Separate Account A of Pacific Life & Annuity Co.

10/09/2025 | Press release | Distributed by Public on 10/09/2025 12:22

Post-Effective Amendment to Registration Statement by Investment Company (Form 485BPOS)

As filed with the Securities and Exchange Commission on October 9, 2025.

Registration Nos. 333-160773
811-09203

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM N-4

REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933

X

Pre-Effective Amendment No.

O

Post-Effective Amendment No. 30

X

and/or

REGISTRATION STATEMENT
UNDER
THE INVESTMENT COMPANY ACT OF 1940

X

Amendment No. 677

(Check appropriate box or boxes)

X

SEPARATE ACCOUNT A
(Exact Name of Registrant)

PACIFIC LIFE & ANNUITY COMPANY
(Name of Depositor)

700 Newport Center Drive
Newport Beach, California 92660
(Address of Depositor's Principal Executive Offices) (Zip Code)

(949) 219-3011
(Depositor's Telephone Number, including Area Code)

Alison Ryan

Assistant Vice President and Managing Assistant General Counsel II
Pacific Life & Annuity Company
700 Newport Center Drive
Newport Beach, California 92660
(Name and Address of Agent for Service)

Approximate Date of Proposed Public Offering:

It is proposed that this filing will become effective (check appropriate box)

O immediately upon filing pursuant to paragraph (b) of Rule 485
X on October 9, 2025, pursuant to paragraph (b) of Rule 485
O 60 days after filing pursuant to paragraph (a)(1) of Rule 485
O on _______, pursuant to paragraph (a)(1) of Rule 485

If appropriate, check the following box:

O This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

Supplement dated October 9, 2025, to the Statutory Prospectus and Updating Summary Prospectus dated May 1, 2025 for the
following variable annuity policies:

Issued by Pacific Life Insurance Company Issued by Pacific Life & Annuity Company

Pacific Destinations

Pacific Destinations B

Pacific Destinations

Pacific Destinations B

Pacific Destinations O

The purpose of this supplement is to announce certain underlying fund changes. This supplement must be preceded or accompanied by the Updating Summary Prospectus or Statutory Prospectus, as applicable, (collectively, the "Prospectus") for your Contract, as supplemented. All information in the Prospectus dated May 1, 2025, remains in effect unless otherwise supplemented. Capitalized terms used in this supplement are defined in your Prospectus unless otherwise defined herein. "We'', "us'', or "our" refer to Pacific Life Insurance Company or Pacific Life & Annuity Company, as applicable; "you" or "your" refer to the Contract Owner. You can obtain a copy of the current Prospectus by contacting us at (800) 722-4448 or (800) 748-6907 for New York contracts, or online at http://www.PacificLife.com/Prospectuses. Please retain this supplement for future reference.

Effective November 3, 2025, the APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT is amended to add the following fund:

Investment Objective Fund; Advisor (Subadvisor) Current
Expenses 		Average Annual Total
Returns
(as of 12/31/2024)
1 Year 5 Year 10 Year
This Fund seeks capital appreciation. Pacific Select Fund Capital Appreciation Portfolio Class I; Pacific Life Fund Advisors LLC (T. Rowe Price Associates, Inc.) 0.95%1 NA NA NA

1 To help limit Fund expenses, Fund advisers have contractually agreed to reduce investment advisory fees or otherwise reimburse certain of their Funds which reflect temporary fee reductions. There can be no assurance that Fund expense waivers or reimbursements will be extended beyond their current terms as outlined in each Fund prospectus, and they may not cover certain expenses such as extraordinary expenses. See each Fund prospectus for complete information regarding these arrangements.

Effective November 3, 2025, the allowable Investment Options in the LIVING BENEFIT ALLOCATION REQUIREMENTS section in the APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT is amended to add the following Allowable Investment Option as an eligible allocation for all Living Benefit Riders:

PSF Capital Appreciation Portfolio

Effective November 3, 2025, the APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT is amended to reflect the following changes:

● The Subadvisor for the Pacific Select Fund Small-Cap Growth will change from MFS Investment Management to Goldman Sachs Asset Management L.P ("GSAM").

JONESSUPP1025

JONESNYSUPP1025

Prospectus

(Included in Registrant's Form N-4, File No. 333-160773 Accession No. 0001104659-25-037299 filed on April 22, 2025, and incorporated by reference herein.)

