Nationwide Variable Account II

03/02/2026 | Press release | Distributed by Public on 03/02/2026 08:23

Summary Prospectus for New Investors by Investment Company (Form 497VPI)

Supplement dated March 2, 2026
to the following initial summary prospectus(es):
Nationwide Destination B (2.0), Nationwide Destination Navigator (2.0), Nationwide Destination All American Gold (2.0), Nationwide Destination Future and Nationwide Destination Freedom+ Variable Annuity dated May 1, 2025 
This supplement updates certain information contained in your initial summary prospectus. Please read and
retain this supplement for future reference.
The supplement dated May 29, 2025 contained an incorrect class reference for the NVIT Fidelity Institutional AM® Emerging Markets Fund.
Accordingly, the following changes apply to the prospectus: 
Type
Underlying Mutual Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total
Returns
(as of 12/31/2024)
1 year
5 year
10 year
Equity
Nationwide Variable Insurance Trust - NVIT Fidelity Institutional AM®
Emerging Markets Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: FIAM LLC
1.18%*
6.28%
-2.63%
1.30%
*
This underlying mutual fund's current expenses reflect a temporary fee reduction.
ISP-1044
1
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