Talcott Resolution Life Insurance Separate Account Three Co.

04/23/2025 | Press release | Distributed by Public on 04/23/2025 06:14

Updating Summary Prospectus (Form 497VPU)


Table of Contents
DIRECTOR M VARIABLE ANNUITY
TALCOTT RESOLUTION LIFE INSURANCE COMPANY AND
TALCOTT RESOLUTION LIFE AND ANNUITY INSURANCE COMPANY

Updating Summary Prospectus for Existing Investors
April 30, 2025

This updating summary prospectus provides updated information about The Director M, an individual deferred flexible premium variable annuity contract. The contract is issued by us, Talcott Resolution Life and Annuity Insurance Company and Talcott Resolution Life Insurance Company, (collectively, "Talcott Resolution").
The contract was previously sold under various marketing names depending on which distribution partner sold the contract and/or when the product was sold. These marketing names include: The Director M, First Horizon Director M, Director M Platinum, AmSouth Variable Annuity M, The Director M Select, The Huntington Director M, Fifth Third Director M, Wells Fargo Director M, Classic Director M and Director M Ultra.
The prospectus for the contract contains more information about the contract including its features, benefits and risks. You can find the current prospectus and other information about the contract online at:
Issued by Talcott Resolution Life Insurance Company:
Contract Version Website Address
The Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q746
Director M Platinum https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q589
AmSouth Variable Annuity M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q696
First Horizon Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q555
The Director M Select https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q720
The Huntington Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q548
Fifth Third Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q571
Wells Fargo Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q613
Classic Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q530
Director M Ultra https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q563

Issued by Talcott Resolution Life and Annuity Insurance Company:
Contract Version Website Address
The Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=NRVA03793
Wells Fargo Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=NRVA03844
You can also obtain this information at no cost by calling 1-800-862-6668 or by sending an email request as instructed below.
Additional information about certain investment products, including variable annuities, has been prepared by the staff of the Securities and Exchange Commission (SEC) and is available at Investor.gov.
For additional information, please contact your investment professional or contact us by:
a.Mailing: Talcott Resolution
PO Box 14293
Lexington, KY 40512-4293
a.Calling: 1-800-862-6668
b.Emailing: asccontactus@talcottresolution.com
c.Visiting: www.talcottresolution.com


Table of Contents
The Securities and Exchange Commission ("SEC") has not approved or disapproved of this security or passed upon the accuracy or adequacy of this summary prospectus. Any representation to the contrary is a criminal offense.

Table of Contents
Page
Special Terms
2
Updated Information About Your Contract
2
Key Information Table
3
Appendix A - Investment Options Available Under the Contract
APP A-1
Appendix A.1 - Investment Options by Product
APP A.1-1

Special Terms Used in this Summary Prospectus
Contract Value The total value of your investments in the Sub-Accounts (and the Fixed Accumulation Feature, if applicable).
Fixed Accumulation Feature or FAF A fixed account option that guarantees principal and a rate of interest. Effective October 4, 2013, we no longer accept new allocations or premium payments to the Fixed Accumulation Feature except for contracts issued in Massachusetts.
Payment Base The amount used to determine benefit payments under certain optional benefits under the contract.
Sub-Account A fund option under the contract. There is a Sub-Account that corresponds to each fund that is available under the contract.

Updated Information About Your Contract
The following is a summary of certain contract features that have changed since May 1, 2024, This does not reflect all of the changes that have occurred since you entered into your contract.
Summary of recent contract changes:
Changes for all Contracts:
• Effective July 15, 2024, Franklin Advisors, Inc. replaced Putnam Investment Management, LLC as Adviser and Putnam Investment Management, LLC was added as Subadviser for Putnam VT Diversified Income Fund, and Putnam VT Global Asset Allocation Fund; and
• Effective July 15, 2024, Franklin Advisers, Inc. was added as a Subadviser for Putnam VT Core Equity Fund, Putnam VT George Putnam Balanced Fund, Putnam VT International Equity Fund, Putnam VT International Value Fund, Putnam VT Large Cap Growth Fund, Putnam VT Large Cap Value Fund, Putnam VT Small Cap Value Fund, and Putnam VT Sustainable Leaders Fund.
• Effective November 6, 2024, Putnam Investments Limited, the sub-adviser for each of the Putnam VT Funds in your contract, was replaced with Franklin Templeton Investment Management Limited.
• Effective April 30, 2025, the Invesco V.I. Capital Appreciation Fund was renamed Invesco V.I. Discovery Large Cap Fund.

