Amendment to Annual Report (Form 10-K/A)

The Original Filing included the report of Ernst & Young LLP on the Company's consolidated financial statements as of and for the fiscal year ended December 31, 2024. The report included an incorrect report date. The Original Filing also included the Consent of Ernst & Young LLP, which included the incorrect report date and should have excluded the following verbiage "and the effectiveness of internal control over financial reporting of Crawford & Company." This Amendment includes (i) Item 8 of Part II, "Financial Statements and Supplementary Data" in its entirety and without change from the Original Filing other than to include a corrected, reissued report of Ernst & Young LLP that reflects the appropriate report date and (ii) Item 15 of Part IV, in its entirety and without change from the Original Filing other than including an updated consent of Ernst & Young as Exhibit 23.2, which includes the appropriate report date and the updated verbiage, and new certifications as described below.

Except as described above, this Amendment does not reflect events that may have occurred subsequent to the date of the Original Filing, and no other changes have been made to the Company's consolidated financial statements, notes thereto, Management's Discussion and Analysis, or any other disclosures contained in the Original Filing. Accordingly, this Amendment speaks as of the date the Original Filing was filed, and the Company has not updated disclosures in the Original Filing to reflect any information that may have arisen after that date.

In accordance with Rule 12b-15 under the Securities Exchange Act of 1934, as amended, this Amendment includes new certifications pursuant to Section 302 of the Sarbanes-Oxley Act of 2002, filed herewith as Exhibits 31.1 and 31.2. and certifications pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, filed herewith as Exhibits 32.1 and 32.2.