Citigroup Commercial Mortgage Trust 2020-GC46

12/30/2025 | Press release | Distributed by Public on 12/30/2025 13:19

Asset-Backed Issuer Distribution Report (Form 10-D)


Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
STATEMENT TO NOTEHOLDERS
December 17, 2025
TRANSACTION PARTIES
Depositor: Citigroup Commercial Mortgage Securities Inc.
Master Servicer: Midland Loan Services, a Division of PNC Bank N.A.
Special Servicer: CWCapital Asset Management LLC
Asset Representations Reviewer /
Park Bridge Lender Services LLC
Operating Advisor:
Trustee: Wilmington Trust, National Association
Certificate Administrator: Citibank, N.A.
Dragana Boskovic Citibank, Agency and Trust
(212) 816-0735 388 Greenwich Street Trading, 4th Floor
[email protected] New York, NY 10013
TABLE OF CONTENTS
1 . Distribution Summary 2
1.1 . Summary 2
1.2 . Factors 3
2 . Distribution Detail 4
2.1 . Interest Detail 4
2.2 . Interest Shortfall Detail 5
2.3 . Principal Detail 6
3 . Reconciliation Detail 7
4 . Other Information 8
5 . Stratification Detail 9
6 . Mortgage Loan Detail 14
7 . NOI Detail 16
8 . Delinquency Loan Detail 18
9 . Collateral Performance Delinquency and Loan Status Detail 19
10 . Appraisal Reduction Detail 20
11 . Historical Appraisal Reduction Detail 21
12 . Loan Modification Detail 23
13 . Historical Loan Modification Detail 24
14 . Specially Serviced Loan Detail 36
15 . Historical Specially Serviced Loan Detail 37
16 . Unscheduled Principal Detail 39
17 . Historical Unscheduled Principal Detail 40
18 . Liquidated Loan Detail 41
19 . Historical Liquidated Loan Detail 42
20 . CREFC Investor Reporting Package Legends 43
21 . Notes 44
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
DISTRIBUTION SUMMARY
December 17, 2025
Accretion
&
Non-Cash
Accrual Other Balance
Original Prior Pass-Through Day Interest (As Interest) Principal Total Realized Loss Increase/ Current
Class Balance Balance Rate Count Distributed Distributed Distributed Distributed /(Recovery) (Decrease) Balance
A-1 19,967,000.00 - 1.846000 % 30/360 - - - - - - -
A-2 80,787,000.00 27,860,891.30 2.708000 % 30/360 62,872.74 - - 62,872.74 - - 27,860,891.30
A-4 175,000,000.00 175,000,000.00 2.477000 % 30/360 361,229.17 - - 361,229.17 - - 175,000,000.00
A-5 506,855,000.00 506,855,000.00 2.717000 % 30/360 1,147,604.20 - - 1,147,604.20 - - 506,855,000.00
A-AB 39,232,000.00 33,540,985.91 2.614000 % 30/360 73,063.45 - 656,195.41 729,258.86 - - 32,884,790.50
A-S 139,420,000.00 139,420,000.00 2.918000 % 30/360 339,022.97 - - 339,022.97 - - 139,420,000.00
B 46,962,000.00 46,962,000.00 3.150000 % 30/360 123,275.25 - - 123,275.25 - - 46,962,000.00
C 45,495,000.00 45,495,000.00 3.554000 % 30/360 134,741.02 - - 134,741.02 - - 45,495,000.00
D 30,819,000.00 30,819,000.00 2.600000 % 30/360 66,774.50 - - 66,774.50 - - 30,819,000.00
E 22,014,000.00 22,014,000.00 2.600000 % 30/360 47,697.00 - - 47,697.00 - - 22,014,000.00
F 19,078,000.00 19,078,000.00 2.600000 % 30/360 41,335.67 - - 41,335.67 - - 19,078,000.00
G-RR 11,741,000.00 11,741,000.00 3.654184 % 30/360 35,753.15 - - 35,753.15 - - 11,741,000.00
J-RR 36,689,490.00 36,689,490.00 3.654184 % 30/360 109,301.45 - - 109,301.45 - - 36,689,490.00
VRR 26,242,644.00 24,486,127.65 0.000000 % 30/360 74,509.90 - 14,667.32 89,177.22 - - 24,471,460.33
Uncert VRR 19,757,356.00 18,434,923.73 0.000000 % 30/360 56,096.43 - 11,042.61 67,139.04 - - 18,423,881.12
R - - 0.000000 % 30/360 - - - - - - -
Total 1,220,059,490 1,138,396,419 2,673,276.90 - 681,905.34 3,355,182.24 - - 1,137,714,513
Notional
X-A 961,261,000.00 882,676,877.21 0.957217 % 30/360 704,094.09 - - 704,094.09 - (656,195.41 ) 882,020,681.80
X-B 92,457,000.00 92,457,000.00 0.305389 % 30/360 23,529.49 - - 23,529.49 - - 92,457,000.00
X-D 52,833,000.00 52,833,000.00 1.054184 % 30/360 46,413.10 - - 46,413.10 - - 52,833,000.00
X-F 19,078,000.00 19,078,000.00 1.054184 % 30/360 16,759.77 - - 16,759.77 - - 19,078,000.00
Total 1,125,629,000 1,047,044,877 790,796.45 - - 790,796.45 - (656,195.41 ) 1,046,388,682
Grand Total 2,345,688,490 2,185,441,296 3,464,073.35 - 681,905.34 4,145,978.69 - (656,195.41 ) 2,184,103,195
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
DISTRIBUTION SUMMARY - FACTORS
December 17, 2025
Accretion
&
Non-Cash
Other Balance
Record Interest (As Interest) Principal Total Realized Loss Increase/ Current
Class CUSIP Date Distributed Distributed Distributed Distributed /(Recovery) (Decrease) Balance
A-1 17328 RAW9 11/28/2025 - - - - - - -
A-2 17328 RAX7 11/28/2025 0.77825318 - - 0.77825318 - - 344.86849741
A-4 17328 RAY5 11/28/2025 2.06416669 - - 2.06416669 - - 1,000.00000000
A-5 17328 RAZ2 11/28/2025 2.26416667 - - 2.26416667 - - 1,000.00000000
A-AB 17328 RBA6 11/28/2025 1.86234324 - 16.72602493 18.58836817 - - 838.21346095
A-S 17328 RBB4 11/28/2025 2.43166669 - - 2.43166669 - - 1,000.00000000
X-A 17328 RBE8 11/28/2025 0.73246921 - - 0.73246921 - - 917.56628200
B 17328 RBC2 11/28/2025 2.62500000 - - 2.62500000 - - 1,000.00000000
X-B 17328RAA7 U1749RAA9 17328RAB5 11/28/2025 0.25449117 - - 0.25449117 - - 1,000.00000000
C 17328 RBD0 11/28/2025 2.96166656 - - 2.96166656 - - 1,000.00000000
D 17328RAG4 U1749RAD3 17328RAH2 11/28/2025 2.16666667 - - 2.16666667 - - 1,000.00000000
E 17328RAJ8 U1749RAE1 17328RAK5 11/28/2025 2.16666667 - - 2.16666667 - - 1,000.00000000
X-D 17328RAC3 U1749RAB7 17328RAD1 11/28/2025 0.87848693 - - 0.87848693 - - 1,000.00000000
F 17328RAL3 U1749RAF8 17328RAM1 11/28/2025 2.16666684 - - 2.16666684 - - 1,000.00000000
X-F 17328RAE9 U1749RAC5 17328RAF6 11/28/2025 0.87848674 - - 0.87848674 - - 1,000.00000000
G-RR 17328 RAP4 11/28/2025 3.04515373 - - 3.04515373 - - 1,000.00000000
J-RR 17328 RAR0 11/28/2025 2.97909429 - - 2.97909429 - - 1,000.00000000