Change to AmSouth Variable Annuity M only:

• Effective April 2, 2025, Pioneer Fund VCT Portfolio was reorganized into Victory Pioneer Fund VCT Portfolio.
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Table of Contents
Key Information Table
Important Information You Should Consider About the Contract
FEES AND EXPENSES Location in Prospectus
Charges for Early Withdrawals
Your Contract may be subject to surrender charges. Surrender charges may apply to both partial and full Surrenders.
If you withdraw money from your contract within 7 years following your last premium payment, you may be assessed a surrender charge of up to 7% (as a percentage if premium payments withdrawn), declining to 0% over that time period.
For example, if you were to withdraw $100,000 during a surrender charge period, you could be assessed a charge of up to $7,000.
4. Fee Table

7. The Contract - c. Charges and Fees - Sales Charges
Transaction Charges Other than surrender charges (if any), there are no charges for other contract transactions (e.g., transferring money between investment options). 4. Fee Table
Ongoing Fees and Expenses (annual charges)
The table below describes the current fees and expenses of the contract that you may pay each year, depending on the options you choose. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. Fees and expenses do not reflect any advisory fees paid to financial intermediaries from Contract Value or other assets of the Contract Owner, and that if such charges were reflected, the fees and expenses would be higher.
4. Fee Table

7. The Contract - c. Charges and Fees

Appendix A - Investment Options Available Under the Contract
Annual Fee Minimum Maximum
Base Contract 1.16%¹ 1.16%¹
Investment Options
(fund fees and expenses)
0.14%² 1.51%²
Optional benefits available for an additional charge
(for a single optional benefit, if elected)
0.20%1
1.50%3
1 As a percentage of average daily Sub-Account Values.
2 As a percentage of fund net assets.
3 As a percentage of average daily Benefit Amount or Payment Base depending on the
optional benefit selected.
Because your contract is customizable, the choices you make effect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the contract, which could add surrender charges that substantially increase costs.
Lowest Annual Cost: $1,566 Highest Annual Cost: $4,659
Assumes: Assumes:
•Investment of $100,000
•Investment of $100,000
•5% annual appreciation
•5% annual appreciation
•Least expensive fund fees and expenses
•Most expensive combination of optional benefits and fund fees and expenses
•No sales charges or advisory fees
•No sales charges or advisory fees
•No additional premium payments, transfers or withdrawals
•No additional premium payments, transfers or withdrawals
•No optional benefits
RISKS Location in Prospectus
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Risk of Loss You can lose money by investing in this contract, including loss of principal. 5. Principal Risks of Investing in the Contract
Not a Short-Term Investment
•This contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash.
•Surrender charges may apply to withdrawals. If you take a withdrawal, a surrender charge may reduce the value of your contract or the amount of money that you actually receive.
•The benefits of tax deferral, long-term income, and living benefit guarantees are generally more beneficial to investors with a long-time horizon.
•A 10% penalty tax may be applied to withdrawals before age 59½.
Risks Associated with Investment Options
•An investment in this contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the contract (e.g., the Funds).
•Each investment option (including the FAF, if available) has its own unique risks.
•You should review the investment options before making an investment decision.
Insurance Company Risks An investment in the contract is subject to the risks related to us. Any obligations (including under the FAF), guarantees or benefits of the contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you. More information about Talcott Resolution, including our financial strength ratings, is available upon request by by calling 1-800-862-6668.
RESTRICTIONS Location in Prospectus
Investment Options
•Certain investment options may not be available under your contract.
•You are allowed to make 1 transfer between the fund options per day. You are allowed to make 20 transfers between the fund options per year before we require you to submit additional transfer requests by mail. Your transfer between the fund options are subject to policies designed to deter excessively frequent transfers and market timing. These transfer restrictions do not apply to transfers under the contract's automatic transfer programs.
•There are restrictions on the maximum amount that may be transferred annually from the FAF to the fund options. If the FAF is available for investment, you must wait 6 months after your most recent transfer from the FAF before making a subsequent transfer into the FAF. These transfer restrictions may apply to the contract's automatic income programs.
•We reserve the right to remove or substitute funds as investment options.
6. General Information

7. The Contract - a. Purchases and Contract Value

Appendix A - Investment Options Available Under the Contract

Appendix A.1 - Investment Options by Product
Optional Benefits
•Optional benefits may further limit or restrict the investment options that you may select under the contract. We may change these restrictions in the future.
•Withdrawals may reduce the value of an optional benefit by an amount greater than the value withdrawn or result in termination of the benefit.
•If you receive services for your Contract from a third-party financial intermediary who charges an advisory fee for their services, withdrawals to pay advisory fees will also reduce death benefits and other guaranteed benefits under the Contract and may be subject to federal and state income taxes and a 10% federal penalty tax.
7.a. Purchases and Contract Value - Deduction of Advisory Fee

