |||||||||||
| Principal Paid | 8,653,462.89 | |||||||||||
| Note Balance @ 08/17/26 | 112,350,587.50 | |||||||||||
| Class A-1 | ||||||||||||
| Note Balance @ 07/15/26 | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 08/17/26 | 0.00 | |||||||||||
| Note Factor @ 08/17/26 | 0.0000000 | % | ||||||||||
| Class A-2 | ||||||||||||
| Note Balance @ 07/15/26 | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 08/17/26 | 0.00 | |||||||||||
| Note Factor @ 08/17/26 | 0.0000000 | % | ||||||||||
| Class A-3 | ||||||||||||
| Note Balance @ 07/15/26 | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 08/17/26 | 0.00 | |||||||||||
| Note Factor @ 08/17/26 | 0.0000000 | % | ||||||||||
| Class A-4 | ||||||||||||
| Note Balance @ 07/15/26 | 75,524,050.39 | |||||||||||
| Principal Paid | 8,653,462.89 | |||||||||||
| Note Balance @ 08/17/26 | 66,870,587.50 | |||||||||||
| Note Factor @ 08/17/26 | 67.7513551 | % | ||||||||||
| Class B | ||||||||||||
| Note Balance @ 07/15/26 | 30,350,000.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 08/17/26 | 30,350,000.00 | |||||||||||
| Note Factor @ 08/17/26 | 100.0000000 | % | ||||||||||
| Class C | ||||||||||||
| Note Balance @ 07/15/26 | 15,130,000.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 08/17/26 | 15,130,000.00 | |||||||||||
| Note Factor @ 08/17/26 | 100.0000000 | % | ||||||||||
| Interest & Principal Payments | $ Amount | |||||||||||
| Total Interest Paid | 390,400.59 | |||||||||||
| Total Principal Paid | 8,653,462.89 | |||||||||||
| Total Paid | 9,043,863.48 | |||||||||||
| Class A-1 | ||||||||||||
| Coupon | 2.96900 | % | ||||||||||
| Interest Paid | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to A-1 Holders | 0.00 | |||||||||||
| Class A-2 | ||||||||||||
| Coupon | 3.73000 | % | ||||||||||
| Interest Paid | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to A-2 Holders | 0.00 | |||||||||||
| Class A-3 | ||||||||||||
| Coupon | 3.66000 | % | ||||||||||
| Interest Paid | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to A-3 Holders | 0.00 | |||||||||||
| Class A-4 | ||||||||||||
| Coupon | 3.68000 | % | ||||||||||
| Interest Paid | 231,607.09 | |||||||||||
| Principal Paid | 8,653,462.89 | |||||||||||
| Total Paid to A-4 Holders | 8,885,069.98 | |||||||||||
| Class B | ||||||||||||
| Coupon | 4.09000 | % | ||||||||||
| Interest Paid | 103,442.92 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to B Holders | 103,442.92 |
| Class C | ||||||||||||
| Coupon | 4.39000 | % | ||||||||||
| Interest Paid | 55,350.58 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to C Holders | 55,350.58 | |||||||||||
| Distribution per $1,000 of Notes | Total | |||||||||||
| Total Interest Distribution Amount | 0.3858552 | |||||||||||
| Total Interest Carryover Shortfall | 0.0000000 | |||||||||||
| Total Principal Distribution Amount | 8.5527119 | |||||||||||
| Total Distribution Amount | 8.9385671 | |||||||||||
| A-1 Interest Distribution Amount | 0.0000000 | |||||||||||
| A-1 Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-1 Principal Distribution Amount | 0.0000000 | |||||||||||
| Total A-1 Distribution Amount | 0.0000000 | |||||||||||
| A-2 Interest Distribution Amount | 0.0000000 | |||||||||||
| A-2 Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-2 Principal Distribution Amount | 0.0000000 | |||||||||||
| Total A-2 Distribution Amount | 0.0000000 | |||||||||||
| A-3 Interest Distribution Amount | 0.0000000 | |||||||||||
| A-3 Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-3 Principal Distribution Amount | 0.0000000 | |||||||||||
| Total A-3 Distribution Amount | 0.0000000 | |||||||||||
| A-4 Interest Distribution Amount | 2.3465764 | |||||||||||
| A-4 Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-4 Principal Distribution Amount | 87.6743960 | |||||||||||
| Total A-4 Distribution Amount | 90.0209724 | |||||||||||
| B Interest Distribution Amount | 3.4083334 | |||||||||||
| B Interest Carryover Shortfall | 0.0000000 | |||||||||||
| B Principal Distribution Amount | 0.0000000 | |||||||||||
| Total B Distribution Amount | 3.4083334 | |||||||||||
| C Interest Distribution Amount | 3.6583331 | |||||||||||
| C Interest Carryover Shortfall | 0.0000000 | |||||||||||
| C Principal Distribution Amount | 0.0000000 | |||||||||||
| Total C Distribution Amount | 3.6583331 | |||||||||||
| Noteholders' First Priority Principal Distributable Amount | 0.00 | |||||||||||
| Noteholders' Second Priority Principal Distributable Amount | 0.00 | |||||||||||
| Noteholders' Third Priority Principal Distributable Amount | 412.80 | |||||||||||
| Noteholders' Principal Distributable Amount | 587.20 | |||||||||||
| Account Balances | $ Amount | |||||||||||
| Reserve Account | ||||||||||||
| Balance as of 07/15/26 | 5,058,901.50 | |||||||||||
| Investment Earnings | 15,039.04 | |||||||||||
| Investment Earnings Paid | (15,039.04 | ) | ||||||||||
| Deposit/(Withdrawal) | - | |||||||||||
| Balance as of 08/17/26 | 5,058,901.50 | |||||||||||
| Change | - | |||||||||||
| Required Reserve Amount | 5,058,901.50 | |||||||||||
| Other Servicing Information | Current Month | Prior Month | Two Months Prior | |||||||||
| Principal Balance of Receivables extended during the Collection Period | $ | 1,089,807.05 | $ | 1,179,053.45 | $ | 878,641.97 | ||||||
| Number of Extensions | 80 | 85 | 59 | |||||||||
| Ratio of extensions to Beginning of Period Receivables Balance | 0.83 | % | 0.84 | % | 0.59 | % |