January 6, 2026
Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C. 20549
RE: Fortitude Life Insurance & Annuity Company ("Depositor")
Fortitude Life Insurance & Annuity Company Variable Account B ("Registrant")
Definitive Filings Pursuant to Rule 497(j)
Investment Company Act No. 811-05438
Registration Nos.:
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333-08853
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333-96577
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333-71654
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333-150220
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333-71672
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333-152411
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333-71834
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Members of the Commission:
In accordance with Rule 497(j) under the Securities Act of 1933, on behalf of the Registrant, we hereby certify that:
1.
With respect to the Prospectus supplement included in each of the above-referenced Registration Statements, the form of Prospectus supplement that would have been filed under paragraph (c) of Rule 497 under the Securities Act of 1933 would not have differed from that contained in the most recent post-effective amendments to the Registration Statements and
2.
The text of the most recent post-effective amendments was filed with the Commission electronically on December 19, 2025.
Sincerely,
Richard E. Buckley
Richard E. Buckley
Senior Vice President and Assistant General Counsel
Fortitude Life Insurance & Annuity Company
10 Exchange Place, Suite 2210
Jersey City, New Jersey 07302
T +1 (615) 981 8801