7.c. Charges and Fees

9. Death Benefits

10. Optional Withdrawal Benefits

12. Federal Tax Considerations

Appendix A - Investment Options Available Under the Contract

Appendices B-C
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TAXES Location in Prospectus
Tax Implications
•Consult with a tax professional to determine the tax implications of an investment in and payments received under the contract.
•If you purchased the contract through a tax-qualified plan or IRA, you do not get any additional tax benefit under the contract.
•Earnings on your contract are taxed at ordinary income rates when you withdraw them and you may have to pay a penalty if you take a withdrawal before age 59-1/2.
12. Federal Tax Considerations
CONFLICTS OF INTEREST Location in Prospectus
Investment Professional Compensation
Your investment professional may receive compensation for selling this contract to you, in the form of commissions, additional payments, and non-cash compensation. We may share the revenue we earn on this contract with your investment professional's firm. This conflict of interest may influence your investment professional to recommend this contract over another investment for which the investment professional is not compensated or compensated less.
11. Miscellaneous - (f) How Contracts Were Sold
Exchanges Some investment professionals may have a financial incentive to offer you a new contract in place of the one you already own. You should only exchange a contract you already own if you determine, after comparing the features, fees and risks of both contract's, that it is better for you to purchase the new contract rather than continue to own your existing contract. 7.a. Purchases and Contract Value - Replacement of Annuities

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Appendix A - Investment Options Available Under the Contract
The following is a list of Funds available under the Contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at:
Issued by Talcott Resolution Life Insurance Company:
Contract Version Website Address
The Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q746
Director M Platinum https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q589
AmSouth Variable Annuity M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q696
First Horizon Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q555
The Director M Select https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q720
The Huntington Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q548
Fifth Third Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q571
Wells Fargo Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q613
Classic Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q530
Director M Ultra https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q563

Issued by Talcott Resolution Life and Annuity Insurance Company:
Contract Version Website Address
The Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=NRVA03793
Wells Fargo Director M https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=NRVA03844
You can also request this information at no cost by calling 1-800-862-6668 or by sending an email request to asccontactus@talcottresolution.com.
The current expenses and performance information below reflects fee and expenses of the Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund's past performance is not necessarily an indication of future performance.
See "Optional Benefit Investment Restrictions" following this table for information on investment restrictions.

Type Fund and Adviser/Subadviser Current
Expenses
Average Annual Total Returns
(as of 12/31/24)
1 Year 5 Year 10 Year
Allocation AB VPS Balanced Hedged Allocation Portfolio - Class B
Adviser: AllianceBernstein, L.P.
0.73%* 8.58% 4.14% 5.18%
U.S. Equity AB VPS Discovery Value Portfolio - Class B
Adviser: AllianceBernstein, L.P.
1.06% 9.72% 8.57% 7.36%
International Equity AB VPS International Value Portfolio - Class B
Adviser: AllianceBernstein, L.P.
1.15% 4.81% 3.29% 3.00%
U.S. Equity AB VPS Relative Value Portfolio - Class B
Adviser: AllianceBernstein, L.P.
0.61%* 12.76% 9.54% 9.39%
U.S. Equity Allspring VT Discovery All Cap Growth Fund - Class 1
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
0.75%* 21.30% 11.00% 12.39%
U.S. Equity Allspring VT Discovery All Cap Growth Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
1.00%* 21.00% 10.75% 12.12%
U.S. Equity Allspring VT Discovery SMID Cap Growth Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
1.15% 18.13% 6.38% 9.20%
Allocation Allspring VT Index Asset Allocation Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
1.00%* 14.87% 8.51% 7.94%
U.S. Equity Allspring VT Opportunity Fund - Class 1
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
0.75%* 15.35% 12.00% 11.05%
APP A-1

Table of Contents
Type Fund and Adviser/Subadviser Current
Expenses
Average Annual Total Returns
(as of 12/31/24)
1 Year 5 Year 10 Year
U.S. Equity Allspring VT Opportunity Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
1.00%* 15.05% 11.72% 10.78%
U.S. Equity Allspring VT Small Cap Growth Fund - Class 1
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
0.92% 19.07% 6.85% 8.93%
U.S. Equity Allspring VT Small Cap Growth Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
1.17% 18.70% 6.60% 8.65%
U.S. Equity BlackRock S&P 500 Index V.I. Fund - Class I
Adviser: BlackRock Advisors, LLC
0.14% 24.83% 14.38% 12.89%
U.S. Equity Fidelity® VIP Contrafund® Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.81% 33.45% 16.74% 13.33%
U.S. Equity Fidelity® VIP Dynamic Capital Appreciation Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.87% 25.19% 16.09% 12.76%
U.S. Equity Fidelity® VIP Equity-Income Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.72% 15.06% 9.80% 8.94%
U.S. Equity Fidelity® VIP Growth Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.81% 30.07% 18.63% 16.34%
U.S. Equity Fidelity® VIP Mid Cap Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.82% 17.18% 11.06% 8.94%
U.S. Equity Fidelity® VIP Value Strategies Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.84% 9.16% 11.93% 9.37%
Allocation Hartford Balanced HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.66% 11.21% 8.09% 7.75%
U.S. Equity Hartford Capital Appreciation HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.67% 21.19% 11.50% 10.61%
U.S. Equity Hartford Disciplined Equity HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.59% 25.37% 12.79% 12.70%
U.S. Equity Hartford Dividend and Growth HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.66% 12.67% 10.75% 10.55%
International Equity Hartford International Opportunities HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.77% 8.40% 5.18% 5.50%
U.S. Equity Hartford MidCap HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.74% 6.28% 4.91% 8.27%
U.S. Equity Hartford Small Cap Growth HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.65% 13.12% 5.84% 7.89%
U.S. Equity Hartford Small Company HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.80% 12.00% 7.36% 8.28%
U.S. Equity Hartford Stock HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.51% 8.74% 9.25% 10.43%
APP A-2

