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Franklin New York Tax-Free Trust

02/04/2026 | Press release | Distributed by Public on 02/04/2026 05:01

Prospectus Certification by Investment Company (Form 497J)

Franklin Templeton

One Franklin Parkway

San Mateo, CA 94403-1906

February 4, 2026

Filed Via EDGAR (CIK #0000798523)

Securities and Exchange Commission

100 F Street NE

Washington, DC 20549

RE: Franklin New York Tax-Free Trust (Registrant)

File Nos. 033-07785 and 811-04787

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, this is to certify that the forms of Prospectus and Statement of Additional Information that would have been filed under Rule 497(c) do not differ from those contained in Post-Effective Amendment No. 61 to the Registration Statement on Form N-1A, which was filed electronically with the Securities and Exchange Commission on January 26, 2026.

Sincerely yours,

FRANKLIN NEW YORK TAX-FREE TRUST

/s/ Navid J. Tofigh

Navid J. Tofigh

Vice President and Secretary

NJT/sk

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