Results

Talcott Resolution Life & Annuity Insurance Separate Account Seven Co

04/23/2025 | Press release | Distributed by Public on 04/23/2025 07:43

Updating Summary Prospectus (Form 497VPU)


Table of Contents
LEADERS OUTLOOK SERIES I/IR VARIABLE ANNUITY
TALCOTT RESOLUTION LIFE AND ANNUITY INSURANCE COMPANY

Updating Summary Prospectus for Existing Investors
April 30, 2025

This updating summary prospectus provides updated information about Leaders Outlook Series I/IR, an individual deferred flexible premium variable annuity contract. The contract is issued by us, Talcott Resolution Life and Annuity Insurance Company ("Talcott Resolution").
The contract was previously sold under various marketing names depending on which distribution partner sold the contract and/or when the product was sold. These marketing names include: Leaders Outlook Series I/IR, Leaders Elite Outlook Series I/IR and Leaders Solution Outlook Series I/IR.
The prospectus for the contract contains more information about the contract including its features, benefits and risks. You can find the current prospectus and other information about the contract online at:
Contract Version Website Address
Leaders Outlook
Series I/IR 		https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=416588416
Leaders Elite Outlook Series I/IR https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=416588325
Leaders Solution
Series I/IR 		https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=416588242
You can also obtain this information at no cost by calling 1-800-862-6668 or by sending an email request as instructed below.
Additional information about certain investment products, including variable annuities, has been prepared by the staff of the Securities and Exchange Commission (SEC) and is available at Investor.gov.
For additional information, please contact your investment professional or contact us by:
a.Mailing: Talcott Resolution
PO Box 14293
Lexington, KY 40512-4293
a.Calling: 1-800-862-6668
b.Emailing: asccontactus@talcottresolution.com
c.Visiting: www.talcottresolution.com
The Securities and Exchange Commission ("SEC") has not approved or disapproved of this security or passed upon the accuracy or adequacy of this summary prospectus. Any representation to the contrary is a criminal offense.






Table of Contents
Table of Contents
Page
Special Terms
2
Updated Information About Your Contract
2
Key Information Table
2
Appendix A - Investment Options Available Under the Contract
APP A-1
Appendix A.1 - Investment Options by Product
APP A.1-1

Special Terms Used in this Summary Prospectus
Contract Value The total value of your investments in the Sub-Accounts (and the Fixed Accumulation Feature, if applicable).
Fixed Accumulation Feature or FAF A fixed account option that guarantees principal and a rate of interest. Effective October 4, 2013, we no longer accept new allocations or premium payments to the Fixed Accumulation Feature except for contracts issued in Massachusetts.
Sub-Account A fund option under the contract. There is a Sub-Account that corresponds to each fund that is available under the contract.


Updated Information About Your Contract
The following is a summary of certain contract features that have changed since May 1, 2024, This does not reflect all of the changes that have occurred since you entered into your contract.

Summary of recent contract changes:
Changes for Leaders Elite Outlook:
• Effective January 13, 2025, Putnam Investment Management LLC replaced LSV Asset Management to serve as sub-adviser to the AST International Equity Portfolio alongside Massachusetts Financial Services Company, PGIM Quantitative Solutions LLC, J.P. Morgan Investment Management Inc., and Jennison Associates LLC.


Key Information Table
Important Information You Should Consider About the Contract
FEES AND EXPENSES Location in Prospectus
Charges for Early Withdrawals
Your Contract may be subject to surrender charges. Surrender charges may apply to both partial and full Surrenders.
•If you withdraw money from your contract within 4 years following your last premium payment, you may be assessed a surrender charge of up to 6% (as a percentage if premium payments withdrawn), declining to 0% over that time period.
For example, if you were to withdraw $100,000 during a surrender charge period, you could be assessed a charge of up to $6,000.
4. Fee Table

7. The Contract - c. Charges and Fees - Sales Charges
Transaction Charges Other than surrender charges (if any), there are no charges for other contract transactions (e.g., transferring money between investment options). 4. Fee Table
Ongoing Fees and Expenses (annual charges)
The table below describes the current fees and expenses of the contract that you may pay each year, depending on the options you choose. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. Fees and expenses do not reflect any advisory fees paid to financial intermediaries from Contract Value or other assets of the Contract Owner, and that if such charges were reflected, the fees and expenses would be higher.
4. Fee Table