VRR 17328 RAV1 11/28/2025 2.83926802 - 0.55891167 3.39817970 - - 932.50742303
Uncert VRR GC46UCVRR 11/28/2025 2.83926807 - 0.55891132 3.39817939 - - 932.50742255
R 17328 RAS8 11/28/2025 - - - - - - -
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
DISTRIBUTION INFORMATION - INTEREST DETAIL
December 17, 2025
Rate Interest Shortfall Paid
Cap
Accrual Net Accreted Non Carry Cap Carryover Carryover
Class Uncapped Capped Next Dates Accrued /Deferred Recovered Forward /Basis Risk Accrued Carry Forward /Basis Risk Total
A-1 1.84600 % 1.84600 % 1.84600 % 11/01-11/30 - - - - - - - - -
A-2 2.70800 % 2.70800 % 2.70800 % 11/01-11/30 62,872.74 - - - - 62,872.74 - - 62,872.74
A-4 2.47700 % 2.47700 % 2.47700 % 11/01-11/30 361,229.17 - - - - 361,229.17 - - 361,229.17
A-5 2.71700 % 2.71700 % 2.71700 % 11/01-11/30 1,147,604.20 - - - - 1,147,604.20 - - 1,147,604.20
A-AB 2.61400 % 2.61400 % 2.61400 % 11/01-11/30 73,063.45 - - - - 73,063.45 - - 73,063.45
A-S 2.91800 % 2.91800 % 2.91800 % 11/01-11/30 339,022.97 - - - - 339,022.97 - - 339,022.97
B 3.15000 % 3.15000 % 3.15000 % 11/01-11/30 123,275.25 - - - - 123,275.25 - - 123,275.25
C 3.55400 % 3.55400 % 3.55400 % 11/01-11/30 134,741.02 - - - - 134,741.02 - - 134,741.02
D 2.60000 % 2.60000 % 2.60000 % 11/01-11/30 66,774.50 - - - - 66,774.50 - - 66,774.50
E 2.60000 % 2.60000 % 2.60000 % 11/01-11/30 47,697.00 - - - - 47,697.00 - - 47,697.00
F 2.60000 % 2.60000 % 2.60000 % 11/01-11/30 41,335.67 - - - - 41,335.67 - - 41,335.67
G-RR 3.65418 % 3.65418 % 3.65418 % 11/01-11/30 35,753.15 - - - - 35,753.15 - - 35,753.15
J-RR 3.65418 % 3.65418 % 3.65418 % 11/01-11/30 111,725.13 - - 3,738.68 - 109,301.45 - - 109,301.45
VRR 0.00000 % 0.00000 % 0.00000 % 11/01-11/30 74,509.90 - - - - 74,509.90 - - 74,509.90
Uncert VRR 0.00000 % 0.00000 % 0.00000 % 11/01-11/30 56,096.43 - - - - 56,096.43 - - 56,096.43
R 0.00000 % 0.00000 % 0.00000 % 11/01-11/30 - - - - - - - - -
Total 2,675,700.58 - - 3,738.68 - 2,673,276.90 - - 2,673,276.90
Notional
X-A 0.95722 % 0.95722 % 0.95722 % 11/01-11/30 704,094.09 - - - - 704,094.09 - - 704,094.09
X-B 0.30539 % 0.30539 % 0.30539 % 11/01-11/30 23,529.49 - - - - 23,529.49 - - 23,529.49
X-D 1.05418 % 1.05418 % 1.05418 % 11/01-11/30 46,413.10 - - - - 46,413.10 - - 46,413.10
X-F 1.05418 % 1.05418 % 1.05418 % 11/01-11/30 16,759.77 - - - - 16,759.77 - - 16,759.77
Total 790,796.45 - - - - 790,796.45 - - 790,796.45
Grand Total 3,466,497.03 - - 3,738.68 - 3,464,073.35 - - 3,464,073.35
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL
December 17, 2025
Cap Carryover /
Non-Recov Shortfall Carry Forward Interest Basis Risk Shortfall
Other
Class PPIS SSRA Shortfall Prior Int. on Prior New Paid Outstanding Prior Int. on Prior New Paid Outstanding
A-1 - - - - - - - - - - - - -
A-2 - - - - - - - - - - - - -
A-4 - - - - - - - - - - - - -
A-5 - - - - - - - - - - - - -
A-AB - - - - - - - - - - - - -
A-S - - - - - - - - - - - - -
B - - - - - - - - - - - - -
C - - - - - - - - - - - - -
D - - - - - - - - - - - - -
E - - - - - - - - - - - - -
F - - - - - - - - - - - - -
G-RR - - - - - - - - - - - - -
J-RR - - - 431,834.85 1,315.00 2,423.68 - 435,573.53 - - - - -
VRR - - - - - - - - - - - - -
Uncert VRR - - - - - - - - - - - - -
R - - - - - - - - - - - - -
Total - - - 431,834.85 1,315.00 2,423.68 - 435,573.53 - - - - -
Notional
X-A - - - - - - - - - - - - -
X-B - - - - - - - - - - - - -
X-D - - - - - - - - - - - - -
X-F - - - - - - - - - - - - -
Total - - - - - - - - - - - - -
Grand Total - - - 431,834.85 1,315.00 2,423.68 - 435,573.53 - - - - -
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
DISTRIBUTION INFORMATION - PRINCIPAL DETAIL
December 17, 2025
Accretion
&
Non-Cash
Balance Cumulative
Prior Principal Accreted Realized Loss Increase/ Current Realized Class % Class % Sub % Sub %
Class Balance Distributed Principal /(Recovery) (Decrease) Balance Loss Original Current Original Current
A-1 - - - - - - - 1.64 % 0.00 % 30.00 % 32.17 %
A-2 27,860,891.30 - - - - 27,860,891.30 - 6.62 % 2.45 % 30.00 % 32.17 %
A-4 175,000,000.00 - - - - 175,000,000.00 - 14.34 % 15.38 % 30.00 % 32.17 %
A-5 506,855,000.00 - - - - 506,855,000.00 - 41.54 % 44.55 % 30.00 % 32.17 %
A-AB 33,540,985.91 656,195.41 - - - 32,884,790.50 - 3.22 % 2.89 % 30.00 % 32.17 %
A-S 139,420,000.00 - - - - 139,420,000.00 - 11.43 % 12.25 % 18.13 % 19.44 %
B 46,962,000.00 - - - - 46,962,000.00 - 3.85 % 4.13 % 14.13 % 15.15 %
C 45,495,000.00 - - - - 45,495,000.00 - 3.73 % 4.00 % 10.25 % 10.99 %
D 30,819,000.00 - - - - 30,819,000.00 - 2.53 % 2.71 % 7.63 % 8.18 %
E 22,014,000.00 - - - - 22,014,000.00 - 1.80 % 1.93 % 5.75 % 6.17 %
F 19,078,000.00 - - - - 19,078,000.00 - 1.56 % 1.68 % 4.13 % 4.42 %
G-RR 11,741,000.00 - - - - 11,741,000.00 - 0.96 % 1.03 % 3.13 % 3.35 %
J-RR 36,689,490.00 - - - - 36,689,490.00 - 3.01 % 3.22 % 0.00 % 0.00 %
VRR 24,486,127.65 14,667.32 - - - 24,471,460.33 - 2.15 % 2.15 % 0.00 % 0.00 %
Uncert VRR 18,434,923.73 11,042.61 - - - 18,423,881.12 - 1.62 % 1.62 % 0.00 % 0.00 %
R - - - - - - - 0.00 % 0.00 % 0.00 % 0.00 %
Total 1,138,396,418.59 681,905.34 - - - 1,137,714,513.25 - 100.00 % 100.00 %
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
RECONCILIATION DETAIL
December 17, 2025
SOURCE OF FUNDS ALLOCATION OF FUNDS
Interest Funds Available Scheduled Fees
Scheduled Interest 3,479,617.80 Servicing Fee 5,730.79
Prepayment Interest Shortfall - Trustee/Certificate Administrator Fee 5,502.26
Interest Adjustments - Operating Advisor Fee 1,128.92
Deferred Interest Collected - Asset Representations Reviewer Ongoing Fee 189.73
ASER Amount - CREFC Intellectual Property Royalty License Fee 474.31
Realized Loss in Excess of Principal Balance -
Total Scheduled Fees 13,026.01
Total Interest Funds Available 3,479,617.80 Additional Fees, Expenses, etc.
