U.S. Bank Smartly™ Visa Signature® Card offers unlimited 2% cash back

Card rewards grow when combined with other Bank Smartly products

U.S. Bank offers a variety of attractive credit cards to fit a wide range of interests and needs, including the Bank Smartly Card, which provides unlimited 2% cash back on every purchase with no caps, with the ability to earn more when other qualifications are met.¹

In addition to the unlimited 2% cash back, cardholders can earn up to 2% more cash back on the first $10,000 in eligible Net Purchases each billing cycle, when paired with a U.S. Bank Smartly Savings Account, plus qualifying balances in U.S. Bank Smartly Checking and/or Safe Debit account(s).

Clients with qualifying balances between:

• $10,000 and $49,999 can earn 2.5% total cash back.
• $50,000 and $99,999 can earn 3% total cash back.
• $100,000 or more can earn 4% total cash back.

These cash back rates can be obtained when rewards are redeemed into an eligible U.S. Bank deposit account.

"Our Bank Smartly suite offers checking, savings, and credit card products that are designed to work together to provide a more rewarding everyday banking experience for our clients," said Arijit Roy, head of consumer and business banking products at U.S. Bank. "Providing interconnected products together, in one smart offering, demonstrates yet another way U.S. Bank is combining banking and payments for a better client experience with greater value."

The Bank Smartly Card is part of the U.S. Bank Smartly suite of products that includes Bank Smartly Checking and Bank Smartly Savings and is designed to make everyday banking more rewarding for our clients.

Learn more about the U.S. Bank Smartly™ Visa Signature® Card.

Editor's Note: The content of this article is accurate as of publication on April 14, 2025 and may have changed. For the latest product information, refer to the Bank Smartly Card page.

¹ Rewards earned on the card are in Points. The baseline rewards earned are 2 Points for every $1 in eligible Net purchases. Cardmembers can earn up to a total of 4 points (a base of 2 Points plus a Smartly Earning Bonus of up to 2 Points) depending on the average daily qualifying balances maintained in eligible U.S. Bank accounts. The maximum rewards value can be obtained when Points are redeemed into an eligible U.S. Bank deposit account. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Minimum redemption amounts may vary and are subject to change without notice.