City of Palm Bay Announces Disaster Relief Program for Homeowners Impacted by Recent Flooding

The City of Palm Bay is announcing the availability of its Disaster Relief Program to assist eligible homeowners with necessary repairs following the recent flooding that impacted homes throughout the community.

The program is designed to help qualifying homeowners address damage directly related to the declared disaster, with a focus on repairs necessary to protect the safety and structural integrity of their homes.

Eligible repairs and assistance may include:

• Insurance deductible payments
• Weatherproofing
• Water extraction
• Removal of water-damaged materials
• Emergency plumbing or electrical work
• Temporary structural stabilization
• Other reasonable and necessary actions to protect homes from additional damage

Program Eligibility

To qualify for assistance, applicants must meet the following requirements:

• The property must be located within the City of Palm Bay.
• The applicant must have owned the home for at least one year before requesting assistance and have a designated exemption.
• Mortgage payments, property taxes, and utilities must be current.
• The household must meet very low or low-income requirements.

Assistance exceeding $20,000 will require a lien in the form of a forgivable mortgage at zero percent interest for five years.

Income eligibility is based on household size, with limits ranging from $83,760 for a one-person household to $138,720 for a six-person household.

How to Apply

Homeowners interested in receiving assistance should complete the program's online prequalification form at www.palmbayfl.gov/housing.

Residents with questions or who need additional information may contact the City's Housing and Community Improvement Division at 321-726-5633.