SAI

(Included in Registrant's Form N-4, File No. 333-160773 Accession No. 0001104659-25-037299 filed on April 22, 2025, and incorporated by reference herein.)

PART C: OTHER INFORMATION (Pacific Destinations)

Item 27. Exhibits

(1)

Board of Directors Resolution

(a)

Minutes of Action of Board of Directors of PM Group Life Insurance Company (PM Group) (PL&A) dated July 1, 1998; Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012311061494/a59510aexv99w3xay.htm

(2)

Custodial Agreements

Inapplicable

(3)

Underwriting Agreements

(a)

Distribution Agreement between Pacific Life Insurance Company, Pacific Life & Annuity Company and Pacific Select Distributors, Inc. (PSD); included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x3xa.htm

(b)

Form of Selling Agreement between Pacific Life & Annuity Company (PL&A), PSD and Various Broker-Dealers; Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000892569-06-000561, filed on April 21, 2006, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000089256906000561/a12994exv99w3xby.htm

(c)

Distribution Agreement between Pacific Life Insurance Company, Pacific Life & Annuity Company and Pacific Select Distributors, LLC (PSD) (Amended and Restated); Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001104659-17-024478 filed on April 19, 2017 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000110465917024478/a16-17265_1ex99d3dc.htm

(4)

Contracts

(a)

Individual Flexible Premium Deferred Variable Annuity Contract (Form No. 10-2170); Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-09-049938, filed on October 13, 2009, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012309049938/a53232a2exv99w4xay.htm

(b)

(1)

Qualified Retirement Plan Rider (Form No. 20-24200); Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w4xby.htm

(2)

Qualified Retirement Plan Rider (Form No. 20-2269); Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-13-000849 filed on February 7, 2013 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012313000849/a30023aexv99wx4yxbyx2y.htm

(c)

(1)

403(b) Tax-Sheltered Annuity Rider (Form No. 20-25200); Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w4xcy.htm

(2)

403(b) Tax-Sheltered Annuity Rider (Form No. 20-2156); Included in Registrant's Form N-4, File No. 333-136598, Accession No. 0000892569-08-001561, filed on December 4, 2008, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000089256908001561/a50112exv99w4xcyx2y.htm

(3)

403(b) Tax-Sheltered Annuity Rider (Form No. 20-2270); Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-13-000849 filed on February 7, 2013 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012313000849/a30023aexv99wx4yxcyx3y.htm

(d)

(1)

Individual Retirement Annuity Rider (Form No. 20-28900); Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w4xdy.htm

(2)

Individual Retirement Annuity Rider (Form No. 20-2266); Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-13-000849 filed on February 7, 2013 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012313000849/a30023aexv99wx4yxdyx2y.htm

(e)

(1)

Roth Individual Retirement Annuity Rider (Form No. 20-29000); Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w4xey.htm

(2)

Roth Individual Retirement Annuity Rider (Form No. 20-2267); Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-13-000849 filed on February 7, 2013 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012313000849/a30023aexv99wx4yxeyx2y.htm

(f)

(1)

SIMPLE Individual Retirement Annuity Rider (Form No. 20-29100); Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w4xfy.htm

(2)

SIMPLE Individual Retirement Annuity Rider (Form No. 20-2268); Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-13-000849 filed on February 7, 2013 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012313000849/a30023aexv99wx4yxfyx2y.htm

(g)

Stepped-Up Death Benefit Rider (Form No. 20-2172) ; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-09-025191, filed on July 24, 2009, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012309025191/a53232exv99w4xhy.htm

(h)

Guaranteed Withdrawal Benefit III-A Rider (Form No. 20-2171); Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-10-037538, filed on April 23, 2010, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012310037538/a54726exv99w4xhy.htm

(i)

(1)

DCA Plus Fixed Option Rider (Form No. 20-2103); Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-09-025191, filed on July 24, 2009, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012309025191/a53232exv99w4xiy.htm

(2)

DCA Plus Fixed Option Rider (Form No. 20-2219); Included in Registrant's Form N-4, File No. 333-175280, Accession No. 0000950123-11-063393, filed on July 1, 2011, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012311063393/a59353n4exv99w4xly.htm

(j)

Guaranteed Withdrawal Benefit VI Rider -Single Life (Form No. 20-2202); Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-11-038228, filed on April 22, 2011, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012311038228/a56222bexv99w4xjy.htm

(k)

Guaranteed Withdrawal Benefit VI Rider -Joint Life (Form No. 20-2203); Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-11-038228, filed on April 22, 2011, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012311038228/a56222bexv99w4xky.htm