Table of Contents
Type Fund and Adviser/Subadviser Current
Expenses
Average Annual Total Returns
(as of 12/31/24)
1 Year 5 Year 10 Year
Fixed Income Hartford Total Return Bond HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.52% 2.33% 0.28% 1.97%
Fixed Income Hartford Ultrashort Bond HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.45% 5.20% 2.26% 1.78%
U.S. Equity Invesco V.I. American Value Fund - Series II
Adviser: Invesco Advisers, Inc.
1.14% 30.10% 13.40% 8.85%
U.S. Equity Invesco V.I. Comstock Fund - Series II
Adviser: Invesco Advisers, Inc.
1.01% 14.87% 11.31% 9.21%
U.S. Equity Invesco V.I. Discovery Large Cap Fund - Series II (formerly Invesco V.I. Capital Appreciation Fund)
Adviser: Invesco Advisers, Inc.
1.05%* 33.83% 15.77% 12.97%
U.S. Equity Invesco V.I. Discovery Mid Cap Growth Fund - Series II
Adviser: Invesco Advisers, Inc.
1.10% 23.92% 9.92% 11.29%
International Equity Invesco V.I. Global Fund - Series II
Adviser: Invesco Advisers, Inc.
1.06% 15.78% 9.21% 9.58%
Money Market Invesco V.I. Government Money Market Fund - Series I**
Adviser: Invesco Advisers, Inc.
0.36% 4.98% 2.30% 1.56%
Fixed Income Invesco V.I. Government Securities Fund - Series I
Adviser: Invesco Advisers, Inc.
0.70% 1.72% (0.17)% 0.91%
U.S. Equity Invesco V.I. Growth and Income Fund - Series II
Adviser: Invesco Advisers, Inc.
1.00% 15.72% 9.81% 8.53%
Fixed Income Invesco V.I. High Yield Fund - Series I
Adviser: Invesco Advisers, Inc.
0.89% 7.73% 2.97% 3.81%
U.S. Equity Invesco V.I. Main Street Fund - Series II
Adviser: Invesco Advisers, Inc.
1.11% 23.39% 11.81% 10.97%
U.S. Equity Invesco V.I. Main Street Small Cap Fund - Series II
Adviser: Invesco Advisers, Inc.
1.11% 12.41% 10.22% 8.73%
Fixed Income Lord Abbett Bond-Debenture Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
0.99% 6.72% 1.90% 3.73%
U.S. Equity Lord Abbett Dividend Growth Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
0.99% 22.14% 12.23% 11.16%
U.S. Equity Lord Abbett Fundamental Equity Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
1.08%* 16.65% 8.81% 7.91%
U.S. Equity Lord Abbett Growth and Income Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
0.93% 20.60% 10.37% 9.05%
U.S. Equity Morgan Stanley VIF Discovery Portfolio - Class II
Adviser: Morgan Stanley Investment Management Inc.
1.05%* 41.73% 11.11% 12.02%
International Equity Morgan Stanley VIF Emerging Markets Equity Portfolio - Class II
Adviser: Morgan Stanley Investment Management Inc.
Subadviser: Morgan Stanley Investment Management Company
1.30%* 7.72% 1.23% 3.03%
U.S. Equity Putnam VT Core Equity Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
0.93% 26.96% 16.06% 13.17%
Fixed Income Putnam VT Diversified Income Fund - Class IB
Adviser: Franklin Advisers, Inc.
Subadviser: Putnam Investment Management, LLC and Franklin Templeton Investment Management Limited
1.06%* 5.76% (0.04)% 1.95%
Allocation Putnam VT George Putnam Balanced Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
0.90% 16.73% 9.11% 8.60%
Allocation Putnam VT Global Asset Allocation Fund - Class IB
Adviser: Franklin Advisers, Inc.
Subadviser: Putnam Investment Management, LLC, Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
1.11%* 16.36% 8.00% 7.00%
APP A-3

