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Nissan Auto Receivables 2022-B Owner Trust

02/20/2026 | Press release | Distributed by Public on 02/20/2026 14:31

Asset-Backed Issuer Distribution Report (Form 10-D)

Exhibit 99.1

Nissan Auto Receivables 2022-B Owner Trust

Servicer's Certificate

Collection Period

31-Jan-26

30/360 Days

Collection Period Start

1-Jan-26

Distribution Date

17-Feb-26

Actual/360 Days

Collection Period End

31-Jan-26

Prior Month Settlement Date

15-Jan-26

Current Month Settlement Date

17-Feb-26


	Coupon Rate			Initial Balance		Beginning Balance		Ending Balance		Pool Factor
Pool Balance					1,477,843,167.03		231,624,148.50		214,597,672.95		0.164803
Yield Supplement Overcollaterization					175,694,119.15		11,213,248.01		10,009,860.49
Total Adjusted Pool Balance					1,302,149,047.88		220,410,900.49		204,587,812.46
Total Adjusted Securities					1,302,149,047.88		220,410,900.49		204,587,812.46		0.157116
Class A-1 Notes		3.68800	%		270,000,000.00		0.00		0.00		0.000000
Class A-2a Notes		4.50000	%		443,300,000.00		0.00		0.00		0.000000
Class A-2b Notes		0.00000	%		0.00		0.00		0.00		0.000000
Class A-3 Notes		4.46000	%		443,300,000.00		74,861,852.61		59,038,764.58		0.133180
Class A-4 Notes		4.45000	%		93,400,000.00		93,400,000.00		93,400,000.00		1.000000
Certificates		0.00000	%		52,149,047.88		52,149,047.88		52,149,047.88		1.000000

	Principal Payment			Interest Payment		Principal per $1000 Face Amount		Interest per $1000 Face Amount
Class A-1 Notes		0.00			0.00		-		-
Class A-2a Notes		0.00			0.00		-		-
Class A-2b Notes		0.00			0.00		-		-
Class A-3 Notes		15,823,088.03			278,236.55		35.6938598		0.6276484
Class A-4 Notes		0.00			346,358.33		-		3.7083333
Certificates		0.00			0.00		-		-

Total Securities		15,823,088.03			624,594.88


I. COLLECTIONS

Interest:
Interest Collections									543,069.22
Repurchased Loan Proceeds Related to Interest									0.00

Total Interest Collections									543,069.22
Principal:
Principal Collections									16,951,700.00
Repurchased Loan Proceeds Related to Principal									0.00

Total Principal Collections									16,951,700.00
Recoveries of Defaulted Receivables									262,962.27

Total Collections									17,757,731.49


II. COLLATERAL POOL BALANCE DATA

						Number		Amount
Adjusted Pool Balance - Beginning of Period							26,999		220,410,900.49
Total Principal Payment									15,823,088.03

							26,138		204,587,812.46

Nissan Auto Receivables 2022-B Owner Trust

Servicer's Certificate


III. DISTRIBUTIONS

Total Collections			17,757,731.49
Reserve Account Draw			0.00
Total Available for Distribution			17,757,731.49
1. Reimbursement of Advance			0.00
2. Servicing Fee:
Servicing Fee Due			193,020.12
Servicing Fee Paid			193,020.12
Servicing Fee Shortfall			0.00
3. Interest:
Class A-1 Notes Monthly Interest
Class A-1 Notes Interest Carryover Shortfall			0.00
Class A-1 Notes Interest on Interest Carryover Shortfall			0.00
Class A-1 Notes Monthly Interest Distributable Amount			0.00
Class A-1 Notes Monthly Interest Paid			0.00
Change in Class A-1 Notes Interest Carryover Shortfall			0.00
Class A-2a Notes Monthly Interest
Class A-2a Notes Interest Carryover Shortfall			0.00
Class A-2a Notes Interest on Interest Carryover Shortfall			0.00
Class A-2a Notes Monthly Interest Distributable Amount			0.00
Class A-2a Notes Monthly Interest Paid			0.00
Change in Class A-2a Notes Interest Carryover Shortfall			0.00
Class A-2b Notes Monthly Interest
Class A-2b Notes Interest Carryover Shortfall			0.00
Class A-2b Notes Interest on Interest Carryover Shortfall			0.00
Class A-2b Notes Monthly Interest Distributable Amount			0.00
Class A-2b Notes Monthly Interest Paid			0.00
Change in Class A-2b Notes Interest Carryover Shortfall			0.00
Class A-3 Notes Monthly Interest
Class A-3 Notes Interest Carryover Shortfall			0.00
Class A-3 Notes Interest on Interest Carryover Shortfall			0.00
Class A-3 Notes Monthly Interest Distributable Amount			278,236.55
Class A-3 Notes Monthly Interest Paid			278,236.55
Change in Class A-3 Notes Interest Carryover Shortfall			0.00
Class A-4 Notes Monthly Interest
Class A-4 Notes Interest Carryover Shortfall			0.00
Class A-4 Notes Interest on Interest Carryover Shortfall			0.00
Class A-4 Notes Monthly Interest Distributable Amount			346,358.33
Class A-4 Notes Monthly Interest Paid			346,358.33
Change in Class A-4 Notes Interest Carryover Shortfall			0.00