7. The Contract - c. Charges and Fees

Appendix A - Investment Options Available Under the Contract
2

Table of Contents
Annual Fee Minimum Maximum
Base Contract 1.71%¹ 1.71%¹
Investment Options
(fund fees and expenses) 		0.36%² 1.42%²
Optional benefits available for an additional charge
(for a single optional benefit, if elected)
0.15%1
0.75%1
1 As a percentage of average daily Sub-Account Values.
2 As a percentage of fund net assets.
Because your contract is customizable, the choices you make effect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the contract, which could add surrender charges that substantially increase costs.
Lowest Annual Cost: $2,410 Highest Annual Cost: $4,461
Assumes: Assumes:
•Investment of $100,000
•Investment of $100,000
•5% annual appreciation
•5% annual appreciation
•Least expensive fund fees and expenses
•Most expensive combination of optional benefits and fund fees and expenses
•No sales charges or advisory fees
•No sales charges or advisory fees
•No additional premium payments, transfers or withdrawals
•No additional premium payments, transfers or withdrawals
•No optional benefits
RISKS Location in Prospectus
Risk of Loss You can lose money by investing in this contract, including loss of principal. 5. Principal Risks of Investing in the Contract
Not a Short-Term Investment
•This contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash.
•Surrender charges may apply to withdrawals. If you take a withdrawal, a surrender charge may reduce the value of your contract or the amount of money that you actually receive.
•The benefits of tax deferral, long-term income, and living benefit guarantees are generally more beneficial to investors with a long-time horizon.
•A 10% penalty tax may be applied to withdrawals before age 59½.
Risks Associated with Investment Options
•An investment in this contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the contract (e.g., the Funds).
•Each investment option (including the FAF, if available) has its own unique risks.
•You should review the investment options before making an investment decision.
Insurance Company Risks An investment in the contract is subject to the risks related to us. Any obligations (including under the FAF), guarantees or benefits of the contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you. More information about Talcott Resolution, including our financial strength ratings, is available upon request by by calling 1-800-862-6668.
RESTRICTIONS Location in Prospectus
3

Table of Contents
Investments
•Certain investment options may not be available under your contract.
•You are allowed to make 1 transfer between the fund options per day. You are allowed to make 20 transfers between the fund options per year before we require you to submit additional transfer requests by mail. Your transfer between the fund options are subject to policies designed to deter excessively frequent transfers and market timing. These transfer restrictions do not apply to transfers under the contract's automatic transfer programs.
•There are restrictions on the maximum amount that may be transferred annually from the FAF to the fund options. If the FAF is available for investment, you must wait 6 months after your most recent transfer from the FAF before making a subsequent transfer into the FAF. These transfer restrictions may apply to the contract's automatic income programs.
•We reserve the right to remove or substitute funds as investment options.
6. General Information

7. The Contract - a. Purchases and Contract Value

Appendix A - Investment Options Available Under the Contract

Appendix A.1 - Investment Options by Product
Optional Benefits
•Optional benefits may further limit or restrict the investment options that you may select under the contract. We may impose these restrictions in the future.
•Withdrawals may reduce the value of an optional benefit by an amount greater than the value withdrawn or may result in termination of the benefit.
•If you receive services for your Contract from a third-party financial intermediary who charges an advisory fee for their services, withdrawals to pay advisory fees will also reduce death benefits and other guaranteed benefits under the Contract and may be subject to federal and state income taxes and a 10% federal penalty tax.
7.a. Purchases and Contract Value - Deduction of Advisory Fee