Table of Contents
Type Fund and Adviser/Subadviser Current
Expenses
Average Annual Total Returns
(as of 12/31/24)
1 Year 5 Year 10 Year
International Equity Putnam VT International Equity Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
1.08% 2.97% 4.88% 4.74%
International Equity Putnam VT International Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
1.07% 5.21% 6.81% 5.46%
U.S. Equity Putnam VT Large Cap Growth Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
0.89% 33.41% 17.91% 16.22%
U.S. Equity Putnam VT Large Cap Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
0.80% 19.14% 12.45% 10.88%
U.S. Equity Putnam VT Small Cap Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
1.02% 6.20% 10.71% 8.10%
U.S. Equity Putnam VT Sustainable Leaders Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
0.88% 23.02% 13.72% 13.50%
U.S. Equity Victory Pioneer Fund VCT Portfolio - Class II
Adviser: Victory Capital Management Inc.
1.00%* 22.31% 14.86% 13.05%
* Annual expenses reflect a contractual fee reduction under an expense reimbursement or fee waiver arrangement.
** In a low interest rate environment, yields for money market funds, after deduction of Contract charges, may be negative even though the fund's yield, before deducting for such charges, is positive. If you allocate a portion of your Contact value to a money market Sub-Account or participate in an Asset Allocation Program, if available, where Contract value is allocated to a money market Sub-Account, that portion of the value of your Contract value may decrease in value.


APP A-4

Table of Contents

Asset Allocation Models
This section provides information about the asset allocation models (or Portfolio Planner Models) that may be available for participation under the contract. Models may not be available to you. You may be required to participate in a certain model depending on the optional benefits you have chosen. See "Optional Benefit Investment Restrictions" below.
You may participate in only one asset allocation model at a time. Your investments related to an asset allocation model will be rebalanced quarterly. For additional information, see "Static Asset Allocation Models" in the prospectus.

Models Available For The Following Contracts:

AmSouth VA M Classic Director M Director M Platinum
Director M Ultra Fifth Third Director M First Horizon Director M
The Director M The Director M Select The Huntington Director M
Wells Fargo Director M


The Portfolio Planner Models
The following model(s) (introduced as of May 2, 2022) are available for the Contract(s) listed above.
The percentage allocations below apply to value in the Sub-Accounts.

Fund 2022
Series 108
2022
Series 208
2022
Series 308
2022
Series 408
2022
Series 508
AB VPS Small/Mid-Cap Value Portfolio 1% 2% 2% 3% 3%
Fidelity VIP Growth Portfolio 5% 6% 8% 10% 11%
Fidelity VIP Value Strategies Portfolio 2% 2% 3% 3% 4%
Hartford Disciplined Equity HLS Fund 5% 7% 9% 10% 12%
Hartford Dividend and Growth HLS Fund 5% 7% 8% 10% 12%
Hartford Small Company HLS Fund 2% 2% 3% 3% 4%
Hartford Total Return Bond HLS Fund 55% 48% 40% 32% 24%
Invesco V.I. Discovery Mid Cap Growth Fund 1% 2% 2% 3% 3%
Invesco V.I. Government Securities Fund 5% 4% 3% 3% 2%
Invesco V.I. High Yield Fund 10% 8% 7% 5% 4%
Putnam VT International Equity Fund 9% 12% 15% 18% 21%
Total 100% 100% 100% 100% 100%


APP A-5

Table of Contents
Optional Benefit Investment Restrictions
A. Investment Restrictions For
Lifetime Income Builder Lifetime Income Builder II
Lifetime Income Builder Selects Lifetime Income Foundation
Applicable To The Following Product
The Director M

(If applicable to your contract (see the "State Variations" provisions in the "Miscellaneous" section))

Your Sub-Account value must be allocated in accordance with the following investment restrictions on and after October 4, 2013 and you must elect to rebalance to the allocations on a quarterly basis:

(1) SELF SELECT
Satisfy each of the following three categories:
Category 1
Fixed Income Rule: Minimum 40% of allocation Maximum of 100% of allocation*
Category 2
Acceptable Investment Options (Equity or Multi-Asset) Rule: Maximum 60% of allocation, maximum 20% in any one fund
Category 3
Acceptable Investment Options (Equity or Multi-Asset) Rule: Maximum 60% of allocation, maximum 20% in any one fund


Category 1: Fixed Income Rule: Minimum 40% of allocation Maximum of 100% of allocation*
Hartford Total Return Bond HLS Fund
Invesco V.I. Government Securities Fund
Hartford Ultrashort Bond HLS Fund
Invesco V.I. High Yield Fund
Invesco V.I. Government Money Market Fund

*If you have 100% allocation to the FAF on and after October 4, 2013 you will comply with these investment restrictions for as long as your allocation remains at 100% to the FAF. Please remember that effective October 4, 2013, the FAF was closed to new allocations or Premium Payments (with limited state exclusions). Therefore, if you move any money out of the FAF and into the Sub-Accounts you will not be able to move it back into the FAF AND your Sub-Account allocations must comply with these investment restrictions in order to prevent the revocation of your withdrawal feature.