Principal Funds Available Additional Servicing Fee -
Scheduled Principal 681,905.34 Special Servicing Fee -
Unscheduled Principal Collections - Work-out Fee 2,250.77
Net Liquidation Proceeds - Liquidation Fee -
Repurchased Principal - Trust Fund Expenses -
Substitution Principal - Trust Advisor Expenses -
Other Principal 0.01 Reimbursement of Interest on Advances to the Servicer 267.67
Borrower Reimbursable Trust Fund Expenses -
Total Principal Funds Available 681,905.35
Other Expenses -
Other Funds Available
Yield Maintenance Charges - Total Additional Fees, Expenses, etc. 2,518.44
Withdrawal of Withheld Amounts from the Interest Reserve Distributions
Account -
Interest Distribution 3,464,073.34
Deposit of Withheld Amounts to the Interest Reserve Account -
Principal Distribution 681,905.35
Total Other Funds Available - Yield Maintenance Charge Distribution -
Total Distributions 4,145,978.69
Total Funds Available 4,161,523.15
Total Funds Allocated 4,161,523.14
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
OTHER INFORMATION
Interest Reserve Account Information
December 17, 2025
Beginning Interest Reserve Account Balance 0.00
Deposit of Withheld Amounts to the Interest Reserve Account 0.00
Withdrawal of Withheld Amounts from the Interest Reserve Account 0.00
Ending Interest Reserve Account Balance 0.00
Excess Liquidation Proceeds Reserve Account Information
Beginning Excess Liquidation Proceeds Reserve Account Balance 0.00
Deposit to the Excess Liquidation Proceeds Reserve Account 0.00
Withdrawal from the Excess Liquidation Proceeds Reserve Account 0.00
Ending Excess Liquidation Proceeds Reserve Account Balance 0.00
Collateral Information
% of Cut-Off Principal Balance Outstanding 93.250741 %
Controlling Class Information
Controlling Class is Class J-RR.
The Controlling Class Representative is Eightfold Real Estate Capital, L.P.
There Are No Disclosable Special Servicer Fees.
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
STRATIFICATION DETAIL
December 17, 2025
Anticipated Remaining Term
Anticipated Remaining Asset Ending Scheduled % of Wtd Avg
Term Range Count Balance Agg.Bal. WAC WAM DSCR
60 Months or Less 53 1,137,714,513.23 100.00 3.6677 47 2.452889
61 to 90 Months 0 0.00 0.00 0.0000 0 0.000000
91 Months or Greater 0 0.00 0.00 0.0000 0 0.000000
Total 53 1,137,714,513.23 100.00 3.6677 47 2.452889
Debt Service Coverage Ratio
Debt Service Coverage Asset Ending Scheduled % of Wtd Avg
Ratio Range Count Balance Agg.Bal. WAC WAM DSCR
1.250 or Less 11 263,481,114.49 23.16 3.6831 43 0.842674
1.251 to 1.500 5 74,252,555.03 6.53 4.1961 49 1.454486
1.501 to 1.750 9 132,922,800.41 11.68 3.9283 49 1.652626
1.751 to 2.000 5 76,440,538.99 6.72 3.9720 49 1.874188
2.001 to 2.250 6 110,777,020.29 9.74 3.7247 48 2.152053
2.251 to 2.500 2 22,779,878.60 2.00 3.7154 47 2.267748
2.501 to 2.750 4 135,666,816.65 11.92 4.1472 49 2.599744
2.751 to 3.000 1 27,620,000.00 2.43 3.5950 49 2.880000
3.001 to 3.250 1 32,500,000.00 2.86 3.4810 48 3.090000
3.251 to 3.500 1 7,273,788.77 0.64 4.2900 50 3.350000
3.501 to 3.750 3 110,000,000.00 9.67 2.9900 48 3.600000
3.751 to 4.000 0 0.00 0.00 0.0000 0 0.000000
4.001 or Greater 5 144,000,000.00 12.66 3.0043 49 5.934931
Total 53 1,137,714,513.23 100.00 3.6677 47 2.452889
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
STRATIFICATION DETAIL
December 17, 2025
Ending Schedule Balance
Ending Schedule Balance Asset Ending Scheduled % of Wtd Avg
Range Count Balance Agg.Bal. WAC WAM DSCR
1 to 5,000,000 4 17,727,681.19 1.56 4.0135 49 1.331358
10,000,001 to 15,000,000 7 88,359,530.78 7.77 3.9027 49 2.236651
15,000,001 to 20,000,000 13 230,258,156.72 20.24 3.7505 48 2.525424
20,000,001 to 25,000,000 2 42,051,457.35 3.70 3.9279 50 1.531104
25,000,001 to 30,000,000 5 138,209,335.90 12.15 3.3865 38 2.334315
30,000,001 to 35,000,000 4 130,747,319.79 11.49 3.5125 48 2.416091
35,000,001 to 40,000,000 3 117,000,000.00 10.28 3.6697 48 3.344274
40,000,001 to 45,000,000 1 44,401,801.79 3.90 4.3900 50 2.510000
45,000,001 to 50,000,000 4 200,000,000.00 17.58 3.2680 49 2.630000
5,000,001 to 10,000,000 9 73,959,229.71 6.50 3.9591 49 1.517342
50,000,001 to 55,000,000 1 55,000,000.00 4.83 4.1830 50 2.620000
55,000,001 to 60,000,000 0 0.00 0.00 0.0000 0 0.000000
60,000,001 to 65,000,000 0 0.00 0.00 0.0000 0 0.000000
65,000,001 to 70,000,000 0 0.00 0.00 0.0000 0 0.000000
70,000,001 to 75,000,000 0 0.00 0.00 0.0000 0 0.000000
75,000,001 to 80,000,000 0 0.00 0.00 0.0000 0 0.000000
80,000,001 to 85,000,000 0 0.00 0.00 0.0000 0 0.000000
85,000,000+ 0 0.00 0.00 0.0000 0 0.000000
Total 53 1,137,714,513.23 100.00 3.6677 47 2.452889
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
STRATIFICATION DETAIL
December 17, 2025
Loan Rate
Asset Ending Scheduled % of Wtd Avg
Loan Rate Range Count Balance Agg.Bal. WAC WAM DSCR
4.00 or Less 37 869,895,619.90 76.46 3.4732 47 2.659529
4.01 to 4.25 8 135,663,254.24 11.92 4.2067 49 1.648786
4.26 to 4.50 6 106,394,206.42 9.35 4.3605 49 2.018593
4.51 to 4.75 2 25,761,432.67 2.26 4.5367 49 1.503341
4.76 to 5.00 0 0.00 0.00 0.0000 0 0.000000
5.01 to 5.25 0 0.00 0.00 0.0000 0 0.000000
5.26 to 5.50 0 0.00 0.00 0.0000 0 0.000000
5.51 to 5.75 0 0.00 0.00 0.0000 0 0.000000
5.76 to 6.00 0 0.00 0.00 0.0000 0 0.000000
6.01 to 6.25 0 0.00 0.00 0.0000 0 0.000000
6.26 to 6.50 0 0.00 0.00 0.0000 0 0.000000
6.51 to 6.75 0 0.00 0.00 0.0000 0 0.000000
6.76 to 7.00 0 0.00 0.00 0.0000 0 0.000000
7.01 or Greater 0 0.00 0.00 0.0000 0 0.000000
Total 53 1,137,714,513.23 100.00 3.6677 47 2.452889
Property Type
Asset Ending Scheduled % of Wtd Avg
Property Type Range Count Balance Agg.Bal. WAC WAM DSCR
Industrial 5 96,409,965.53 8.47 3.1993 49 5.059537
Lodging 6 98,473,604.13 8.66 4.1071 49 2.860072
Mixed Use 7 152,800,000.00 13.43 3.5429 48 1.279568
Multifamily 11 178,666,848.66 15.70 3.8925 41 1.621440
Office 10 279,694,847.31 24.58 3.3802 48 3.047067
Other 0 0.00 0.00 0.0000 0 0.000000
Retail 12 273,855,775.77 24.07 3.7827 48 1.949346
Self Storage 2 57,813,471.83 5.08 4.1824 50 2.593721
Total 53 1,137,714,513.23 100.00 3.6677 47 2.452889
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
STRATIFICATION DETAIL
December 17, 2025
Remaining Amortization Term
Remaining Amortization Asset Ending Scheduled % of Wtd Avg
Term Range Count Balance Agg.Bal. WAC WAM DSCR
240 Months or Less 32 777,230,376.73 68.32 3.5037 47 2.806256
241 to 270 Months 0 0.00 0.00 0.0000 0 0.000000
271 to 300 Months 21 360,484,136.50 31.68 4.0214 49 1.691004
301 Months or Greater 0 0.00 0.00 0.0000 0 0.000000
Total 53 1,137,714,513.23 100.00 3.6677 47 2.452889
Seasoning
Asset Ending Scheduled % of Wtd Avg
Seasoning Range Count Balance Agg.Bal. WAC WAM DSCR
12 Months or Less 0 0.00 0.00 0.0000 0 0.000000
13 to 24 Months 0 0.00 0.00 0.0000 0 0.000000
25 to 36 Months 0 0.00 0.00 0.0000 0 0.000000
37 to 48 Months 0 0.00 0.00 0.0000 0 0.000000
49 Months or Greater 53 1,137,714,513.23 100.00 3.6677 47 2.452889
Total 53 1,137,714,513.23 100.00 3.6677 47 2.452889
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
STRATIFICATION DETAIL
December 17, 2025
State
Asset Ending Scheduled % of Wtd Avg
State Range Count Balance Agg.Bal. WAC WAM DSCR
Arizona 3 40,916,392.23 3.60 3.8081 49 0.628167
California 6 105,785,624.62 9.30 3.4482 35 1.951172
Florida 1 2,813,471.83 0.25 4.1700 50 2.080000
Illinois 1 12,168,022.53 1.07 4.3500 49 1.920000
Indiana 1 6,265,014.86 0.55 4.1010 49 2.530000
Massachusetts 3 86,954,933.98 7.64 3.4221 48 3.508533
Michigan 4 73,743,138.01 6.48 4.4020 49 2.307274
Missouri 1 11,369,284.97 1.00 3.6140 50 2.160000
Nevada 1 20,000,000.00 1.76 3.1702 48 6.460000
New York 15 384,200,000.00 33.77 3.5286 48 2.072598
North Carolina 1 30,794,263.49 2.71 3.5440 48 2.040000
Ohio 2 19,237,224.53 1.69 4.0472 49 1.703385
Pennsylvania 3 65,501,679.91 5.76 3.9534 50 1.225207
South Carolina 0 0.00 0.00 0.0000 0 0.000000
Texas 4 74,376,397.92 6.54 3.8171 48 2.255984
Utah 1 12,642,500.00 1.11 4.2400 50 1.900000
Various 2 76,357,228.45 6.71 4.1192 50 2.334705
Washington 3 89,000,000.00 7.82 3.1672 48 5.567191
Wisconsin 1 25,589,335.90 2.25 3.8940 49 1.830000
Total 53 1,137,714,513.23 100.00 3.6677 47 2.452889