7.c. Charges and Fees

9. Death Benefits

10. Optional Withdrawal Benefit

13. Federal Tax Considerations

Appendix A - Investment Options Available Under the Contract
TAXES Location in Prospectus
Tax Implications
•Consult with a tax professional to determine the tax implications of an investment in and payments received under the contract.
•If you purchased the contract through a tax-qualified plan or IRA, you do not get any additional tax benefit under the contract.
•Earnings on your contract are taxed at ordinary income rates when you withdraw them and you may have to pay a penalty if you take a withdrawal before age 59½.
13. Federal Tax Considerations
CONFLICTS OF INTEREST Location in Prospectus
Investment Professional Compensation
Your investment professional may receive compensation for selling this contract to you, in the form of commissions, additional payments, and non-cash compensation. We may share the revenue we earn on this contract with your investment professional's firm. This conflict of interest may influence your investment professional to recommend this contract over another investment for which the investment professional is not compensated or compensated less.
12. Other Information - c. More Information - How Contracts Are Sold
Exchanges Some investment professionals may have a financial incentive to offer you a new contract in place of the one you already own. You should only exchange a contract you already own if you determine, after comparing the features, fees and risks of both contracts, and any fees or penalties to terminate your existing contract, that it is better for you to purchase the new contract rather than continue to own your existing contract. 7.a. Purchases and Contract Value - Replacement of Annuities

4

Table of Contents
Appendix A - Investment Options Available Under the Contract
The following is a list of Funds available under the Contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at:
Contract Version Website Address
Leaders Outlook
Series I/IR 		https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=416588416
Leaders Elite Outlook Series I/IR https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=416588325
Leaders Solution
Series I/IR 		https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=416588242
You can also request this information at no cost by calling 1-800-862-6668 or by sending an email request to asccontactus@talcottresolution.com.
The current expenses and performance information below reflects fee and expenses of the Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund's past performance is not necessarily an indication of future performance.

Type Fund and Adviser/Subadviser Current
Expenses 		Average Annual Total Returns
(as of 12/31/24)
1 Year 5 Year 10 Year
Allocation American Funds Asset Allocation Fund - Class 2
Adviser: Capital Research and Management Company 		0.54% 16.44% 8.32% 8.32%
Fixed Income American Funds Capital World Bond Fund - Class 2
Adviser: Capital Research and Management Company 		0.73% (3.04)% (2.41)% (0.09)%
International Equity American Funds Capital World Growth and Income Fund - Class 2
Adviser: Capital Research and Management Company 		0.67%* 14.00% 7.29% 8.44%
International Equity American Funds Global Growth Fund - Class 2
Adviser: Capital Research and Management Company 		0.66%* 13.68% 9.76% 10.74%
International Equity American Funds Global Small Capitalization Fund - Class 2
Adviser: Capital Research and Management Company 		0.90%* 2.33% 3.01% 5.81%
U.S. Equity American Funds Growth Fund - Class 2
Adviser: Capital Research and Management Company 		0.59% 31.63% 18.83% 16.58%
U.S. Equity American Funds Growth-Income Fund - Class 2
Adviser: Capital Research and Management Company 		0.53% 24.23% 13.02% 12.20%
International Equity American Funds International Fund - Class 2
Adviser: Capital Research and Management Company 		0.78% 3.16% 1.23% 4.01%
International Equity American Funds New World Fund - Class 2
Adviser: Capital Research and Management Company 		0.82%* 6.56% 4.54% 6.22%
Fixed Income American Funds The Bond Fund of America - Class 2
Adviser: Capital Research and Management Company 		0.48%* 1.16% 0.32% 1.67%
U.S. Equity American Funds Washington Mutual Investors Fund - Class 2
Adviser: Capital Research and Management Company 		0.50%* 19.14% 12.18% 10.26%
International Equity AST International Equity Portfolio
Adviser: PGIM Investments LLC and AST Investment Services, Inc.
Subadviser: Putnam Investment Management, LLC, Massachusetts Financial Services Company, PGIM Quantitative Solutions LLC, J.P. Morgan Investment Management Inc., and Jennison Associates LLC 		1.00%* 5.46% 5.52% 7.25%
U.S. Equity BlackRock Large Cap Focus Growth V.I. Fund - Class I
Adviser: BlackRock Advisors, LLC 		0.79%* 31.71% 16.16% 15.30%
U.S. Equity Franklin DynaTech VIP Fund - Class 2
Adviser: Franklin Advisers, Inc. 		0.87% 30.44% 13.64% 12.67%
Sector Equity Franklin Global Real Estate VIP Fund - Class 2†
Adviser: Franklin Templeton Institutional, LLC 		1.25%* (0.32)% (0.30)% 2.30%
Allocation Franklin Income VIP Fund - Class 2
Adviser: Franklin Advisers, Inc.
Subadviser: Templeton Investment Counsel, LLC 		0.72%* 7.20% 5.29% 5.27%
U.S. Equity Franklin Large Cap Growth VIP Fund - Class 2
Adviser: Franklin Advisers, Inc. 		1.07% 26.30% 13.42% 12.71%
APP A-1