Category 2: Acceptable Investment Options (Equity or Multi-Asset) Rule: Maximum 60% of allocation, maximum 20% in any one fund
AB VPS Balanced Hedged Allocation Portfolio
Invesco V.I. Global Fund
AB VPS Growth and Income Portfolio
Invesco V.I. Growth and Income Fund
AB VPS International Value Portfolio
Invesco V.I. Main Street Fund
BlackRock S&P 500 Index V.I. Fund
Lord Abbett Dividend Growth Portfolio
Fidelity VIP Contrafund Portfolio
Lord Abbett Fundamental Equity Portfolio
Fidelity VIP Dynamic Capital Appreciation Portfolio
Lord Abbett Growth & Income Portfolio
Fidelity VIP Equity-Income Portfolio
Putnam VT George Putnam Balanced Fund
Fidelity VIP Growth Portfolio
Putnam VT Global Asset Allocation Fund
Hartford Balanced HLS Fund
Putnam VT International Equity Fund
Hartford Capital Appreciation HLS Fund
Putnam VT International Value Fund
Hartford Disciplined Equity HLS Fund
Putnam VT Large Cap Growth Fund
Hartford Dividend and Growth HLS Fund
Putnam VT Large Cap Value Fund
Hartford Stock HLS Fund
Putnam VT Multi-Cap Core Fund
Invesco V.I. Discovery Large Cap Fund (formerly Invesco V.I. Capital Appreciation Fund)
Putnam VT Sustainable Leaders Fund
Invesco V.I. Comstock Fund

Category 3: Limited Investment Options (Equity, Multi-Asset, or Bond) Rule: Maximum 20% of allocation, maximum of 10% in any one fund
APP A-6

Table of Contents
AB VPS Small/Mid-Cap Value Portfolio
Invesco V.I. Discovery Mid Cap Growth Fund
Fidelity VIP Mid Cap Portfolio
Invesco V.I. Main Street Small Cap Fund
Fidelity VIP Value Strategies Portfolio
Lord Abbett Bond-Debenture Portfolio
Hartford International Opportunities HLS Fund
Morgan Stanley VIF Discovery Portfolio
Hartford MidCap HLS Fund
Morgan Stanley VIF Emerging Market Equity Portfolio
Hartford Small Cap Growth HLS Fund
Putnam VT Diversified Income Fund
Hartford Small Company HLS Fund
Putnam VT Small Cap Value Fund
Invesco V.I. American Value Fund


(2) ASSET ALLOCATIONS MODELS

As of May 2, 2022, the following models are available:
Fund 2022
Series 108
2022
Series 208
2022
Series 308
2022
Series 408
AB VPS Small/Mid-Cap Value Portfolio 1% 2% 2% 3%
Fidelity VIP Growth Portfolio 5% 6% 8% 10%
Fidelity VIP Value Strategies Portfolio 2% 2% 3% 3%
Hartford Disciplined Equity HLS Fund 5% 7% 9% 10%
Hartford Dividend and Growth HLS Fund 5% 7% 8% 10%
Hartford Small Company HLS Fund 2% 2% 3% 3%
Hartford Total Return Bond HLS Fund 55% 48% 40% 32%
Invesco V.I. Discovery Mid Cap Growth Fund 1% 2% 2% 3%
Invesco V.I. Government Securities Fund 5% 4% 3% 3%
Invesco V.I. High Yield Fund 10% 8% 7% 5%
Putnam VT International Equity Fund 9% 12% 15% 18%
Total 100% 100% 100% 100%


APP A-7

Table of Contents
(3) INVESTMENT MODELS

Series 7004
Fund
Hartford Capital Appreciation HLS Fund 20 %
Hartford Dividend and Growth HLS Fund 20 %
Hartford International Opportunities HLS Fund 10 %
Hartford Small Company HLS Fund 10 %
Hartford Total Return Bond HLS Fund 40 %
Total 100 %

Series 7005
Fund
Fidelity VIP Contrafund Portfolio 20 %
Hartford International Opportunities HLS Fund 10 %
Hartford Total Return Bond HLS Fund 40 %
Invesco V.I. Global Fund 10 %
Lord Abbett Growth & Income Portfolio 20 %
Total 100 %


B. Investment Restrictions For
Lifetime Income Builder Portfolios

Applicable To The Following Products
AmSouth VA M Classic Director M Director M Platinum
Director M Select Plus Director M Ultra Fifth Third Director M
Huntington Director M The Director M The Director M Select
Wells Fargo Director M

(If applicable to your contract (see the "State Variations" provisions in the "Miscellaneous" section))

(1) INVESTMENT STRATEGY MODELS

Series 8010
Fund
Fidelity VIP Contrafund Portfolio 17 %
Hartford Dividend and Growth HLS Fund 17 %
Hartford Total Return Bond HLS Fund 32 %
Lord Abbett Growth and Income Portfolio 17 %
Invesco V.I. Global Fund 17 %
Total 100 %