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
MORTGAGE LOAN DETAIL
December 17, 2025
Prop Paid Beginning Ending Payment Workout Mod
Type Through Gross Interest Principal Scheduled Scheduled Maturity Status Strategy Code
Loan ID OMCR (1) City State Date Coupon Payment Payment Balance Balance Date (2 ) (3 ) (4 )
30317829 C1 -A OF New York NY 12/06/2025 2.99000 % 68,520.83 - 27,500,000.00 27,500,000.00 12/06/2029 0 0 0
30504895 10 MF Various NY 11/06/2025 3.88000 % 122,866.67 - 38,000,000.00 38,000,000.00 02/06/2030 B 0 0
30504890 11 RT Exton PA 12/06/2025 4.00000 % 116,706.79 58,982.04 35,012,038.34 34,953,056.30 02/06/2030 0 0 0
30530030 12 RT San Jose CA 12/05/2025 3.48100 % 94,277.08 - 32,500,000.00 32,500,000.00 12/06/2029 0 0 0
30530019 13 RT Garner NC 12/05/2025 3.54400 % 91,103.37 53,378.04 30,847,641.53 30,794,263.49 12/06/2029 0 0 8
30504839 14 A1 RT Lancaster PA 12/06/2025 3.90000 % 67,359.24 31,691.08 20,725,919.98 20,694,228.90 02/06/2030 0 0 0
30504840 14 A2 RT Lancaster PA 12/06/2025 3.90000 % 32,075.83 15,090.99 9,869,485.70 9,854,394.71 02/06/2030 0 0 0
30530054 15 OF Bellevue WA 12/05/2025 3.73200 % 93,300.00 - 30,000,000.00 30,000,000.00 12/06/2029 0 0 0
30530055 16 RT Various TX 12/05/2025 3.59500 % 82,744.92 - 27,620,000.00 27,620,000.00 01/04/2030 0 0 0
30530046 17 RT Grafton WI 12/05/2025 3.89400 % 83,189.27 46,802.04 25,636,137.94 25,589,335.90 01/04/2030 0 0 0
30317813 18 MF San Francisco CA 11/09/2025 2.72457 % 62,438.06 - 27,500,000.00 27,500,000.00 12/09/2024 5 2 0
30530048 19 RT Various Various 12/08/2025 3.95500 % 70,517.39 38,692.28 21,395,920.73 21,357,228.45 01/07/2030 0 0 0
30317803 1 A1-4 MU New York NY 11/08/2025 3.48600 % 145,250.00 - 50,000,000.00 50,000,000.00 12/08/2029 A 9 0
30317825 1 A2-2 MU New York NY 11/08/2025 3.48600 % 145,250.00 - 50,000,000.00 50,000,000.00 12/08/2029 A 9 0
30317826 1 A2-5 MU New York NY 11/08/2025 3.48600 % 29,050.00 - 10,000,000.00 10,000,000.00 12/08/2029 A 9 0
30317827 1 A2-7 MU New York NY 11/08/2025 3.48600 % 14,525.00 - 5,000,000.00 5,000,000.00 12/08/2029 A 9 0
30317814 20 LO Las Vegas NV 12/05/2025 3.17015 % 52,835.88 - 20,000,000.00 20,000,000.00 12/05/2029 0 0 0
30317815 21 MU San Mateao CA 12/06/2025 3.62000 % 60,333.33 - 20,000,000.00 20,000,000.00 11/06/2029 0 0 8
30504905 22 MF Various NY 12/06/2025 3.84000 % 60,800.00 - 19,000,000.00 19,000,000.00 02/06/2030 0 0 0
30504896 23 RT Tolleson AZ 12/06/2025 3.90000 % 51,743.08 32,614.78 15,920,948.82 15,888,334.04 02/06/2030 0 0 0
30317816 24 RT Frisco TX 12/06/2025 3.81000 % 56,038.75 - 17,650,000.00 17,650,000.00 11/06/2029 0 0 0
30530051 25 MF White Lake MI 12/05/2025 4.53000 % 64,843.06 23,630.62 17,176,968.71 17,153,338.09 01/04/2030 0 0 0
30317817 26 IN Oak Ridge TX 12/06/2025 3.81200 % 49,047.62 28,414.74 15,439,965.35 15,411,550.61 02/06/2030 0 0 0
30504894 27 MF Brooklyn NY 12/06/2025 3.92000 % 52,920.00 - 16,200,000.00 16,200,000.00 02/06/2030 0 0 0
30317818 28 MF Rego Park NY 12/06/2025 4.38400 % 58,453.33 - 16,000,000.00 16,000,000.00 01/06/2030 0 0 0
30530020 29 OF Tuscon AZ 12/08/2025 3.49000 % 46,533.33 - 16,000,000.00 16,000,000.00 12/06/2029 0 0 0
30317819 30 OF San Antonio TX 12/06/2025 4.28000 % 48,939.81 26,595.95 13,721,443.26 13,694,847.31 02/06/2030 0 0 0
30504935 31 OF New York NY 12/06/2025 2.92000 % 36,500.00 - 15,000,000.00 15,000,000.00 12/06/2029 0 0 0
30317820 32 LO Fontana CA 12/06/2025 4.36500 % 46,841.81 21,728.84 12,877,474.86 12,855,746.02 02/06/2030 0 0 0
30504769 33 MF Chicago IL 11/06/2025 4.35000 % 44,194.30 23,508.10 12,191,530.63 12,168,022.53 01/06/2030 B 0 0
30317821 34 IN Various MO 12/06/2025 3.61400 % 34,313.73 24,317.50 11,393,602.47 11,369,284.97 02/06/2030 0 0 0
30317822 35 MF Salt Lake City UT 12/06/2025 4.24000 % 44,670.17 - 12,642,500.00 12,642,500.00 02/06/2030 0 0 0
Reports Available at sf.citidirect.com v. 21.09.28 Page 14 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
MORTGAGE LOAN DETAIL
December 17, 2025
Prop Paid Beginning Ending Payment Workout Mod
Type Through Gross Interest Principal Scheduled Scheduled Maturity Status Strategy Code
Loan ID OMCR (1) City State Date Coupon Payment Payment Balance Balance Date (2 ) (3 ) (4 )
30530056 36 IN Dayton OH 12/05/2025 3.64000 % 32,302.74 20,126.07 10,649,256.02 10,629,129.95 02/06/2030 0 0 0
30504893 37 LO Tucson AZ 12/06/2025 4.21000 % 31,735.58 17,714.12 9,045,772.31 9,028,058.19 02/06/2030 0 0 8
30317823 38 MU New York NY 12/06/2025 3.72500 % 31,041.67 - 10,000,000.00 10,000,000.00 01/06/2030 0 0 0
30317824 39 MF Rocky River OH 12/06/2025 4.55000 % 32,692.85 14,195.92 8,622,290.50 8,608,094.58 01/06/2030 0 0 0
30317589 3 A3 IN Seattle WA 12/01/2025 2.88000 % 93,600.00 - 39,000,000.00 39,000,000.00 01/01/2030 0 0 0
30317591 3 A5 IN Seattle WA 12/01/2025 2.88000 % 48,000.00 - 20,000,000.00 20,000,000.00 01/01/2030 0 0 0
30530057 4 SS Various Various 12/05/2025 4.18300 % 191,720.83 - 55,000,000.00 55,000,000.00 02/06/2030 0 0 0
30504832 40 LO Novi MI 12/06/2025 4.29000 % 26,075.88 20,162.45 7,293,951.22 7,273,788.77 02/06/2030 0 0 0
30530052 41 MU Orange CA 12/05/2025 3.95000 % 25,675.00 - 7,800,000.00 7,800,000.00 01/04/2030 0 0 0
30504829 42 MF Sacramento CA 12/06/2025 3.39000 % 14,557.86 23,347.47 5,153,226.07 5,129,878.60 02/06/2030 0 0 0
30530047 43 MF Various IN 12/05/2025 4.10100 % 21,446.40 10,448.52 6,275,463.38 6,265,014.86 01/04/2030 0 0 0
30504892 45 LO Sterling Heights MI 12/06/2025 4.23000 % 17,370.93 13,714.65 4,927,924.01 4,914,209.36 02/06/2030 0 0 0
30504891 46 SS Various FL 12/06/2025 4.17000 % 9,796.11 5,552.83 2,819,024.66 2,813,471.83 02/06/2030 0 0 0
30317807 6 A1 OF Framingham MA 12/06/2025 3.11000 % 129,583.33 - 50,000,000.00 50,000,000.00 02/06/2030 0 0 0
30317810 7 A3 OF New York NY 12/06/2025 4.24000 % 141,333.33 - 40,000,000.00 40,000,000.00 12/06/2029 0 8 8
30317811 7 A4-2 OF New York NY 12/06/2025 4.24000 % 17,666.67 - 5,000,000.00 5,000,000.00 12/06/2029 0 8 8
30317812 8 LO Detroit MI 12/01/2025 4.39000 % 162,664.91 62,411.77 44,464,213.56 44,401,801.79 02/01/2030 0 8 8
30530034 9 A4 RT Millbury MA 12/01/2025 3.84430 % 59,304.28 34,392.27 18,511,859.26 18,477,466.99 11/01/2029 0 0 8
30530035 9 A5 RT Millbury MA 12/01/2025 3.84430 % 59,304.28 34,392.27 18,511,859.26 18,477,466.99 11/01/2029 0 0 8
30317804 A1 -C1 OF New York NY 12/06/2025 2.99000 % 124,583.33 - 50,000,000.00 50,000,000.00 12/06/2029 0 0 0
30317828 A1 -C5 OF New York NY 12/06/2025 2.99000 % 80,979.17 - 32,500,000.00 32,500,000.00 12/06/2029 0 0 0
Total Count = 53 3,479,617.80 681,905.34 1,138,396,418.57 1,137,714,513.23
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
NOI DETAIL
December 17, 2025
Property Ending Preceding Most Most Recent Most Recent
Type Scheduled Fiscal Recent Financial As of Financial Asof
Loan ID OMCR (1) City State Balance Year NOI NOI Start Date End Date
30317829 C1 -A OF New York NY 27,500,000.00 115,679,668.00 111,505,770.00 01/01/2025 06/30/2025
30504895 10 MF Various NY 38,000,000.00 3,278,577.07 3,380,708.28 01/01/2025 06/30/2025
30504890 11 RT Exton PA 34,953,056.30 3,384,076.12 2,467,866.49 01/01/2025 09/30/2025
30530030 12 RT San Jose CA 32,500,000.00 3,610,725.05 3,651,012.47 01/01/2025 09/30/2025
30530019 13 RT Garner NC 30,794,263.49 7,696,030.84 7,378,423.64 01/01/2025 09/30/2025
30504839 14 A1 RT Lancaster PA 20,694,228.90 2,845,244.40 2,554,016.54 01/01/2025 06/30/2025
30504840 14 A2 RT Lancaster PA 9,854,394.71 2,845,244.40 2,554,016.54 01/01/2025 06/30/2025
30530054 15 OF Bellevue WA 30,000,000.00 8,613,148.86 8,458,452.07 01/01/2025 09/30/2025
30530055 16 RT Various TX 27,620,000.00 6,654,917.91 6,565,231.81 07/01/2024 06/30/2025
30530046 17 RT Grafton WI 25,589,335.90 3,036,250.00 3,017,622.42 01/01/2025 09/30/2025
30317813 18 MF San Francisco CA 27,500,000.00 40,852,069.88 38,100,357.09 07/01/2024 06/30/2025
30530048 19 RT Various Various 21,357,228.45 4,611,107.76 4,526,452.92 10/01/2024 09/30/2025
30317803 1 A1-4 MU New York NY 50,000,000.00 39,431,642.00 24,680,658.00 01/01/2025 06/30/2025
30317825 1 A2-2 MU New York NY 50,000,000.00 39,431,642.00 24,680,658.00 01/01/2025 06/30/2025