Table of Contents
Type Fund and Adviser/Subadviser Current
Expenses 		Average Annual Total Returns
(as of 12/31/24)
1 Year 5 Year 10 Year
International Equity Franklin Mutual Global Discovery VIP Fund - Class 2
Adviser: Franklin Mutual Advisers, LLC
Subadviser: Franklin Templeton Investment Management Limited 		1.16% 4.66% 6.42% 5.87%
Allocation Franklin Mutual Shares VIP Fund - Class 2
Adviser: Franklin Mutual Advisers, LLC 		0.94% 11.27% 5.75% 5.83%
U.S. Equity Franklin Rising Dividends VIP Fund - Class 2
Adviser: Franklin Advisory Services, LLC 		0.88%* 10.79% 10.30% 10.44%
U.S. Equity Franklin Small Cap Value VIP Fund - Class 2
Adviser: Franklin Advisory Services, LLC 		0.90%* 11.71% 8.36% 8.17%
U.S. Equity Franklin Small-Mid Cap Growth VIP Fund - Class 2
Adviser: Franklin Advisers, Inc. 		1.08%* 11.04% 9.75% 9.32%
Fixed Income Franklin Strategic Income VIP Fund - Class 1
Adviser: Franklin Advisers, Inc. 		0.79%* 4.32% 1.44% 2.24%
Fixed Income Hartford Ultrashort Bond HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP 		0.45% 5.20% 2.26% 1.78%
U.S. Equity Invesco V.I. American Franchise Fund - Series I
Adviser: Invesco Advisers, Inc. 		0.85% 34.89% 15.85% 14.16%
U.S. Equity Invesco V.I. American Value Fund - Series I
Adviser: Invesco Advisers, Inc. 		0.89% 30.41% 13.69% 9.12%
U.S. Equity Invesco V.I. Core Equity Fund - Series I
Adviser: Invesco Advisers, Inc. 		0.80% 25.61% 12.36% 9.42%
U.S. Equity Invesco V.I. Discovery Mid Cap Growth Fund - Series I
Adviser: Invesco Advisers, Inc. 		0.85% 24.23% 10.21% 11.57%
International Equity Invesco V.I. EQV International Equity Fund - Series I
Adviser: Invesco Advisers, Inc. 		0.90% 0.62% 3.23% 4.36%
Money Market Invesco V.I. Government Money Market Fund - Series I**
Adviser: Invesco Advisers, Inc. 		0.36% 4.98% 2.30% 1.56%
Fixed Income Invesco V.I. Government Securities Fund - Series I
Adviser: Invesco Advisers, Inc. 		0.70% 1.72% (0.17)% 0.91%
U.S. Equity Invesco V.I. Main Street Mid Cap Fund - Series I
Adviser: Invesco Advisers, Inc. 		0.94% 17.07% 9.12% 7.95%
U.S. Equity Invesco V.I. Small Cap Equity Fund - Series I
Adviser: Invesco Advisers, Inc. 		0.95% 18.09% 10.89% 8.09%
U.S. Equity MFS® Core Equity Portfolio - Initial Class
Adviser: Massachusetts Financial Services Company 		0.79%* 20.11% 12.73% 12.46%
International Equity MFS® Global Equity Series - Initial Class
Adviser: Massachusetts Financial Services Company 		0.92%* 5.58% 5.66% 7.38%
U.S. Equity MFS® Growth Series - Initial Class
Adviser: Massachusetts Financial Services Company 		0.72%* 31.47% 14.74% 15.11%
Fixed Income MFS® High Yield Portfolio - Initial Class
Adviser: Massachusetts Financial Services Company 		0.72%* 6.92% 3.18% 4.23%
U.S. Equity MFS® Investors Trust Series - Initial Class
Adviser: Massachusetts Financial Services Company 		0.74%* 19.52% 11.39% 11.09%
U.S. Equity MFS® Massachusetts Investors Growth Stock Portfolio - Initial Class
Adviser: Massachusetts Financial Services Company 		0.72%* 16.27% 12.43% 13.18%
U.S. Equity MFS® Mid Cap Growth Series - Initial Class
Adviser: Massachusetts Financial Services Company 		0.80%* 14.72% 9.10% 11.70%
U.S. Equity MFS® New Discovery Series - Initial Class
Adviser: Massachusetts Financial Services Company 		0.87%* 6.72% 4.96% 9.19%
International Equity MFS® Research International Portfolio - Initial Class
Adviser: Massachusetts Financial Services Company 		0.89%* 3.09% 3.89% 5.21%
U.S. Equity MFS® Research Series - Initial Class
Adviser: Massachusetts Financial Services Company 		0.76%* 18.87% 11.88% 11.66%
Fixed Income MFS® Total Return Bond Series - Initial Class
Adviser: Massachusetts Financial Services Company 		0.53%* 2.55% 0.39% 1.89%
Allocation MFS® Total Return Series - Initial Class
Adviser: Massachusetts Financial Services Company 		0.61%* 7.75% 6.16% 6.46%
U.S. Equity MFS® Value Series - Initial Class
Adviser: Massachusetts Financial Services Company 		0.69%* 11.61% 8.03% 8.63%
APP A-2