(l)

Guaranteed Withdrawal Benefit XI Rider - Single Life (Form No. 20-2260); included in Registration Statement on Form N-4, File No. 333-160773, Accession No. 0000950123-13-002353 filed on April 18, 2013 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012313002353/a30023bexv99wx4yxly.htm

(m)

Guaranteed Withdrawal Benefit XI Rider - Joint Life (Form No. 20-2261); included in Registration Statement on Form N-4, File No. 333-160773, Accession No. 0000950123-13-002353 filed on April 18, 2013 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012313002353/a30023bexv99wx4yxmy.htm

(n)

Death Benefit Endorsement (Form No. 15-2304-2); Included in Registration Statement on Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex994n.htm

(o)

Stepped-up Death Benefit II Rider (Form No. 20-2306-2); Included in Registration Statement on Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex994o.htm

(5)

Applications

(a)

Variable Annuity Application; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-09-049938, filed on October 13, 2009, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012309049938/a53232a2exv99w5xay.htm

(b)

Portfolio Optimization Enrollment/Rider Request Form (Form No. N2150-6B); Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000892569-06-000561, filed on April 21, 2006, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000089256906000561/a12994exv99w5xfy.htm

(6)

Depositor's Certificate of Incorporation and By-Laws

(a)

Articles of Incorporation of PM Group Life; Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w6xay.htm

(b)

Amended and Restated Articles of Incorporation of PL&A; Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w6xby.htm

(c)

By-laws of Pacific Life & Annuity Company; Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w6xby.htm

(7)

Reinsurance Contracts

Inapplicable

(8)

Participation Agreements

(a)

Pacific Select Fund Participation Agreement and Addendums thereto (to add the Strategic Value and Focused 30 Portfolios, add nine new Portfolios, and add the Equity Income and Research Portfolios); Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w8xay.htm

(b)

Administrative Agreement Between Pacific Life & Annuity Company (PL&A) and Pacific Life Insurance Company ("Pacific Life"); Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w8xby.htm

(c)

Fund Participation Agreement Between Pacific Life & Annuity Company, Pacific Select Distributors, Inc., American Funds Insurance Series, American Funds Distributors, and Capital Research and Management Company; Included in Registration Statement on Form N-4, File No. 333-71081, Accession No. 0000892569-05-000248, filed on April 18, 2005, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000089256905000248/a03610a1exv99w8xfy.htm

(d)

Exhibit B to the Pacific Select Fund Participation Agreement (to add International Small-Cap and Diversified Bond); Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000892569-06-000561, filed on April 21, 2006, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000089256906000561/a12994exv99w8xey.htm

(e)

AllianceBernstein Variable Products Series Fund, Inc. Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xc.htm

(f)

BlackRock Variable Series Fund, Inc. (formerly called Merrill Lynch Variable Series Fund, Inc.) Participation Agreement and the First and Second Amendments to the Participation Agreement; included in Registrant's Form N-4, File No. 333-136598, Accession No. 0000892569-08-001277, filed on September 11, 2008, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000089256908001277/a42417bexv99wx8yxfy.htm

(1)

Third Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xdx1.htm

(2)

Fourth Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-13-399519 filed on October 15, 2013, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312513399519/d609089dex998f4.htm

(3)

Fifth Amendment to Participation Agreement; Included in Registration Statement on Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998f5.htm

(4)

Sixth Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184973, Accession No. 0001104659-19-022568 filed on April 19, 2019, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/935823/000110465919022568/a19-5919_1ex99d8dd6.htm

(g)

Franklin Templeton Variable Insurance Products Trust Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xe.htm

(1)

First Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xex1.htm

(2)

Addendum to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xex2.htm

(3)

Second Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-147281 filed on April 17, 2014, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514147281/d657061dex998g3.htm

(4)

Third Amendment to Participation Agreement; included in Registrant's Form N-4, File No 333-160773, Accession No. 0001193125-15-132727 filed on April 16, 2015, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312515132727/d833268dex998g4.htm

(h)

AllianceBernstein Investments, Inc. Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xf.htm

(i)

BlackRock Distributors, Inc. (formerly called FAM Distributors, Inc.) Administrative Services Agreement and First Amendment to the Administrative Services Agreement; ); included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xg.htm

(1)

Second Amendment to Administrative Services Agreement; Included in Registration Statement on Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998i2.htm

(2)