30317826 1 A2-5 MU New York NY 10,000,000.00 39,431,642.00 24,680,658.00 01/01/2025 06/30/2025
30317827 1 A2-7 MU New York NY 5,000,000.00 39,431,642.00 24,680,658.00 01/01/2025 06/30/2025
30317814 20 LO Las Vegas NV 20,000,000.00 702,094,745.00 749,398,777.00 07/01/2024 06/30/2025
30317815 21 MU San Mateao CA 20,000,000.00 5,627,490.87 5,200,394.72 01/01/2025 06/30/2025
30504905 22 MF Various NY 19,000,000.00 1,315,913.42 1,160,335.64 01/01/2025 09/30/2025
30504896 23 RT Tolleson AZ 15,888,334.04 2,085,123.00 1,901,713.68 01/01/2025 06/30/2025
30317816 24 RT Frisco TX 17,650,000.00 1,600,714.27 1,644,798.26 01/01/2025 06/30/2025
30530051 25 MF White Lake MI 17,153,338.09 1,480,497.67 1,522,873.94 10/01/2024 09/30/2025
30317817 26 IN Oak Ridge TX 15,411,550.61 1,635,422.05 1,837,673.01 01/01/2025 09/30/2025
30504894 27 MF Brooklyn NY 16,200,000.00 1,107,391.21 1,127,805.61 Not Available Not Available
30317818 28 MF Rego Park NY 16,000,000.00 672,251.43 807,305.96 01/01/2025 09/30/2025
30530020 29 OF Tuscon AZ 16,000,000.00 728,481.17 530,017.44 01/01/2025 09/30/2025
30317819 30 OF San Antonio TX 13,694,847.31 1,482,021.63 1,412,766.67 01/01/2025 09/30/2025
30504935 31 OF New York NY 15,000,000.00 8,374,415.20 2,910,303.88 01/01/2025 03/31/2025
30317820 32 LO Fontana CA 12,855,746.02 1,020,769.29 1,447,715.35 01/01/2025 09/30/2025
30504769 33 MF Chicago IL 12,168,022.53 1,002,403.44 1,598,944.43 01/01/2025 09/30/2025
30317821 34 IN Various MO 11,369,284.97 1,481,748.37 1,663,980.12 01/01/2025 09/30/2025
30317822 35 MF Salt Lake City UT 12,642,500.00 1,045,425.87 1,045,425.87 Not Available Not Available
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
NOI DETAIL
December 17, 2025
Property Ending Preceding Most Most Recent Most Recent
Type Scheduled Fiscal Recent Financial As of Financial Asof
Loan ID OMCR (1) City State Balance Year NOI NOI Start Date End Date
30530056 36 IN Dayton OH 10,629,129.95 1,259,351.27 1,244,008.26 01/01/2025 09/30/2025
30504893 37 LO Tucson AZ 9,028,058.19 (30,330.33 ) (629,313.65 ) Not Available Not Available
30317823 38 MU New York NY 10,000,000.00 653,776.71 669,485.56 01/01/2025 09/30/2025
30317824 39 MF Rocky River OH 8,608,094.58 887,692.97 677,994.50 07/01/2025 09/30/2025
30317589 3 A3 IN Seattle WA 39,000,000.00 40,073,300.89 45,783,877.36 01/01/2025 06/30/2025
30317591 3 A5 IN Seattle WA 20,000,000.00 40,073,300.89 45,783,877.36 01/01/2025 06/30/2025
30530057 4 SS Various Various 55,000,000.00 6,068,920.59 1,553,908.63 01/01/2025 03/31/2025
30504832 40 LO Novi MI 7,273,788.77 1,769,357.35 2,024,954.09 01/01/2025 09/30/2025
30530052 41 MU Orange CA 7,800,000.00 622,512.86 714,854.09 01/01/2025 09/30/2025
30504829 42 MF Sacramento CA 5,129,878.60 742,401.24 1,082,617.87 01/01/2025 09/30/2025
30530047 43 MF Various IN 6,265,014.86 1,020,384.73 971,480.15 Not Available Not Available
30504892 45 LO Sterling Heights MI 4,914,209.36 743,539.49 743,539.49 Not Available Not Available
30504891 46 SS Various FL 2,813,471.83 396,302.24 97,448.94 Not Available Not Available
30317807 6 A1 OF Framingham MA 50,000,000.00 12,356,696.67 14,076,808.00 01/01/2025 06/30/2025
30317810 7 A3 OF New York NY 40,000,000.00 6,557,836.03 6,466,368.48 Not Available Not Available
30317811 7 A4-2 OF New York NY 5,000,000.00 6,557,836.03 6,466,368.48 Not Available Not Available
30317812 8 LO Detroit MI 44,401,801.79 12,097,740.51 12,685,046.54 01/01/2025 09/30/2025
30530034 9 A4 RT Millbury MA 18,477,466.99 15,971,892.08 16,247,363.33 01/01/2025 09/30/2025
30530035 9 A5 RT Millbury MA 18,477,466.99 15,971,892.08 16,247,363.33 01/01/2025 09/30/2025
30317804 A1 -C1 OF New York NY 50,000,000.00 115,679,668.00 111,505,770.00 01/01/2025 06/30/2025
30317828 A1 -C5 OF New York NY 32,500,000.00 115,679,668.00 111,505,770.00 01/01/2025 06/30/2025
Total Count = 53 1,137,714,513.23 1,488,742,182.48 1,464,012,984.66
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
DELINQUENCY LOAN DETAIL
December 17, 2025
Actual Paid Current P&I Total P&I Cumulative Other Expense Payment Workout Most Recent
Principal Through Advances Advances Accrued Unpaid Advances Status Strategy Special Serv Foreclosure Bankruptcy REO
Loan ID OMCR Balance Date (Net of ASER) Outstanding Interest Advances Outstanding (2 ) (3 ) Transfer Date Date Date Date
30504895 10 38,000,000.00 11/06/2025 122,787.50 122,787.50 - - B 0
30317813 18 27,500,000.00 11/09/2025 62,380.77 187,142.28 975.02 - 5 2 03/14/2024
30317803 1 A1-4 50,000,000.00 11/08/2025 145,145.83 145,145.84 - - A 9 09/17/2025
30317825 1 A2-2 50,000,000.00 11/08/2025 145,145.83 145,145.84 - - A 9 09/17/2025
30317826 1 A2-5 10,000,000.00 11/08/2025 29,029.17 29,029.16 - - A 9 09/17/2025
30317827 1 A2-7 5,000,000.00 11/08/2025 14,514.58 14,514.58 - - A 9 09/17/2025
30504769 33 12,191,530.63 11/06/2025 67,677.00 67,677.00 24.16 3,000.00 B 0
Total Count = 7 192,691,530.63 586,680.68 711,442.20 999.18 3,000.00
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS DETAIL
–
December 17, 2025
Delinquent
(Does not include loans in Bankruptcy, Foreclosure, or REO)
30 Day 60 Day 90 Day 120 + Day Bankruptcy Foreclosure REO
Distribution
Date Count Balance Count Balance Count Balance Count Balance Count Balance Count Balance Count Balance
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
12/17/2025
0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 1.9 % 2.4 % 0.0 % 0.0 %
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
11/18/2025
0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 1.9 % 2.4 % 0.0 % 0.0 %
4 115,000,000 0 0 0 0 0 0 0 0 1 27,500,000 0 0
10/20/2025
7.5 % 10.1 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 1.9 % 2.4 % 0.0 % 0.0 %
4 115,000,000 0 0 0 0 0 0 0 0 1 27,500,000 0 0
09/17/2025
7.5 % 10.1 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 1.9 % 2.4 % 0.0 % 0.0 %
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
08/15/2025
0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 1.9 % 2.4 % 0.0 % 0.0 %
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
07/17/2025
0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 1.9 % 2.4 % 0.0 % 0.0 %
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
06/17/2025
0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 1.9 % 2.4 % 0.0 % 0.0 %
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
05/16/2025
0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 1.9 % 2.4 % 0.0 % 0.0 %
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
04/17/2025
0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 1.9 % 2.4 % 0.0 % 0.0 %
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
03/17/2025
0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 1.9 % 2.4 % 0.0 % 0.0 %
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
02/18/2025
0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 1.9 % 2.4 % 0.0 % 0.0 %
2 45,000,000 0 0 0 0 0 0 0 0 0 0 0 0
01/17/2025
3.7 % 3.9 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 %
Reports Available at sf.citidirect.com v. 21.09.28 Page 19 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
APPRAISAL REDUCTION DETAIL
December 17, 2025
Beginning Ending Appraisal Appraisal Most Recent Cumulative
Loan ID OMCR Property Name Scheduled Balance Scheduled Balance Reduction Amount Reduction Date ASER Amount ASER Amount
30317812 8 The Westin Book Cadillac - A1 44,464,213.56 44,401,801.79 - - 205,964.14
30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
Total Count = 2 71,964,213.56 71,901,801.79 - - 205,964.14
Reports Available at sf.citidirect.com v. 21.09.28 Page 20 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL APPRAISAL REDUCTION DETAIL
December 17, 2025
Distribution Beginning Ending Appraisal Appraisal Most Recent Cumulative
Date Loan ID OMCR Property Name Scheduled Balance Scheduled Balance Reduction Amount Reduction Date ASER Amount ASER Amount
12/17/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
12/17/2025 30317812 8 The Westin Book Cadillac - A1 44,464,213.56 44,401,801.79 - - 205,964.14
11/18/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