Table of Contents
Type Fund and Adviser/Subadviser Current
Expenses 		Average Annual Total Returns
(as of 12/31/24)
1 Year 5 Year 10 Year
U.S. Equity PSF PGIM Jennison Blend Portfolio - Class II
Adviser: Prudential Investments LLC
Subadviser: Jennison Associates LLC 		0.85%* 25.80% 13.79% 11.85%
U.S. Equity PSF PGIM Jennison Growth Portfolio - Class II
Adviser: Prudential Investments LLC
Subadviser: Jennison Associates LLC 		1.00%* 30.35% 17.36% 15.87%
U.S. Equity PSF PGIM Jennison Value Portfolio - Class II
Adviser: Prudential Investments LLC
Subadviser: Jennison Associates LLC 		0.82% 20.48% 10.74% 8.30%
International Equity Templeton Developing Markets VIP Fund - Class 1
Adviser: Templeton Asset Management Ltd. 		1.11%* 7.98% 1.13% 4.24%
International Equity Templeton Foreign VIP Fund - Class 2
Adviser: Templeton Investment Counsel, LLC 		1.06%* (1.00)% 2.60% 2.38%
International Equity Templeton Growth VIP Fund - Class 2
Adviser: Templeton Global Advisors Limited 		1.12%* 5.40% 4.60% 4.08%
* Annual expenses reflect a contractual fee reduction under an expense reimbursement or fee waiver arrangement.
** In a low interest rate environment, yields for money market funds, after deduction of Contract charges, may be negative even though the fund's yield, before deducting for such charges, is positive. If you allocate a portion of your Contact value to a money market Sub-Account or participate in an Asset Allocation Program where Contact value is allocated to a money market Sub-Account, that portion of the value of your Contract value may decrease in value.
† Closed to new and subsequent Premium Payments and transfers of Contract Value.

Asset Allocation Models
This section provides information about the asset allocation models (or Portfolio Planner Models) that may be available for participation under the contract. Models may not be available to you.
You may participate in only one asset allocation model at a time. Your investments related to an asset allocation model will be rebalanced quarterly. For additional information, see "Static Asset Allocation Models" in the prospectus.

Models Available For The Following Contracts:
Leaders Outlook Series I/IR
Leaders Elite Outlook Series I/IR
Leaders Solution Outlook Series I/IR

The Portfolio Planner Models
The following model(s) are available for the Contract(s) listed above.
The percentage allocations below apply to value in the Sub-Accounts.

