Item 8.01. Other Events.
On May 19, 2026, the Board of Directors of Live Oak Bancshares, Inc. (the "Company") declared a cash dividend of $0.03 per share of Voting Common Stock and a cash dividend of $0.52344 per depositary share of its 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock, each such dividend payable on June 15, 2026 to shareholders of record as of June 2, 2026.