11/18/2025 30317812 8 The Westin Book Cadillac - A1 44,520,988.54 44,464,213.56 - - 205,964.14
10/20/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
10/20/2025 30317812 8 The Westin Book Cadillac - A1 44,582,965.87 44,520,988.54 - - 205,964.14
9/17/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
9/17/2025 30317812 8 The Westin Book Cadillac - A1 44,639,293.62 44,582,965.87 - - 205,964.14
8/15/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
8/15/2025 30317812 8 The Westin Book Cadillac - A1 44,695,409.24 44,639,293.62 - - 205,964.14
7/17/2025 30317812 8 The Westin Book Cadillac - A1 44,756,750.81 44,695,409.24 - - 205,964.14
6/17/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
6/17/2025 30317812 8 The Westin Book Cadillac - A1 44,812,424.08 44,756,750.81 - - 205,964.14
5/16/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
5/16/2025 30317812 8 The Westin Book Cadillac - A1 44,873,339.13 44,812,424.08 - - 205,964.14
4/17/2025 30317812 8 The Westin Book Cadillac - A1 44,928,573.32 44,873,339.13 - - 205,964.14
3/17/2025 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 44,928,573.32 - - 205,964.14
2/18/2025 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
1/17/2025 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
11/18/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
10/18/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
9/17/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
8/16/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
7/17/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
6/17/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
5/17/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 06/12/2023 - 205,964.14
4/17/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 06/12/2023 - 205,964.14
3/15/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 06/12/2023 - 205,964.14
2/16/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 06/12/2023 - 205,964.14
1/18/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 05/11/2023 - 205,964.14
12/15/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 05/11/2023 - 205,964.14
11/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 06/12/2023 - 205,964.14
10/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 05/11/2023 - 205,964.14
Reports Available at sf.citidirect.com v. 21.09.28 Page 21 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL APPRAISAL REDUCTION DETAIL
December 17, 2025
Distribution Beginning Ending Appraisal Appraisal Most Recent Cumulative
Date Loan ID OMCR Property Name Scheduled Balance Scheduled Balance Reduction Amount Reduction Date ASER Amount ASER Amount
9/15/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 05/11/2023 - 205,964.14
8/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
7/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 05/11/2023 - 205,964.14
6/16/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
5/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
4/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
3/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
2/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
1/18/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 - 205,964.14
12/16/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
11/18/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 12/13/2021 - 205,964.14
10/17/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
9/16/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 - 205,964.14
8/17/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 - 205,964.14
7/15/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 - 205,964.14
6/17/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 (37,167.86 ) 205,964.14
5/17/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 - 243,132.00
4/15/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 37,167.86 243,132.00
3/17/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 (74,335.72 ) 205,964.14
2/17/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 37,167.86 280,299.86
1/18/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 37,167.86 243,132.00
12/17/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 35,968.90 205,964.14
11/18/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 09/13/2021 - 169,995.24
10/18/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 09/13/2021 - 169,995.24
9/17/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 09/13/2021 - 169,995.24
8/17/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 6,988,329.88 04/12/2021 26,229.77 169,995.24
7/16/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 6,988,329.88 04/12/2021 25,383.65 143,765.47
6/17/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 6,988,329.88 04/12/2021 26,229.77 118,381.82
5/17/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 6,988,329.88 04/12/2021 25,383.65 92,152.05
4/16/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 6,988,329.88 04/12/2021 26,229.77 66,768.40
3/17/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 11,957,808.91 12/11/2020 40,538.63 40,538.63
Reports Available at sf.citidirect.com v. 21.09.28 Page 22 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
LOAN MODIFICATION DETAIL
December 17, 2025
Modification Modification
Loan ID OMCR Property Name Date Code (4)
30530019 13 120-280 Shenstone Blvd 05/25/2021 8
30317815 21 405 E 4th Aenue 07/07/2021 8
30504893 37 Four Points Tucson 09/04/2024 8
30317810 7 A3 805 Third Avenue 07/10/2020 8
30317811 7 A4-2 805 Third Avenue 07/10/2020 8
30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
Total Count = 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 23 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
December 17, 2025
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
12/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
12/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
12/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
12/17/2025 30317810 7 A3 805 Third Avenue 07/10/2020 8
12/17/2025 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
12/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
12/17/2025 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
12/17/2025 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
11/18/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
11/18/2025 30504893 37 Four Points Tucson 09/04/2024 8
11/18/2025 30317810 7 A3 805 Third Avenue 07/10/2020 8
11/18/2025 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
11/18/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
11/18/2025 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2025 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
10/20/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
10/20/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
10/20/2025 30504893 37 Four Points Tucson 09/04/2024 8
10/20/2025 30317810 7 A3 805 Third Avenue 07/10/2020 8
10/20/2025 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
10/20/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
10/20/2025 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
10/20/2025 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
09/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
09/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
09/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
09/17/2025 30317810 7 A3 805 Third Avenue 07/10/2020 8
09/17/2025 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
09/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
09/17/2025 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
09/17/2025 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
08/15/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 24 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
December 17, 2025
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
08/15/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
08/15/2025 30504893 37 Four Points Tucson 09/04/2024 8
08/15/2025 30317810 7 A3 805 Third Avenue 07/10/2020 8
08/15/2025 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
08/15/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
08/15/2025 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
