ARPC - Australian Reinsurance Pool Corporation

12/09/2025 | Press release | Distributed by Public on 12/08/2025 19:55

Updated Postcodes for Terrorism Insurance Premiums

Updated Postcodes for Terrorism Insurance Premiums

9 December 2025

Australian Reinsurance Pool Corporation (ARPC) is implementing updated postcode allocations that determine terrorism insurance premium tiers, following the Terrorism and Cyclone Insurance (Premiums) Amendment (Postcode Update) Direction 2025 issued by the Assistant Treasurer and Minister for Financial Services, the Hon Dr Daniel Mulino MP. The Ministerial Direction, dated 20 October 2025, updates the postcode tables previously set in Terrorism Insurance (Premiums) Direction 2019.

The Ministerial Direction takes effect from 1 January 2026, and ARPC will implement the updated postcode allocations from that date. The premium rates under the Reinsurance Agreement for Terrorism Risks (2017) are unchanged; only the postcodes to premium tiers (Tiers A, B and C) has been updated.

Throughout Q1 2026, ARPC will take a cooperative and programmatic approach, supporting insurers as they transition to the new postcode tiers.

Updated postcode tables and related premium guidance are available on ARPC's website.

Download the Terrorism and Cyclone Insurance (Premiums) Amendment (Postcode Update) Direction 2025.

For media enquiries, please contact Alexander Drake, Head of Public Affairs and Communications, on (02) 8223 6777 or at [email protected].

ARPC - Australian Reinsurance Pool Corporation published this content on December 09, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on December 09, 2025 at 01:55 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]