Community First Credit Union Ltd
Community First Credit Union Ltd
11/05/2026 | Press release | Distributed by Public on 11/04/2026 18:28
Changes to loan and deposit interest rates
We've made changes to some of our savings, Term Deposits and secured Overdrafts.
Changes effective 26 November 2026
Balances $0-$9,999 - no change
Balances $10,000-$99,999 - interest rate increasing by 0.25% p.a.
Balances $100,000+ - interest rate increasing by 0.25% p.a.
Balances $0-$10,000 - interest rate increasing by 0.15% p.a.
Balances over $10,000 - no change
Balances $0-$30,000 - interest rate increasing by 0.15% p.a.
Balances over $30,000 - no change
Balance under $50,000 - interest rate increasing by 0.25% p.a.
Balances $50,000-$99,999 - interest rate increasing by 0.25% p.a.
$500,000 and over - interest rate increasing by 0.25% p.a.
Balances $5,000-$49,999 & balances $50,000-$99,999
Interest rates for 3 month terms - increasing by 0.15% p.a.
Interest rates for 6 month terms - increasing by 0.15% p.a.
Interest rates for 12 month terms - increasing by 0.10% p.a.
Interest rates for 2 year terms - increasing by 0.15% p.a.
Interest rates for 3 year terms - increasing by 0.20% p.a.
Balances $100,000-$249,999 & balances $250,000-$1,000,000
Interest rates for 3 month terms - increasing by 0.15% p.a.
Interest rates for 6 month terms - increasing by 0.15% p.a.
Interest rates for 12 month terms - increasing by 0.10% p.a.
Interest rates for 2 year terms - increasing by 0.15% p.a.
Interest rates for 3 year terms - increasing by 0.20% p.a.
Changes effective 1 December 2026
The Bonus interest rate on the Goal Saver will increase by 0.20% p.a.
Bonus interest applies when you make at least one deposit of $50, maintain a credit balance and make no withdrawals or transfers in the month.
Mortgage secured Overdraft - interest rate increasing by 0.25% p.a.
Business Overdraft (residential security) - interest rate increasing by 0.25% p.a.
Business Overdraft (commercial security) - interest rate increasing by 0.25% p.a.
Changes effective 26 November 2026
Christmas Saver
Balances $0-$100,000 - interest rate increasing by 0.15% p.a.
Balances over $100,000 - no change
Retirement Plus account
Balances $0-$9,999 - no change
Balances $10,000-$99,999 - interest rate increasing by 0.25% p.a.
Balances $100,000+ - interest rate increasing by 0.25% p.a.
ICU Online Saver
$0-$99,999 - interest rate increasing by 0.25% p.a.
$100,000-$249,999 - interest rate increasing by 0.25% p.a.
$250,000+ - no change
Changes effective 1 December 2026
Bonus Saver
The Bonus interest rate on the Bonus Saver will increase by 0.20% p.a.
Bonus interest applies when you make at least one deposit of $20, maintain a credit balance and make no withdrawals or transfers in the month.
ICU Bonus Saver
The Bonus interest rate on the ICU Bonus Saver will increase by 0.25% p.a. on balances up to and including $2 million.
Balances over $2 million - no change.
Bonus interest applies when you make at least one deposit of $100, maintain a credit balance and make no withdrawals or transfers in the month.
ICU Wildlife Bonus Saver account
The Bonus interest rate on the ICU Wildlife Bonus Saver will increase by 0.25% p.a. on balances up to and including $25,000.
Balances over $25,000 - no change.
Bonus interest applies when you make at least one deposit of $10, maintain a credit balance and make no withdrawals or transfers in the month.
Last updated: 5 November 2026
The information contained in this article is only correct at the point of time of publication. It is general information and has been prepared without taking into account your personal circumstances, objectives or needs. Please consider if this information is right for you before making a decision to acquire any product.
Community First Credit Union Ltd published this content on November 05, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on November 05, 2026 at 00:28 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]