Lincoln Life Flexible Premium Variable Life Account M

01/16/2026 | Press release | Distributed by Public on 01/16/2026 08:24

Updating Summary Prospectus (Form 497VPU)


THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Lincoln Life Flexible Premium Variable Life Account M
Lincoln LifeGoals®


Supplement dated January 16, 2026 to the
Updating Summary Prospectus for Existing Owners dated May 1, 2025


This Supplement outlines a change to the investment options under your variable life insurance policy. All other provisions outlined in your prospectus, as supplemented, remain unchanged.

The LVIP American Century Large Company Value Fund will no longer be available as an investment option beginning January 24, 2026.

You can obtain information at no cost by contacting your registered representative or by sending an email request to [email protected].


Please retain this Supplement for future reference.

Lincoln Life Flexible Premium Variable Life Account M published this content on January 16, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on January 16, 2026 at 14:24 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]