Guardian Separate Account D
05/01/2026 | Press release | Distributed by Public on 05/01/2026 14:29
Prospectus by Investment Company (Form 497)
PROSPECTUS SUPPLEMENT
May 1, 2026
for
Guardian Investor® Group Variable Annuity
Issued by
THE GUARDIAN INSURANCE & ANNUITY COMPANY, INC.
The following supplemental information replaces the supplement filed on April 25, 2025 and should be read in conjunction with the Prospectus dated May 1, 1998 for Guardian Investor Group Variable Annuity variable annuity contracts (the "Contracts") issued through The Guardian Separate Account D (the "Separate Account").
The information below regarding your allocation options replaces the chart of variable investment options in your prospectus, as amended, in the section entitled "Your Allocation Options - The Variable Investment Options."
The following is a list of Funds currently available under your contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at: https://Guardianlife.onlineprospectus.net/Guardianlife/investorgroup/?ctype=supplement. You can also request this information at no cost by calling the Customer Service Office Contact Center at 1-800-830-4147 or by sending an email request to [email protected]. Depending on the optional benefits you choose, you may not be able to invest in certain Funds.
The current expenses and performance information below reflects fee and expenses of the Funds, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund's past performance is not necessarily an indication of future performance.
| As of December 31, 2025 | ||||||||||
| Type/Investment Objective |
Portfolio Company And Adviser/SubAdviser |
Current Expenses |
1 Year Average Annual Total Return |
5 Year |
10 Year |
|||||
| Seeks as high a level of current income as is consistent with preservation of capital and liquidity. |
Fidelity VIP Government Money Market Portfolio (Service Class 2)1 Fidelity Management & Research Company LLC FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited, Fidelity Management & Research (Japan) Limited |
0.50% | 3.86% | 2.90% | 1.83% | |||||
| The fund seeks capital appreciation. |
Guardian All Cap Core VIP Fund Park Avenue Institutional Advisers LLC Massachusetts Financial Services Company |
0.83% | 12.25% | N/A | N/A | |||||
| The Fund seeks to provide capital appreciation and moderate current income while seeking to manage volatility. |
Guardian Balanced Allocation VIP Fund Park Avenue Institutional Advisers LLC Wellington Management Company LLP |
0.91% | 12.92% | N/A | N/A | |||||
| As of December 31, 2025 | ||||||||||
| Type/Investment Objective |
Portfolio Company And Adviser/SubAdviser |
Current Expenses |
1 Year Average Annual Total Return |
5 Year |
10 Year |
|||||
| The Fund seeks to provide a high level of current income and capital appreciation without undue risk to principal. |
Guardian Core Fixed Income VIP Fund Park Avenue Institutional Advisers LLC FIAM LLC |
0.52% | 6.61% | N/A | N/A | |||||
| The Fund seeks a high level of current income consistent with growth of capital. |
Guardian Equity Income VIP Fund Park Avenue Institutional Advisers LLC Wellington Management Company LLP |
0.55% | 14.76% | N/A | N/A | |||||
| 1 | There is no assurance that this Fund will be able to maintain a stable net asset value per share. In addition, during extended periods of low interest rates, and partly as a result of asset-based separate account charges, the yield on this investment account may become low and possibly negative. |
Except as set forth herein, all other provisions of the prospectus and supplement noted above shall remain unchanged.
THIS PROSPECTUS SUPPLEMENT SHOULD BE RETAINED FOR FUTURE REFERENCE.
| 2 |
Guardian Separate Account D published this content on May 01, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on May 01, 2026 at 20:29 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]