08/14/2026 | Press release | Distributed by Public on 08/14/2026 07:56
| Annual Fee | Minimum | Maximum | ||||||
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Base Contract1
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0.00% | 1.33% | ||||||
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Investment Options (Fund fees and expenses)2
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0.23% | 4.63% | ||||||
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1As a percentage of Total Value of Participant Accounts under the Contract.
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2As a percentage of Underlying Fund assets.
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| Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. | ||||||||
| Lowest Annual Cost: | Highest Annual Cost: | |||||||
| $1,354 | $4,481 | |||||||
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Assumes:
•Investment of $100,000
•5% annual appreciation
•Least expensive Contract and Underlying Fund fees and expenses
•No CDSC charge
•No additional Purchase Payments, transfers, or withdrawals
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Assumes:
•Investment of $100,000
•5% annual appreciation
•Most expensive Contract and Underlying Fund fees and expenses
•No CDSC charge
•No additional Purchase Payments, transfers, or withdrawals
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| Annual Underlying Funds Operating Expenses | Minimum | Maximum | ||||||
| Expenses that are deducted from Underlying Fund assets, including management fees, distribution and/or service (12b-1) fees and other expenses | 0.23% | 4.63% | ||||||
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UNDERLYING
FUND TYPE
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UNDERLYING FUND AND ADVISER/SUBADVISER
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CURRENT EXPENSES
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AVERAGE ANNUAL TOTAL RETURNS (as of December 31, 2025)
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1 YEAR
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5 YEARS
(or since inception)
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10 YEARS
(or since inception)
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US Fund Global Bond-USD Hedged
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AB Global Bond Fund - Class Z*
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0.51% | 5.10% | 0.21% | 2.28% | ||||||||||||
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Adviser:AllianceBernstein L.P.
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Subadviser: N/A
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| US Fund Small Growth | ClearBridge Small Cap Growth Fund - Class A | 1.20% | 3.24% | -1.50% | 8.65% | ||||||||||||
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Adviser: Franklin Templeton Fund Adviser, LLC
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Subadviser: ClearBridge Investments, LLC
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| US Fund Small Value | Columbia Small Cap Value Discovery Fund - Class A* | 1.20% | 14.60% | 12.14% | 11.03% | ||||||||||||
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Adviser: Columbia Management Investment Advisers, LLC
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Subadviser: N/A
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| US Fund Foreign Large Blend | Empower International Index Fund - Institutional Class | 0.23% | 31.38% | 8.78% | 8.12% | ||||||||||||
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Adviser: Empower Capital Management, LLC
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Subadviser: Keyridge Asset Management Limited
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US Fund Money Market-Taxable |
JPMorgan U.S. Government Money Market Fund - Reserve Class | 0.67% | 3.69% | 2.77% | 1.70% | ||||||||||||
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Adviser: J.P. Morgan Investment Management, Inc.
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Subadviser: N/A
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| US Fund Foreign Large Growth |
MFS® International Growth Fund - Class R3*
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1.06% | 20.78% | 6.84% | 9.63% | ||||||||||||
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Adviser: Massachusetts Financial Services Company
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Subadviser: N/A
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| US Fund High Yield Bond | Putnam High Yield Fund - Class A | 0.99% | 8.57% | 3.91% | 5.62% | ||||||||||||
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Adviser: Franklin Advisers, Inc.
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Subadviser: Putnam Investment Management, LLC; Franklin Templeton Investment Management Limited
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