Separate Account FP of Equitable Financial Life Insurance Co.

05/21/2026 | Press release | Distributed by Public on 05/21/2026 08:39

Prospectus by Investment Company (Form 497)

Equitable Financial Life Insurance Company
Equitable Financial Life Insurance Company of America
Supplement dated
May 21, 2026
, to the current variable life prospectuses, initial summary prospectuses, updating summary prospectuses and modernized alternative disclosure annual notice documents for:
VUL Optimizer
®
(Series 166)
VUL Optimizer
®
(Series 160)
VUL Incentive Life Protect
®
COIL Institutional Series
®
(Series 162)
COIL Institutional Series
®
(Series 160)
Equitable Advantage
SM
VUL Survivorship
VUL Legacy
®
IncentiveLife Optimizer
®
III
Incentive Life Optimizer
®
II
Incentive Life Optimizer
®
IncentiveLife Legacy
®
III
Incentive Life Legacy
®
II
Incentive Life Legacy
®
Survivorship Incentive Life
SM
Legacy
Incentive Life
®
'06
Incentive Life
®
'02
Incentive Life
®
('99)
Incentive Life Plus
®
Incentive Life
®
(Original)
Champion 2000
Incentive Life
®
2000
Corporate Owned Incentive Life
®
Incentive Life
®
COLI
Incentive Life
®
COLI '04
Accumulator
®
Life
SM
Survivorship Incentive Life
SM
'02
Survivorship Incentive Life
SM
'99
IL Protector
®
Survivorship 2000
Paramount Life
SM
This Supplement updates certain information in the Appendix listing available Portfolio Companies in the most recent prospectuses, initial summary prospectuses, updating summary prospectuses and modernized alternative disclosure annual notice documents for variable life policies and in any supplements to those prospectuses, initial summary prospectuses, updating summary prospectuses and modernized alternative disclosure annual notice documents (collectively, the "Prospectuses" or "Prospectus"). You should read this Supplement in conjunction with the Prospectus and retain it for future reference. The terms we use in this Supplement have the same meaning as in the Prospectus. We will send you another copy of any Prospectus or Supplement without charge upon request. Please contact the customer service group referenced in the Prospectus.
This Supplement updates certain information for a Portfolio Company listed in the Appendix in the Prospectuses. As applicable to your policy, please note the following:
(1) Portfolio Name Change
Effective on or about May 1, 2026, the American Funds Insurance Series
®
Global Small Capitalization Fund was renamed to American Funds Insurance Series
®
SMALLCAP World Fund
®
. Accordingly, all references to the Portfolio in the Prospectus are also changed. The former name may continue to be used in certain documents for a period of time after the date of this Supplement.
(2) Current Expense Update
Please note for the following policies ONLY:
VUL Incentive Life Protect
®
VUL Optimizer
®
(Series 166)
COIL Institutional Series
®
(Series 162)
VUL Optimizer
®
(Series 160)
COIL Institutional Series
®
(Series 160)
VUL Survivorship
Equitable Advantage
SM
VUL Legacy
®
The following hereby amends the current expense in "Appendix: Investment options available under the contract" for the following fund:
Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable
Current
Expenses
Lord Abbett Bond Debenture Portfolio (VC) -
Lord, Abbett & Co. LLC
1.05%
New Biz/Inforce-498 and MAD Catalog No. 800304 (05/26)
#145779
Separate Account FP of Equitable Financial Life Insurance Co. published this content on May 21, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on May 21, 2026 at 14:39 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]