Three Defendants Indicted for $447,000 COVID-19 Fraud

KANSAS CITY, Mo. - Three men from the Kansas City metropolitan area have been indicted by a federal grand jury for their receipt of $440,000 in fraudulent Paycheck Protection Program (PPP) loans being issued under the Coronavirus Aid, Relief, and Economic Security (CARES) Act.

Robert Turner, Kansas City, Mark Crosby, Kansas City, and Earl Howard, Grandview, were charged in separate sealed indictments returned by a federal grand jury in Kansas City, Mo., on January 28, 2026. These indictments were unsealed following the initial appearance of these individuals in court this week.

These federal indictments allege that Robert Turner's company, Handy Hands Services LLC, submitted a fraudulent application for a PPP loan. Based upon false payroll records, Turner received a $324,900 PPP loan. Mark Crosby submitted fraudulent applications for two companies, Crosby Auto LLC and MSC & Sons Trucking LLC. Crosby Auto received $71,400 based upon false payroll records submitted with the application and MSC & Sons Trucking received $20,832 based upon similar false statements regarding the company's payroll. Howard's company, Turn 2 LLC, also submitted a fraudulent PPP loan application. Turn 2 received a $30,800 PPP loan. The applications allegedly caused more than $447,000 in fraudulent PPP loans to be issued to these three ineligible borrowers, all of which were forgiven by the SBA even though the funds were not used for the purposes specified in the PPP.

The charges contained in these indictments are simply accusations, and not evidence of guilt. Evidence supporting the charges must be presented to a federal trial jury, whose duty is to determine guilt or innocence.

These cases are being prosecuted by Assistant U.S. Attorney Paul S. Becker. They were investigated by IRS-Criminal Investigation and the Kansas City, Mo., Police Department.