Third Amendment to Administrative Services Agreement; Included in Registration Statement on Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998i3.htm

(3)

Fourth Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File No 333-160773, Accession No. 0001193125-15-132727 filed on April 16, 2015, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312515132727/d833268dex998i4.htm

(j)

Franklin Templeton Services, LLC Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xh.htm

(1)

First Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xhx1.htm

(2)

Second Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-12-503096 filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312512503096/d438199dex998j2.htm

(3)

Third Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-12-503096 filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312512503096/d438199dex998j3.htm

(4)

Fourth Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File No 333-160773, Accession No. 0001193125-15-132727 filed on April 16, 2015, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312515132727/d833268dex998j4.htm

(5)

Fifth Amendment to Administrative Services Agreement; Included in the Registrant's Form N-4; File No. 333-240071 Accession No. 0001104659-20-112015 filed on October 5, 2020, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000110465920112015/a20-32163_1ex99d8g5.htm

(k)

AIM Variable Insurance Funds Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xi.htm

(1)

First Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-12-006439 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012312006439/a59726bexv99w8xkyx1y.htm

(l)

Invesco Aim Distributors, Inc. Distribution Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xj.htm

(1)

First Amendment to Distribution Services Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001104659-17-024478 filed on April 19, 2017 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000110465917024478/a16-17265_1ex99d8dl1.htm

(m)

Invesco Aim Advisors, Inc. Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xk.htm

(n)

GE Investments Funds, Inc. Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xl.htm

(1)

First Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xlx1.htm

(2)

Second Amendment to Participation Agreement; Included in Registration Statement on Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998n2.htm

(3)

Third Amendment to Participation Agreement; Included in Registration Statement on Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998n3.htm

(o)

GE Investment Distributors, Inc. Fund Marketing and Investor Service Agreement (Amended and Restated); ); included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xm.htm

(p)

Van Kampen Life Investment Trust Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xn.htm

(q)

Van Kampen Funds, Inc. Shareholder Service Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xo.htm

(r)

Van Kampen Asset Management Administrative Services Letter Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xp.htm

(s)

GE Investments Funds, Inc. Investor Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xq.htm

(1)

First Amendment to Investor Services Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-10-037538, filed on April 23, 2010, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012310037538/a54726exv99w8xsyx1y.htm

(2)

Second Amendment to Investor Services Agreement; Included in Registration Statement on Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998s2.htm

(t)

PIMCO Variable Insurance Trust Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xr.htm

(1)

First Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xrx1.htm

(2)

Second Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xrx2.htm

(u)

Allianz Global Investors Distributors LLC Selling Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found a sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xs.htm

(1)

First Amendment to Selling Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001104659-17-024478 filed on April 19, 2017 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000110465917024478/a16-17265_1ex99d8du1.htm

(v)

PIMCO LLC Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xt.htm

(1)

First Amendment to Services Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-12-503096 filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312512503096/d438199dex998v1.htm

(2)

Second Amendment to Services Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-147281 filed on April 17, 2014, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514147281/d657061dex998v2.htm

(3)

Third Amendment to Services Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001104659-18-025121 filed on April 19, 2018, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000110465918025121/a18-8122_1ex99d8dv3.htm

(w)

MFS Variable Insurance Trust Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xu.htm

(1)

First Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xux1.htm

(2)

Second Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-11-038228, filed on April 22, 2011, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012311038228/a56222bexv99w8xwyx2y.htm

(3)

Third Amendment to Participation Agreement; included in Registrant's Form N-4, File No 333-160773, Accession No. 0001193125-15-132727 filed on April 16, 2015, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312515132727/d833268dex998w3.htm

(x)

(1)

MFS Variable Insurance Trust Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-10-037538, filed on April 23, 2010, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012310037538/a54726exv99w8xxy.htm

(2)

MFS Variable Insurance Trust Administrative Services Agreement; included in Registrant's Form N-4, File No 333-160773, Accession No. 0001193125-15-132727 filed on April 16, 2015, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312515132727/d833268dex998x2.htm

(3)

MFS Variable Insurance Trust Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001104659-17-024478 filed on April 19, 2017 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000110465917024478/a16-17265_1ex99d8dx3.htm

(y)

Lord Abbett Series Fund, Inc. Fund Participation Agreement; Included in Registrant's Form N-4, File No. 333-168285, Accession No. 0000950123-10-067410, filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012310067410/a56358exv99w8xyy.htm

(z)

