Maryland and District of Columbia Credit Union Association Inc.
09/06/2025 | News release | Distributed by Public on 09/06/2025 20:17
‘Disparate impact’ Being Written Out of NCUA Exam, Supervision Processes
The NCUA has announced its removal of all references to disparate impact liability from its Fair Lending Guide and other issuances. These updates follow White House Executive Order 14281, which directs federal agencies to eliminate the use of disparate impact liability in all contexts.
The NCUA's examination and supervision processes will no longer include reviews for disparate impact and the agency will no longer request, review, or conclude or follow-up on:
- Matters related to a credit union's disparate impact risk
- Internal disparate-impact risk analysis
- Disparate-impact risk assessment processes or procedures
Consistent with applicable law, the NCUA will continue to conduct fair lending examinations and risk assessments and take appropriate action if evidence of disparate treatment or other violations are found.
Maryland and District of Columbia Credit Union Association Inc. published this content on September 06, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on September 07, 2025 at 02:17 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]