Statement of Changes in Beneficial Ownership (Form 4)

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person * Morimoto David 2. Issuer Name and Ticker or Trading Symbol CENTRAL PACIFIC FINANCIAL CORP [CPF] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) Vice Chairman & COO (Last) (First) (Middle) 220 SOUTH KING ST 3. Date of Earliest Transaction (Month/Day/Year) 02/17/2026 (Street) HONOLULU, HI 96813 4. If Amendment, Date Original Filed (Month/Day/Year) 6. Individual or Joint/Group Filing (Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock(1) 02/17/2026 A 7,746 A $ 0 7,746 D Common Stock(1) 02/17/2026 F(2) 3,371 D $34.38 4,375 D Common Stock(3) 5,898 D Common Stock(4) 1,766 D Common Stock(5) 1,909 D Common Stock(6) 859 D Common Stock(7) 1,214 D Common Stock(8) 2,222 D Common Stock(9) 2,377 D Common Stock(10) 1,685 D Common Stock(11) 1,529 D Common Stock(12) 865 D Common Stock(13) 5,247 D Common Stock(14) 1,252 D Common Stock(15) 1,425 D Common Stock(16) 1,443 D Common Stock(17) 984 D Common Stock(18) 3,485 D Common Stock(19) 5,620 D Common Stock(19) 3,375 D Common Stock(20) 9,623 D Common Stock(21) 5,918 D Common Stock 255 D Common Stock 7,795 D Common Stock 2,399 D Common Stock(22) 455 D Common Stock(23) 2,586 D Common Stock(24) 1,949 D Common Stock(25) 3,575 D

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
	Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.		SEC 1474 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

V

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Morimoto David 220 SOUTH KING ST HONOLULU, HI 96813			Vice Chairman & COO

Signatures

/s/ Stacey Rocha, attorney-in-fact for David Morimoto		02/24/2026
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	2/15/23 PSU Grant that cliff vests on 2/15/26 (next business day if 2/15 falls on weekend/holiday) based on performance results/approval. The Board Compensation Committee reviewed and certified final performance results on 2/23/26. Amount reported is the actual number of shares that vested and were issued.
(2)	Shares used for taxes on vested shares
(3)	2/17/26 RSU Grant. Shares vest evenly over 3 years.
(4)	2/15/17 PSU Grant that cliff vests on 2/18/20 based on 2019 year-end performance results. Amount reported is actual number of shares that vested and were issued on 2/18/20.
(5)	2/15/18 PSU Grant that cliff vests on 2/16/21 based on 2020 year-end performance results/approval. Amount reported is actual number of shares that vested and were issued on 2/16/21.
(6)	2/15/19 PSU Grant that cliff vests on 2/15/22 based on 2021 year-end performance results/approval. Amount reported is actual number of shares that vested and were issued on 2/15/22.
(7)	2/15/22 PSU Grant that cliff vests on 2/15/25 based on 2024 year-end performance results/approval. Amount reported is actual number of shares that vested and were issued on 2/18/25.
(8)	2/15/22 PSU Grant that cliff vests on 2/15/25 based on 2024 year-end performance results/approval. Amount reported is actual number of shares that vested and were issued on 2/18/25.
(9)	2/16/16 PSU Grant that cliff vests on 2/15/19 based on 2018 year-end performance results. Amount reported is actual number of shares that vested and were issued on 2/15/19.
(10)	2/16/21 PSU Grant that cliff vests on 2/15/24 based on 2023 year-end performance results/approval. Amount reported is actual number of shares that vested and were issued on 2/15/24.
(11)	2/16/21 PSU Grant that cliff vests on 2/16/24 based on 2023 year-end performance results/approval. Amount reported is actual number of shares that vested and were issued on 2/16/24.
(12)	2/17/15 PSU Grant. Shares to vest on 2/15/18, based on performance criteria results.
(13)	2/15/23 RSU Time-Based Grant. Shares vest evenly over 3 years
(14)	2/15/19 RSU Time-Based Grant. Shares vest evenly over 3 years
(15)	2/18/20 RSU Time-Based Grant. Shares vest evenly over 3 years
(16)	5/15/20 RSU Time-Based Grant. Shares vest evenly over 3 years.
(17)	2/15/18 RSU time-based grant. Shares vest evenly over 3 years.
(18)	2/15/22 RSU Time-Based Grant. Shares vest evenly over 3 years
(19)	2/16/21 RSU Time-Based Grant. Shares vest evenly over 3 years.
(20)	2/15/24 RSU Grant. Shares vest evenly over 3 years.
(21)	2/18/25 RSU Grant. Shares vest evenly over 3 years.
(22)	RSU time-based grant 2/15/15. Vesting schedule: 243-2/15/16; 242-2/15/17; 243-2/15/18
(23)	RSU time-based grant 5/15/14. Outstanding balance as of 7/1/15. Vesting schedule: 1,000-5/15/16; 1,000-5/15/17; 1,000-5/15/18; 1,000-5/15/19
(24)	RSU time-based grant 5/2/11. Outstanding balance as of 7/1/15. 3,710 shares to vest on 5/2/16
(25)	RSU time-based grant 8/17/15, with 5-year vesting schedule, whereby shares to vest in equal increments over 5-years.

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