Lord Abbett Series Fund, Inc. Service Agreement; Included in Registrant's Form N-4, File No. 333-168285, Accession No. 0000950123-10-067410, filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012310067410/a56358exv99w8xzy.htm

(aa)

Lord Abbett Series Fund, Inc. Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-168285, Accession No. 0000950123-10-067410, filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012310067410/a56358exv99w8xaay.htm

(bb)

Participation Agreement with Fidelity Variable Insurance Products (Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Products Fund III and Variable Insurance Products Funds V); ); included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xw.htm

(1)

First Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-12-006439 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012312006439/a59726bexv99w8xbbyx1y.htm

(2)

Second Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-12-006439 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012312006439/a59726bexv99w8xbbyx2y.htm

(3)

Third Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001104659-20-047459 filed on April 16, 2020, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000110465920047459/a20-9741_1ex99d8bb3.htm

(cc)

Service Contract with Fidelity Distributors Corporation; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xx.htm

(1)

Amendment to Service Contract; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-12-006439 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012312006439/a59726bexv99w8xccyx1y.htm

(dd)

Participation Agreement with First Trust Variable Insurance Trust; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xy.htm

(1)

First Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-147281 filed on April 17, 2014, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514147281/d657061dex998dd1.htm

(2)

Second Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-15-346535 filed October 19, 2015, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312515346535/d37709dex998dd2.htm

(ee)

Administrative Services Agreement with First Trust Variable Insurance Trust; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xz.htm

(1)

First Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-147281 filed on April 17, 2014, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514147281/d657061dex998ee1.htm

(2)

Second Amendment to Administrative Services Agreement; Included in Registration Statement on Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998ee2.htm

(3)

Third Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-15-346535 filed October 19, 2015, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312515346535/d37709dex998ee3.htm

(ff)

Support Agreement with First Trust Advisors L.P.; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xaa.htm

(1)

First Amendment to Support Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-147281 filed on April 17, 2014, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514147281/d657061dex998ff1.htm

(2)

Second Amendment to Support Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-15-346535 filed October 19, 2015, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312515346535/d37709dex998ff2.htm

(gg)

American Century Investment Services, Inc. Participation Agreement; Included in Registrant's Form N-6, File No. 333-150092, Accession Number 000950123-12-006370 filed on April 23, 2012. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxjjy.htm

(hh)

American Century Investment Services, Inc. Administrative Services Agreement; Included in Registrant's Form N-6, File No. 333-150092, Accession Number 000950123-12-006370 filed on April 23, 2012. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxkky.htm

(1)

First Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-12-503096 filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312512503096/d438199dex998hh1.htm

(ii)

Participation Agreement with Janus Aspen Series; Included in Registrant's Form N-6, File No. 333-118913, Accession Number 000892569-07-000444 filed on April 16, 2007, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxky.htm

(1)

First Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-12-503096 filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312512503096/d438199dex998ii1.htm

(2)

Second Amendment to Participation Agreement; included in Registrant's Form N-4, File No 333-160773, Accession No. 0001193125-15-132727 filed on April 16, 2015, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312515132727/d833268dex998ii2.htm

(jj)

Distribution and Shareholder Service Agreement with Janus Distributors LLC.; Included in Registrant's Form N-6, File No. 333-118913, Accession Number 000892569-07-000444 filed on April 16, 2007, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxly.htm

(1)

First Amendment to Distribution and Shareholder Service Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001104659-17-024478 filed on April 19, 2017 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000110465917024478/a16-17265_1ex99d8djj1.htm

(kk)

Administrative Services Agreement with Janus Capital Management LLC; Included in Registrant's Form N-6, File No. 333-118913, Accession Number 000892569-07-000444 filed on April 16, 2007, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxmy.htm

(ll)

Lord Abbett Series Fund, Inc. Fund Participation Agreement; Included in Registrant's Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xxy.htm

(mm)

Lord Abbett Series Fund, Inc. Service Agreement; Included in Registrant's Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xyy.htm

(nn)

Lord Abbett Series Fund, Inc. Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xzy.htm

(oo)

Lord Abbett Series Fund, Inc. Support Payment Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-12-503096 filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312512503096/d438199dex998oo.htm

(1)

First Amendment to Support Payment Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-12-503096 filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312512503096/d438199dex998oo1.htm

(pp)

Participation Agreement with Van Eck Worldwide Insurance Trust; Included in Registrant's Form N-6, File No. 033-21754, Accession No. 0000892569-05-000254 filed on April 19, 2005, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/832908/000089256905000254/a05877a1exv99wx8yxqy.htm

