The Young Family’s Guide to Building Financial Security with TS Bank

Life moves fast when you're building a family. Between busy schedules, growing responsibilities, planning for your future and beyond, financial security can sometimes feel overwhelming. From buying your first home and saving for your children's future to protecting what matters most, every step plays a role in building lasting financial security

The good news? You don't have to figure it out alone.

At TS Bank, we partner with young families to create practical financial strategies that help build confidence, protect what's important and lay the groundwork for a strong future.

Beyond the basics: Family-focused banking services

Your family's financial journey is unique, and TS Bank is here to help you navigate it with confidence. Here's how we support young families with a comprehensive suite of services:

Online account opening

• Open checking and savings accounts from your phone or computer - on your schedule. Whether you prefer a fully self-service experience or want guidance from a Virtual Support Specialist, TS Bank makes it easy to get started. All you need is your driver's license, Social Security number and an initial deposit. This flexibility means you can set up accounts for yourself or your children without disrupting your busy day.

Rewards checking

• Earn cash back or competitive interest just for doing what you already do - using your debit card and receiving eStatements. TS Bank's rewards checking options are designed to help families make the most of everyday banking, turning routine transactions into real benefits.

Mobile banking

• Manage your money anytime, anywhere. With TS Bank's mobile app, you can check balances, transfer funds, pay bills and even deposit checks from your phone. Digital wallets streamline your financial life, so you can focus on what matters most, your family.

Tax services

• From simple returns to complex financial situations, our tax experts help you optimize your tax strategy, reduce liabilities and increase savings with a holistic savings holistic approach ensures your tax planning fits seamlessly into your overall financial plan.

Personalized guidance and support

• At TS Bank, you're more than just an account number. Our team is available for in-person, phone or virtual appointments, providing the tools, guidance and personal service your family needs to reach every milestone with confidence.

Supporting your family's bigger picture

While banking services are the foundation, TS Bank goes further to help young families thrive:

• Financial wellness programs: TS Bank invests in financial education for children and young adults, helping families build strong money habits from an early age.

As part of TS Bank's ongoing commitment to financial wellness, its student-led banks at Rue, Franklin, College View, and Treynor Elementary continue to succeed, providing students with hands-on banking experience and practical life skills that extend far beyond the classroom.

• Community impact: TS Bank reinvests a portion of its profits into local communities, supporting youth programs, educational events and nonprofit partnerships.

From economic development projects, downtown revitalization initiatives, early childhood development centers and local county fairs, our mission has always been to help families and businesses thrive.

• Flexible loan options: Whether you're buying a home, a car, or starting a business, TS Bank offers responsible lending solutions for every family milestone.

Sometimes complex projects often require more than financing, demanding a banking partner that listens, understands a business's unique needs, and delivers local decision-making with a personal touch. As a community bank, we take pride in helping local businesses pursue ambitious goals and bring transformative projects to life.

• Holistic financial planning: TS Bank's team looks at the big picture, integrating banking, investments, taxes and future planning for a comprehensive approach.

Final word: Your family, your future, your bank

At TS Bank, we believe wealth is about more than just numbers - it's about freedom, legacy and peace of mind. Whether you're just starting out or planning for the next generation, our goal is to help you build a financial foundation that supports your values and vision. Let's grow together.

At TS Bank, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it's saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at TS Bank. TS Bank has eight locations in central and southwest Iowa. For more information visit tsbank.com or call 844-487-3030. #igniteprosperity