08/15/2025 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
07/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
07/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
07/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
07/17/2025 30317810 7 A3 805 Third Avenue 07/10/2020 8
07/17/2025 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
07/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
07/17/2025 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
07/17/2025 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
06/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
06/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
06/17/2025 30317810 7 A3 805 Third Avenue 07/10/2020 8
06/17/2025 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
06/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
06/17/2025 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2025 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
05/16/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
05/16/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
05/16/2025 30504893 37 Four Points Tucson 09/04/2024 8
05/16/2025 30317810 7 A3 805 Third Avenue 07/10/2020 8
05/16/2025 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
05/16/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
05/16/2025 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
05/16/2025 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
04/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 25 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
December 17, 2025
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
04/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
04/17/2025 30317810 7 A3 805 Third Avenue 07/10/2020 8
04/17/2025 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
04/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
04/17/2025 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2025 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
03/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
03/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
03/17/2025 30317810 7 A3 805 Third Avenue 07/10/2020 8
03/17/2025 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
03/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
03/17/2025 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2025 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
02/18/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
02/18/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
02/18/2025 30504893 37 Four Points Tucson 09/04/2024 8
02/18/2025 30317810 7 A3 805 Third Avenue 07/10/2020 8
02/18/2025 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
02/18/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
02/18/2025 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
02/18/2025 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
01/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
01/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
01/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
01/17/2025 30317810 7 A3 805 Third Avenue 07/10/2020 8
01/17/2025 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
01/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
01/17/2025 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
01/17/2025 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
12/17/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
12/17/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
12/17/2024 30504893 37 Four Points Tucson 09/04/2024 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 26 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
December 17, 2025
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
12/17/2024 30317810 7 A3 805 Third Avenue 07/10/2020 8
12/17/2024 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
12/17/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
12/17/2024 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
12/17/2024 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
11/18/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
11/18/2024 30504893 37 Four Points Tucson 09/04/2024 8
11/18/2024 30317810 7 A3 805 Third Avenue 07/10/2020 8
11/18/2024 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
11/18/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
11/18/2024 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2024 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
10/18/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
10/18/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
10/18/2024 30317810 7 A3 805 Third Avenue 07/10/2020 8
10/18/2024 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
10/18/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
10/18/2024 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
10/18/2024 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
09/17/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
09/17/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
09/17/2024 30317810 7 A3 805 Third Avenue 07/10/2020 8
09/17/2024 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
09/17/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
09/17/2024 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
09/17/2024 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
08/16/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
08/16/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
08/16/2024 30317810 7 A3 805 Third Avenue 07/10/2020 8
08/16/2024 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
08/16/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
08/16/2024 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 27 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
December 17, 2025
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
08/16/2024 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
07/17/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
07/17/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
07/17/2024 30317810 7 A3 805 Third Avenue 07/10/2020 8
07/17/2024 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
07/17/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
07/17/2024 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
07/17/2024 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
06/17/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
06/17/2024 30317810 7 A3 805 Third Avenue 07/10/2020 8
06/17/2024 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
06/17/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
06/17/2024 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2024 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
05/17/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
05/17/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
05/17/2024 30317810 7 A3 805 Third Avenue 07/10/2020 8
05/17/2024 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
05/17/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
05/17/2024 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
05/17/2024 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
04/17/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
04/17/2024 30317810 7 A3 805 Third Avenue 07/10/2020 8
04/17/2024 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
04/17/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
04/17/2024 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2024 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
03/15/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
03/15/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
03/15/2024 30317810 7 A3 805 Third Avenue 07/10/2020 8
03/15/2024 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 28 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
December 17, 2025
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
03/15/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
03/15/2024 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
03/15/2024 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
02/16/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