(1)

First Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-12-503096 filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312512503096/d438199dex998pp1.htm

(qq)

Exhibit B to the Pacific Select Fund Participation Agreement; Included in Registration Statement on Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998qq.htm

(rr)

Distribution and Marketing Support Agreement (Amended and Restated) with BlackRock Variable Series Fund, Inc.; included in Registrant's Form N-4, File No 333-160773, Accession No. 0001193125-15-132727 filed on April 16, 2015, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312515132727/d833268dex998tt.htm

(ss)

Fund Participation and Service Agreement with American Funds; Included in Registrant's Form N-4, File No. 333-122914, Accession No. 0001193125-13-399476 filed on October 15, 2013, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312513399476/d609145dex998oo.htm

(1)

First Amendment to Fund Participation and Service Agreement.; Included in Registrant's Form N-4, File No. 333-122914, Accession No. 0001193125-14-142410 filed on April 14, 2014, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312514142410/d657041dex998oo1.htm

(2)

Second Amendment to Fund Participation and Service Agreement; included in Registrant's Form N-4, File No 333-122914, Accession No. 0001193125-15-127179 filed on April 13, 2015, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312515127179/d833246dex998oo2.htm

(3)

Third Amendment to Fund Participation and Service Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-15-346535 filed October 19, 2015, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312515346535/d37709dex998ss3.htm

(tt)

Business Agreement with American Funds; Included in Registrant's Form N-4, File No. 333-122914, Accession No. 0001193125-13-399476 filed on October 15, 2013, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000119312513399476/d609145dex998pp.htm

(uu)

Distribution Sub-Agreement with BlackRock Variable Series Funds, Inc.; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001104659-17-024478 filed on April 19, 2017 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000110465917024478/a16-17265_1ex99d8duu.htm

(vv)

Administrative Services Agreement with Invesco Advisers, Inc.; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001104659-17-024478 filed on April 19, 2017 and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000110465917024478/a16-17265_1ex99d8dvv.htm

(ww)

Financial Support Agreement with Invesco Distributors, Inc.; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001104659-17-024478 filed on April 19, 2017 and incorporated by reference herein. This exhibit can be found at

https://http://www.sec.gov/Archives/edgar/data/1074486/000110465917024478/a16-17265_1ex99d8dww.htm

(9)

Administrative Contracts

Inapplicable

(10)

Other Material Contracts

Inapplicable

(11)

Legal Opinion

Opinion and Consent of legal officer of Pacific Life & Annuity Company as to the legality of Contracts being registered; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-09-025191, filed on July 24, 2009, and incorporated by reference herein. This exhibit can be found at https://http://www.sec.gov/Archives/edgar/data/1074486/000095012309025191/a53232exv99w9.htm

(12)

Other Opinions

Consent of Independent Registered Public Accounting Firm and Consent of Independent Auditors;

(13)

Omitted Financial Statements

Inapplicable

(14)

Initial Capital Agreements

Inapplicable

(15)

Powers of Attorney

included in Registrant's Form N-4, File No. 333-287425, Accession No.0001104659-25-1075644, filed on August 8, 2025, and incorporated by reference herein. This exhibit can be found at https://www.sec.gov/Archives/edgar/data/1094010/000110465925075644/tm2522121d1_ex99-xo.htm

(16)

Form of Initial Summary Prospectus

Inapplicable

Item 28. Directors and Officers of Pacific Life & Annuity Company

Name and Address

Positions and Offices with Pacific Life & Annuity Company

Darryl D. Button

Director, Chairman, President, Chief Executive Officer

Vibhu R. Sharma

Director, Executive Vice President and Chief Financial Officer

Jason Orlandi

Director, Executive Vice President and General Counsel

Dawn M. Behnke

Director and Executive Vice President

Carol J. Krosky

Senior Vice President and Chief Accounting Officer

Starla C. Yamauchi

Vice President and Secretary

Craig W. Leslie

Senior Vice President and Treasurer

The address for each of the persons listed above is as follows:

700 Newport Center Drive Newport Beach, California 92660

Item 29. Persons Controlled by or Under Common Control with Pacific Life & Annuity Company or Separate Account A

The following is an explanation of the organization chart of Pacific Life & Annuity Company's subsidiaries:

PACIFIC LIFE & ANNUITY COMPANY, SUBSIDIARIES & AFFILIATED

ENTERPRISES LEGAL STRUCTURE

Pacific Life & Annuity Company is an Arizona Stock Life Insurance Company wholly-owned by Pacific Life Insurance Company (a Nebraska Stock Life Insurance Company) which is wholly-owned by Pacific LifeCorp (a Delaware Stock Holding Company) which is, in turn, 100% owned by Pacific Mutual Holding Company (a Nebraska Mutual Insurance Holding Company).

