Mutual Of America Separate Account No 3

03/06/2026 | Press release | Distributed by Public on 03/06/2026 07:24

Underlying Funds Semiannual Report (Form N-30D)

Mutual of America Life Insurance Company

320 Park Avenue

New York, New York 10022

March 6, 2026

VIA EDGAR

Securities and Exchange Commission

450 Fifth Street, NW

Washington, D.C. 20549

Re:

Mutual of America Life Insurance Company Separate Account No. 3, SEC File No. 811-09487 (the "Registrant") Rule 30b2-1 Filing

Commissioners:

As required by Rule 30e-2 under the Investment Company Act of 1940, as amended (the "Act"), Mutual of America Life Insurance Company, on behalf of the Registrant, a unit investment trust registered under the Act, transmitted to its policy owners the annual reports for the period ended December 31, 2025 with respect to certain of the underlying funds of the management investment companies listed below ("Portfolio Companies"). This filing incorporates by reference the reports of the following Portfolios Companies as required by Rule 30b2-1 under the Act:

PORTFOLIO COMPANY

SEC FILE NO.

AIM Variable Insurance Funds (Invesco Variable Insurance Funds)

811-07452

American Funds Insurance Series

811-03857

Calvert Variable Series, Inc.

811-03591

DFA Investment Dimensions Group Inc.

811-03258

Deutsche DWS Variable Series I

811-04257

Fidelity Variable Insurance Products (Fund; Fund II; Fund III; Fund V)


811-03329

811-05511

811-07205

811-05361


Goldman Sachs Variable Insurance Trust

811-08361

Lincoln Variable Insurance Products Trust

811-08090

MFS Variable Insurance Trust III Funds

811-08879

PIMCO Variable Insurance Trust

811-08399

T. Rowe Price Equity Series

811-07143

Vanguard Variable Insurance Funds

811-05962
Sincerely,
/s/ Leah Berry
Leah Berry
Senior Vice President
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