APP A-8

Table of Contents
(2) PORTFOLIO PLANNER ASSET ALLOCATION MODELS

As of May 2, 2022, the following models are available:
Fund 2022
Series 108
2022
Series 208
2022
Series 308
2022
Series 408
2022
Series 508
AB VPS Small/Mid-Cap Value Portfolio 1% 2% 2% 3% 3%
Fidelity VIP Growth Portfolio 5% 6% 8% 10% 11%
Fidelity VIP Value Strategies Portfolio 2% 2% 3% 3% 4%
Hartford Disciplined Equity HLS Fund 5% 7% 9% 10% 12%
Hartford Dividend and Growth HLS Fund 5% 7% 8% 10% 12%
Hartford Small Company HLS Fund 2% 2% 3% 3% 4%
Hartford Total Return Bond HLS Fund 55% 48% 40% 32% 24%
Invesco V.I. Discovery Mid Cap Growth Fund 1% 2% 2% 3% 3%
Invesco V.I. Government Securities Fund 5% 4% 3% 3% 2%
Invesco V.I. High Yield Fund 10% 8% 7% 5% 4%
Putnam VT International Equity Fund 9% 12% 15% 18% 21%
Total 100% 100% 100% 100% 100%


(3) INDIVIDUAL SUB-ACCOUNTS

Allocate 100% to any one of these funds, any combination of these funds, or all of the funds.
AB VPS Balanced Hedged Allocation Portfolio
Hartford Balanced HLS Fund
Hartford MidCap HLS Fund
Hartford Ultrashort Bond HLS Fund
Invesco V.I. Government Money Market Fund
Lord Abbett Dividend Growth Portfolio

APP A-9

Table of Contents
Appendix A.1 - Investment Options by Product
Investment options available to your specific Contract are listed in the following table.
Portfolio Company and Adviser/Subadviser The Director M (TL/TLA) AmSouth Variable Annuity M (TL) Classic Director M (TL) Director M Platinum (TL) Director M Ultra (TL) Fifth Third Director M (TL) First Horizon Director M (TL) The Director M Select (TL) The Huntington Director M (TL) Wells Fargo Director M (TL/TLA)
AB VPS Balanced Hedged Allocation Portfolio - Class B
Adviser: AllianceBernstein, L.P.
X X X X X X X X X X
AB VPS Discovery Value Portfolio - Class B
Adviser: AllianceBernstein, L.P.
X X X X X X X X X X
AB VPS International Value Portfolio - Class B
Adviser: AllianceBernstein, L.P.
X X X X X X X X X X
AB VPS Relative Value Portfolio - Class B
Adviser: AllianceBernstein, L.P.
X X X X X X X X X X
Allspring VT Discovery All Cap Growth Fund - Class 1
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Discovery All Cap Growth Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Discovery SMID Cap Growth Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Index Asset Allocation Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Opportunity Fund - Class 1
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Opportunity Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Small Cap Growth Fund - Class 1
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Small Cap Growth Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
BlackRock S&P 500 Index V.I. Fund - Class I
Adviser: BlackRock Advisors, LLC
X X X X X X X X X X
Fidelity® VIP Contrafund® Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
X X X X X X X X X X
Fidelity® VIP Dynamic Capital Appreciation Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
X X X X X X X X X X
Fidelity® VIP Equity-Income Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
X X X X X X X X X X
Fidelity® VIP Growth Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
X X X X X X X X X X
Fidelity® VIP Mid Cap Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
X X X X X X X X X X
APP A.1-1

Table of Contents
Portfolio Company and Adviser/Subadviser The Director M (TL/TLA) AmSouth Variable Annuity M (TL) Classic Director M (TL) Director M Platinum (TL) Director M Ultra (TL) Fifth Third Director M (TL) First Horizon Director M (TL) The Director M Select (TL) The Huntington Director M (TL) Wells Fargo Director M (TL/TLA)
Fidelity® VIP Value Strategies Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
X X X X X X X X X X
Hartford Balanced HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
X X X X X X X X X X
Hartford Capital Appreciation HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
X X X X X X X X X X
Hartford Disciplined Equity HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
X X X X X X X X X X
Hartford Dividend and Growth HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
X X X X X X X X X X
Hartford International Opportunities HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
X X X X X X X X X X
Hartford MidCap HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
X X X X X X X X X X
Hartford Small Cap Growth HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
X X X X X X X X X X
Hartford Small Company HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
X X X X X X X X X X
Hartford Stock HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
X X X X X X X X X X
Hartford Total Return Bond HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
X X X X X X X X X X
Hartford Ultrashort Bond HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
X X X X X X X X X X
Invesco V.I. American Value Fund - Series II
Adviser: Invesco Advisers, Inc.
X X X X X X X X X X
Invesco V.I. Comstock Fund - Series II
Adviser: Invesco Advisers, Inc.
X X X X X X X X X X
Invesco V.I. Discovery Large Cap Fund - Series II (formerly Invesco V.I. Capital Appreciation Fund)
Adviser: Invesco Advisers, Inc.
X X X X X X X X X X
Invesco V.I. Discovery Mid Cap Growth Fund - Series II
Adviser: Invesco Advisers, Inc.
X X X X X X X X X X
Invesco V.I. Global Fund - Series II
Adviser: Invesco Advisers, Inc.
X X X X X X X X X X
Invesco V.I. Government Money Market Fund - Series I**
Adviser: Invesco Advisers, Inc.
X X X X X X X X X X
Invesco V.I. Government Securities Fund - Series I
Adviser: Invesco Advisers, Inc.
X X X X X X X X X X
Invesco V.I. Growth and Income Fund - Series II
Adviser: Invesco Advisers, Inc.
X X X X X X X X X X
Invesco V.I. High Yield Fund - Series I
Adviser: Invesco Advisers, Inc.
X X X X X X X X X X
Invesco V.I. Main Street Fund - Series II
Adviser: Invesco Advisers, Inc.
X X X X X X X X X X
APP A.1-2