Item 30. Indemnification

(a) The Distribution Agreement between Pacific Life Insurance Company, Pacific Life & Annuity Company (collectively referred to as "Pacific Life") and Pacific Select Distributors, LLC (PSD) provides substantially as follows:

Pacific Life shall indemnify and hold harmless PSD and PSD's officers, directors, agents, controlling persons, employees, subsidiaries and affiliates for all attorneys' fees, litigation expenses, costs, losses, claims, judgments, settlements, fines, penalties, damages, and liabilities incurred as the direct or indirect result of: (i) negligent, dishonest, fraudulent, unlawful, or criminal acts, statements, or omissions by Pacific Life or its employees, agents, officers, or directors; (ii) Pacific Life's breach of this Agreement; (iii) Pacific Life's failure to comply with any statute, rule, or regulation; (iv) a claim or dispute between Pacific Life and a Broker/Dealer (including its Representatives) and/or a Contract owner. Pacific Life shall not be required to indemnify or hold harmless PSD for expenses, losses, claims, damages, or liabilities that result from PSD's misfeasance, bad faith, negligence, willful misconduct or wrongful act.

PSD shall indemnify and hold harmless Pacific Life and Pacific Life's officers, directors, agents, controlling persons, employees, subsidiaries and affiliates for all attorneys' fees, litigation expenses, costs, losses, claims, judgments, settlements, fines, penalties, damages and liabilities incurred as the direct or indirect result of: (i) PSD's breach of this Agreement; and/or (ii) PSD's failure to comply with any statute, rule, or regulation. PSD shall not be required to indemnify or hold harmless Pacific Life for expenses, losses, claims, damages, or liabilities that have resulted from Pacific Life's willful misfeasance, bad faith, negligence, willful misconduct or wrongful act.

(b) The Form of Selling Agreement between Pacific Life & Annuity Company, Pacific Select Distributors, LLC (PSD) and Various Broker-Dealers and Agency (Selling Entities) provides substantially as follows:

Pacific Life & Annuity Company and PSD agree to indemnify and hold harmless Selling Entities, their officers, directors, agents and employees, against any and all losses, claims, damages, or liabilities to which they may become subject under the Securities Act, the Exchange Act, the Investment Company Act of 1940, or other federal or state statutory law or regulation, at common law or otherwise, insofar as such losses, claims, damages or liabilities (or actions in respect thereof) arise out of or are based upon any untrue statement or alleged untrue statement of a material fact or any omission or alleged omission to state a material fact required to be stated or necessary to make the statements made not misleading in the registration statement for the Contracts or for the shares of Pacific Select Fund (the "Fund") filed pursuant to the Securities Act, or any prospectus included as a part thereof, as from time to time amended and supplemented, or in any advertisement or sales literature provided by Pacific Life & Annuity Company and PSD.

Selling Entities agree to, jointly and severally, hold harmless and indemnify Pacific Life & Annuity Company and PSD and any of their respective affiliates, employees, officers, agents and directors (collectively, "Indemnified Persons") against any and all claims, liabilities and expenses (including, without limitation, losses occasioned by any rescission of any Contract pursuant to a "free look" provision or by any return of initial purchase payment in connection with an incomplete application), including, without limitation, reasonable attorneys' fees and expenses and any loss attributable to the investment experience under a Contract, that any Indemnified Person may incur from liabilities resulting or arising out of or based upon (a) any untrue or alleged untrue statement other than statements contained in the registration statement or prospectus relating to any Contract, (b)(i) any inaccurate or misleading, or allegedly inaccurate or misleading sales material used in connection with any marketing or solicitation relating to any Contract, other than sales material provided preprinted by Pacific Life & Annuity Company or PSD, and (ii) any use of any sales material that either has not been specifically approved in writing by Pacific Life & Annuity Company or PSD or that, although previously approved in writing by Pacific Life & Annuity Company or PSD, has been disapproved, in writing by either of them, for further use, or (c) any act or omission of a Subagent, director, officer or employee of Selling Entities, including, without limitation, any failure of Selling Entities or any Subagent to be registered as required as a broker/dealer under the 1934 Act, or licensed in accordance with the rules of any applicable SRO or insurance regulator.