Fund Series 1150 Series 1151 Series 2106 Series 3039
American Funds Capital World Bond Fund 10% 7% 6% 4%
American Funds Growth-Income Fund 3% 4% 5% 6%
American Funds International Fund 3% 4% 5% 6%
American Funds The Bond Fund of America 20% 15% 11% 9%
American Funds Washington Mutual Investors Fund 5% 7% 8% 9%
Franklin Large Cap Growth VIP Fund 5% 6% 7% 8%
Franklin Mutual Global Discovery VIP Fund 2% 3% 4% 5%
Franklin Small-Mid Cap Growth VIP Fund 2% 3% 3% 4%
Invesco V.I. Government Securities Fund 25% 19% 16% 11%
Invesco V.I. Small Cap Equity Fund 2% 3% 4% 5%
MFS High Yield Portfolio 15% 19% 17% 16%
MFS Investors Trust Series 3% 4% 5% 7%
Templeton Developing Markets VIP Fund 2% 3% 4% 4%
Templeton Foreign VIP Fund 3% 3% 5% 6%
Total 100% 100% 100% 100%
APP A-3

Table of Contents
Appendix A.1 - Investment Options by Product
Investment options available to your specific Contract are listed in the following table.
Portfolio Company and Adviser/Subadviser Leaders Elite Outlook Series I/IR (TL/TLA) Leaders Outlook Series I/IR (TL/TLA) Leaders Solution Outlook Series I/IR (TL/TLA)
American Funds Asset Allocation Fund - Class 2
Adviser: Capital Research and Management Company 		X X X
American Funds Capital World Bond Fund - Class 2
Adviser: Capital Research and Management Company 		X X X
American Funds Capital World Growth and Income Fund - Class 2
Adviser: Capital Research and Management Company 		X X X
American Funds Global Growth Fund - Class 2
Adviser: Capital Research and Management Company 		X X X
American Funds Global Small Capitalization Fund - Class 2
Adviser: Capital Research and Management Company 		X X X
American Funds Growth Fund - Class 2
Adviser: Capital Research and Management Company 		X X X
American Funds Growth-Income Fund - Class 2
Adviser: Capital Research and Management Company 		X X X
American Funds International Fund - Class 2
Adviser: Capital Research and Management Company 		X X X
American Funds New World Fund - Class 2
Adviser: Capital Research and Management Company 		X X X
American Funds The Bond Fund of America - Class 2
Adviser: Capital Research and Management Company 		X X X
American Funds Washington Mutual Investors Fund - Class 2
Adviser: Capital Research and Management Company 		X X X
AST International Equity Portfolio
Adviser: PGIM Investments LLC and AST Investment Services, Inc.
Subadviser: Putnam Investment Management, LLC, Massachusetts Financial Services Company, PGIM Quantitative Solutions LLC, J.P. Morgan Investment Management Inc., and Jennison Associates LLC 		X
BlackRock Large Cap Focus Growth V.I. Fund - Class I
Adviser: BlackRock Advisors, LLC 		X
Franklin DynaTech VIP Fund - Class 2
Adviser: Franklin Advisers, Inc. 		X
Franklin Global Real Estate VIP Fund - Class 2†
Adviser: Franklin Templeton Institutional, LLC 		X X X
Franklin Income VIP Fund - Class 2
Adviser: Franklin Advisers, Inc.
Subadviser: Templeton Investment Counsel, LLC 		X X X
Franklin Large Cap Growth VIP Fund - Class 2
Adviser: Franklin Advisers, Inc. 		X X X
Franklin Mutual Global Discovery VIP Fund - Class 2
Adviser: Franklin Mutual Advisers, LLC
Subadviser: Franklin Templeton Investment Management Limited 		X X X
Franklin Mutual Shares VIP Fund - Class 2
Adviser: Franklin Mutual Advisers, LLC 		X X X
Franklin Rising Dividends VIP Fund - Class 2
Adviser: Franklin Advisory Services, LLC 		X X X
Franklin Small Cap Value VIP Fund - Class 2
Adviser: Franklin Advisory Services, LLC 		X X X
Franklin Small-Mid Cap Growth VIP Fund - Class 2
Adviser: Franklin Advisers, Inc. 		X X X
Franklin Strategic Income VIP Fund - Class 1
Adviser: Franklin Advisers, Inc. 		X X X
Hartford Ultrashort Bond HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP 		X X X
APP A.1-1