Nissan Auto Receivables 2022-B Owner Trust

Servicer's Certificate


Total Note Monthly Interest
Total Note Monthly Interest Due					624,594.88
Total Note Monthly Interest Paid					624,594.88
Total Note Interest Carryover Shortfall					0.00
Change in Total Note Interest Carryover Shortfall					0.00
Total Available for Principal Distribution					16,940,116.49
4. Total Monthly Principal Paid on the Notes					15,823,088.03
Total Noteholders' Principal Carryover Shortfall					0.00
Total Noteholders' Principal Distributable Amount					15,823,088.03
Change in Total Noteholders' Principal Carryover Shortfall					0.00
5. Total Monthly Principal Paid on the Certificates					0.00
Total Certificateholders' Principal Carryover Shortfall					0.00
Total Certificateholders' Principal Distributable Amount					0.00
Change in Total Certificateholders' Principal Carryover Shortfall					0.00
Remaining Available Collections					1,117,028.46
Deposit from Remaining Available Collections to fund Reserve Account					0.00
Remaining Available Collections Released to Certificateholder					1,117,028.46

V. RESERVE ACCOUNT

Initial Reserve Account Amount					3,255,372.62
Required Reserve Account Amount					3,255,372.62
Beginning Reserve Account Balance					3,255,372.62
Deposit of Remaining Available Collections					0.00
Ending Reserve Account Balance					3,255,372.62
Required Reserve Account Amount for Next Period					3,255,372.62

VI. POOL STATISTICS

Weighted Average Coupon					2.78	%
Weighted Average Remaining Maturity¹					21.21

	Amount			Number
Principal on Defaulted Receivables		74,775.55			7
Principal Recoveries of Defaulted Receivables		262,962.27

Monthly Net Losses		(188,186.72	)
Pool Balance at Beginning of Collection Period		231,624,148.50
Net Loss Ratio for Third Preceding Collection Period		0.03	%
Net Loss Ratio for Second Preceding Collection Period		0.36	%
Net Loss Ratio for Preceding Collection Period		0.21	%
Net Loss Ratio for Current Collection Period		-0.97	%
Four-Month Average Net Loss Ratio		-0.09	%
Cumulative Net Losses for all Periods		5,042,893.92			5,231,080.64

Nissan Auto Receivables 2022-B Owner Trust

Servicer's Certificate


	Amount			Number			% of Receivables (EOP Balance)
Delinquent Receivables:
31-60 Days Delinquent		2,122,948.20			188			0.99	%
61-90 Days Delinquent		440,550.28			35			0.21	%
91-120 Days Delinquent		54,794.02			6			0.03	%
More than 120 Days		0.00			0			0.00	%

Total 31+ Days Delinquent Receivables:		2,618,292.50			229			1.22	%
61+ Days Delinquencies as Percentage of Receivables (EOP):
Delinquency Ratio for Third Preceding Collection Period		0.25	%		0.16	%
Delinquency Ratio for Second Preceding Collection Period		0.22	%		0.13	%
Delinquency Ratio for Preceding Collection Period		0.19	%		0.14	%
Delinquency Ratio for Current Collection Period		0.23	%		0.16	%
Four-Month Average Delinquency Ratio		0.22	%		0.15	%
60 Day Delinquent Receivables		547,917.43
Delinquency Percentage		0.26	%
Delinquency Trigger		4.90	%
Does the Delinquency Percentage exceed the Delinquency Trigger?		No
Principal Balance of Extensions		1,025,935.94
Number of Extensions		83

VII. STATEMENTS TO NOTEHOLDERS

1. Has there been a material change in practices with respect to charge-offs, collection and management of delinquent Receivables, and the effect of any grace period, re-aging, re-structuring, partial payments or other practices on delinquency and loss experience?								NO

2. Have there been any material breaches of representations, warranties or covenants contained in the Receivables?								NO

3. Has there been an issuance of notes or other securities backed by the Receivables?								NO

4. Has there been a material change in the underwriting, origination or acquisition of Receivables?								NO

¹ The Weighted Average Remaining Maturity (WARM) reported under Section VI. POOL STATISTICS for the Collection Period ended December 31, 2025 contained an error. The corrected December WARM value for NAROT 2022-B is 22.47. The January WARM is calculated correctly above.

Nissan Auto Receivables 2022-B Owner Trust published this content on February 20, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on February 20, 2026 at 20:31 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]

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