(c) Insofar as indemnification for liabilities arising under the Securities Act of 1933 ("Act") may be permitted to directors, officers or persons controlling Pacific Life pursuant to the foregoing provisions, Pacific Life has been informed that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.

Item 31. Principal Underwriters

(a)

PSD also acts as principal underwriter for Pacific Life Insurance Company, on its own behalf and on behalf of its Separate Account I, Separate Account A, Separate Account B, Pacific Select Variable Annuity Separate Account, Pacific Corinthian Variable Separate Account, Pacific Select Exec Separate Account, Pacific COLI Separate Account, Pacific COLI Separate Account II, Pacific COLI Separate Account III, Pacific COLI Separate Account IV, Pacific COLI Separate Account V, Pacific COLI Separate Account VI, Pacific COLI Separate Account X, Pacific COLI Separate Account XI, Pacific Select Separate Account, and Pacific Life & Annuity Company, on its own behalf and on behalf of its Separate Account A, Pacific Select Exec Separate Account, and Separate Account I.

(b)

For information regarding PSD, reference is made to Form B-D, SEC File No. 8-15264, which is herein incorporated by reference. This exhibit can be found at http://brokercheck.finra.org/firm/summary/4452

(c)

PSD retains no compensation or net discounts or commissions from the Registrant.

Item 32. Location of Accounts and Records

The accounts, books and other documents required to be maintained by Registrant pursuant to Section 31(a) of the Investment Company Act of 1940 and the rules under that section will be maintained by Pacific Life Insurance Company at 700 Newport Center Drive, Newport Beach, California 92660.

Item 33. Management Services

Inapplicable

Item 34. Fee Representation

REPRESENTATION PURSUANT TO SECTION 26(f) OF THE INVESTMENT COMPANY ACT OF 1940: Pacific Life & Annuity Company and the sponsoring insurance company of the Registrant represent that the fees and charges to be deducted under the Variable Annuity Contract ("Contract") described in the prospectus contained in this registration statement are, in the aggregate, reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed in connection with the Contract.

Additional Representations

The Registrant and its Depositor are relying upon American Council of Life Insurance, SEC No-Action Letter, SEC Ref. No. 1P-6-88 (November 28, 1988) with respect to annuity contracts offered as funding vehicles for retirement plans meeting the requirements of Section 403(b) of the Internal Revenue Code, and the provisions of paragraphs (1)-(4) of this letter have been complied with.

SIGNATURES

Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant certifies that it meets the requirements of Securities Act Rule 485(b) for effectiveness of this Registration Statement and has caused this Post-Effective Amendment No. 30 to the Registration Statement on Form N-4 to be signed on its behalf by the undersigned thereunto duly authorized in the City of Newport Beach, and the State of California on this 9th day of October, 2025.

SEPARATE ACCOUNT A

(Registrant)

PACIFIC LIFE & ANNUITY COMPANY

By:

Darryl D. Button*

Director, Chairman, President, Chief Executive Officer

PACIFIC LIFE & ANNUITY COMPANY

(Depositor)

By:

Darryl D. Button *

Director, Chairman, President, Chief Executive Officer

Pursuant to the requirements of the Securities Act of 1933, this Post-Effective Amendment No. 30 to the Registration Statement has been signed below by the following persons in the capacities and on the dates indicated:

Signature

Title

Date

Director, Chairman, President, Chief Executive Officer

October 9, 2025

Darryl D. Button*

Director, Executive Vice President and Chief Financial Officer

October 9, 2025

Vibhu R. Sharma*

Director, Executive Vice President and General Counsel

October 9, 2025

Jason Orlandi*

Vice President and Secretary

October 9, 2025

Starla C. Yamauchi*

Senior Vice President and Chief Accounting Officer

October 9, 2025

Carol J. Krosky*

Executive Vice President

October 9, 2025

Dawn M. Behnke*

Senior Vice President and Treasurer

October 9, 2025

Craig W. Leslie*

*By:

/s/ ALISON RYAN

October 9, 2025

Alison Ryan

as attorney-in-fact

(Powers of Attorney are contained in Registrant's Form N-4 File No. 333-287425, Accession Number 0001104659-25-075644 filed on August 8, 2025, as Exhibit (p)).

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