Table of Contents
Portfolio Company and Adviser/Subadviser The Director M (TL/TLA) AmSouth Variable Annuity M (TL) Classic Director M (TL) Director M Platinum (TL) Director M Ultra (TL) Fifth Third Director M (TL) First Horizon Director M (TL) The Director M Select (TL) The Huntington Director M (TL) Wells Fargo Director M (TL/TLA)
Invesco V.I. Main Street Small Cap Fund - Series II
Adviser: Invesco Advisers, Inc.
X X X X X X X X X X
Lord Abbett Bond-Debenture Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
X X X X X X X X X X
Lord Abbett Dividend Growth Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
X X X X X X X X X X
Lord Abbett Fundamental Equity Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
X X X X X X X X X X
Lord Abbett Growth and Income Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
X X X X X X X X X X
Morgan Stanley VIF Discovery Portfolio - Class II
Adviser: Morgan Stanley Investment Management Inc.
X X X X X X X X X X
Morgan Stanley VIF Emerging Markets Equity Portfolio - Class II
Adviser: Morgan Stanley Investment Management Inc.
Subadviser: Morgan Stanley Investment Management Company
X X X X X X X X X X
Putnam VT Core Equity Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
X X X X X X X X X X
Putnam VT Diversified Income Fund - Class IB
Adviser: Franklin Advisers, Inc.
Subadviser: Putnam Investment Management, LLC and Franklin Templeton Investment Management Limited
X X X X X X X X X X
Putnam VT George Putnam Balanced Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
X X X X X X X X X X
Putnam VT Global Asset Allocation Fund - Class IB
Adviser: Franklin Advisers, Inc.
Subadviser: Putnam Investment Management, LLC, Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
X X X X X X X X X X
Putnam VT International Equity Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
X X X X X X X X X X
Putnam VT International Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
X X X X X X X X X X
Putnam VT Large Cap Growth Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
X X X X X X X X X X
Putnam VT Large Cap Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
X X X X X X X X X X
Putnam VT Small Cap Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
X X X X X X X X X X
APP A.1-3

Table of Contents
Portfolio Company and Adviser/Subadviser The Director M (TL/TLA) AmSouth Variable Annuity M (TL) Classic Director M (TL) Director M Platinum (TL) Director M Ultra (TL) Fifth Third Director M (TL) First Horizon Director M (TL) The Director M Select (TL) The Huntington Director M (TL) Wells Fargo Director M (TL/TLA)
Putnam VT Sustainable Leaders Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
X X X X X X X X X X
Victory Pioneer Fund VCT Portfolio - Class II
Adviser: Victory Capital Management Inc.
X
* * *

This summary prospectus incorporates by reference the prospectuses and statements of additional information (SAI) for the contracts, dated May 1, 2025, as may be amended or supplemented from time to time. The SAIs may be obtained, free of charge, in the same manner as the prospectuses.

Talcott Resolution Life Insurance Company:
The Director M:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Q746
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Q746
First Horizon Director M:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Q555
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Q555
Director M Platinum:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Q589
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Q589
AmSouth Variable Annuity M:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Q696
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Q696
The Director M Select:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Q720
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Q720
The Huntington Director M:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Q548
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Q548
Fifth Third Director M:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Q571
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Q571
Wells Fargo Director M:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Q613
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Q613
Classic Director M:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Q530
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Q530
Director M Ultra:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Q563
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Q563
Talcott Resolution Life and Annuity Insurance Company:
The Director M:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=NRVA03793
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=NRVA03793
APP A.1-4

Table of Contents
Wells Fargo Director M:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=NRVA03844
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=NRVA03844
EDGAR Identifier: Talcott Resolution Life Insurance Company:
C000005733 Director M
C000059352 Director M Platinum
C000059350 AmSouth Variable Annuity M
C000005733 First Horizon Director M
C000059355 The Director M Select
C000059356 The Huntington Director M
C000059354 Fifth Third Director M
C000059357 Wells Fargo Director M
C000059351 Classic Director M
C000059353 Director M Ultra

Talcott Resolution Life and Annuity Insurance Company:
C000005998 Director M
C000059358 Wells Fargo Director M
APP A.1-5