Table of Contents
Portfolio Company and Adviser/Subadviser Leaders Elite Outlook Series I/IR (TL/TLA) Leaders Outlook Series I/IR (TL/TLA) Leaders Solution Outlook Series I/IR (TL/TLA)
Invesco V.I. American Franchise Fund - Series I
Adviser: Invesco Advisers, Inc. 		X X X
Invesco V.I. American Value Fund - Series I
Adviser: Invesco Advisers, Inc. 		X X X
Invesco V.I. Core Equity Fund - Series I
Adviser: Invesco Advisers, Inc. 		X X X
Invesco V.I. Discovery Mid Cap Growth Fund - Series I
Adviser: Invesco Advisers, Inc. 		X X X
Invesco V.I. EQV International Equity Fund - Series I
Adviser: Invesco Advisers, Inc. 		X X X
Invesco V.I. Government Money Market Fund - Series I**
Adviser: Invesco Advisers, Inc. 		X X X
Invesco V.I. Government Securities Fund - Series I
Adviser: Invesco Advisers, Inc. 		X X X
Invesco V.I. Main Street Mid Cap Fund - Series I
Adviser: Invesco Advisers, Inc. 		X X X
Invesco V.I. Small Cap Equity Fund - Series I
Adviser: Invesco Advisers, Inc. 		X X X
MFS® Core Equity Portfolio - Initial Class
Adviser: Massachusetts Financial Services Company 		X X X
MFS® Global Equity Series - Initial Class
Adviser: Massachusetts Financial Services Company 		X X X
MFS® Growth Series - Initial Class
Adviser: Massachusetts Financial Services Company 		X X X
MFS® High Yield Portfolio - Initial Class
Adviser: Massachusetts Financial Services Company 		X X X
MFS® Investors Trust Series - Initial Class
Adviser: Massachusetts Financial Services Company 		X X X
MFS® Massachusetts Investors Growth Stock Portfolio - Initial Class
Adviser: Massachusetts Financial Services Company 		X X X
MFS® Mid Cap Growth Series - Initial Class
Adviser: Massachusetts Financial Services Company 		X X X
MFS® New Discovery Series - Initial Class
Adviser: Massachusetts Financial Services Company 		X X X
MFS® Research International Portfolio - Initial Class
Adviser: Massachusetts Financial Services Company 		X
MFS® Research Series - Initial Class
Adviser: Massachusetts Financial Services Company 		X
MFS® Total Return Bond Series - Initial Class
Adviser: Massachusetts Financial Services Company 		X
MFS® Total Return Series - Initial Class
Adviser: Massachusetts Financial Services Company 		X X X
MFS® Value Series - Initial Class
Adviser: Massachusetts Financial Services Company 		X X X
PSF PGIM Jennison Blend Portfolio - Class II
Adviser: Prudential Investments LLC
Subadviser: Jennison Associates LLC 		X
PSF PGIM Jennison Growth Portfolio - Class II
Adviser: Prudential Investments LLC
Subadviser: Jennison Associates LLC 		X
PSF PGIM Jennison Value Portfolio - Class II
Adviser: Prudential Investments LLC
Subadviser: Jennison Associates LLC 		X
Templeton Developing Markets VIP Fund - Class 1
Adviser: Templeton Asset Management Ltd. 		X X X
APP A.1-2

Table of Contents
Portfolio Company and Adviser/Subadviser Leaders Elite Outlook Series I/IR (TL/TLA) Leaders Outlook Series I/IR (TL/TLA) Leaders Solution Outlook Series I/IR (TL/TLA)
Templeton Foreign VIP Fund - Class 2
Adviser: Templeton Investment Counsel, LLC 		X X X
Templeton Growth VIP Fund - Class 2
Adviser: Templeton Global Advisors Limited 		X X X
* * *
This summary prospectus incorporates by reference the prospectuses and statements of additional information (SAI ) for the contracts, dated May 1, 2025, as may be amended or supplemented from time to time. The SAIs may be obtained, free of charge, in the same manner as the prospectuses.

Leaders Outlook Series I/IR:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=416588416
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=416588416
Leaders Elite Outlook Series I/IR:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=416588325
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=416588325
Leaders Solution Outlook Series I/IR:
Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=416588242
SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=416588242

EDGAR Identifier: Leaders Outlook Series I/IR: C000005963
Leaders Elite Outlook Series I/IR: C000059457
Leaders Solution Outlook Series I/IR: C000059458





APP A.1-3