02/16/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
02/16/2024 30317810 7 A3 805 Third Avenue 07/10/2020 8
02/16/2024 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
02/16/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
02/16/2024 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
02/16/2024 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
01/18/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
01/18/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
01/18/2024 30317810 7 A3 805 Third Avenue 07/10/2020 8
01/18/2024 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
01/18/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
01/18/2024 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
01/18/2024 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
12/15/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
12/15/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
12/15/2023 30317810 7 A3 805 Third Avenue 07/10/2020 8
12/15/2023 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
12/15/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
12/15/2023 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
12/15/2023 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
11/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
11/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
11/17/2023 30317810 7 A3 805 Third Avenue 07/10/2020 8
11/17/2023 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
11/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
11/17/2023 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
11/17/2023 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
10/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
10/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 29 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
December 17, 2025
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
10/17/2023 30317810 7 A3 805 Third Avenue 07/10/2020 8
10/17/2023 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
10/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
10/17/2023 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
10/17/2023 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
09/15/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
09/15/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
09/15/2023 30317810 7 A3 805 Third Avenue 07/10/2020 8
09/15/2023 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
09/15/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
09/15/2023 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
09/15/2023 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
08/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
08/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
08/17/2023 30317810 7 A3 805 Third Avenue 07/10/2020 8
08/17/2023 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
08/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
08/17/2023 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
08/17/2023 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
07/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
07/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
07/17/2023 30317810 7 A3 805 Third Avenue 07/10/2020 8
07/17/2023 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
07/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
07/17/2023 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
07/17/2023 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
06/16/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
06/16/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
06/16/2023 30317810 7 A3 805 Third Avenue 07/10/2020 8
06/16/2023 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
06/16/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
06/16/2023 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
06/16/2023 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 30 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
December 17, 2025
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
05/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
05/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
05/17/2023 30317810 7 A3 805 Third Avenue 07/10/2020 8
05/17/2023 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
05/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
05/17/2023 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
05/17/2023 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
04/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
04/17/2023 30317810 7 A3 805 Third Avenue 07/10/2020 8
04/17/2023 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
04/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
04/17/2023 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2023 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
03/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
03/17/2023 30317810 7 A3 805 Third Avenue 07/10/2020 8
03/17/2023 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
03/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
03/17/2023 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2023 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
02/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
02/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
02/17/2023 30317810 7 A3 805 Third Avenue 07/10/2020 8
02/17/2023 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
02/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
02/17/2023 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
02/17/2023 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
01/18/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
01/18/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
01/18/2023 30317810 7 A3 805 Third Avenue 07/10/2020 8
01/18/2023 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
01/18/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 31 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
December 17, 2025
Modification
Code (4)
Distribution Modification
Date Loan ID OMCR Property Name Date
01/18/2023 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
01/18/2023 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
12/16/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
12/16/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
12/16/2022 30317810 7 A3 805 Third Avenue 07/10/2020 8
12/16/2022 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
12/16/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
12/16/2022 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
12/16/2022 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
11/18/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
11/18/2022 30317810 7 A3 805 Third Avenue 07/10/2020 8
11/18/2022 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
11/18/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
11/18/2022 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2022 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
10/17/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
10/17/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
10/17/2022 30317810 7 A3 805 Third Avenue 07/10/2020 8
10/17/2022 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
10/17/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
10/17/2022 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
10/17/2022 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
09/16/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
09/16/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
09/16/2022 30317810 7 A3 805 Third Avenue 07/10/2020 8
09/16/2022 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
09/16/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
09/16/2022 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
09/16/2022 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
08/17/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
08/17/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
08/17/2022 30317810 7 A3 805 Third Avenue 07/10/2020 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 32 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 December 17, 2025
HISTORICAL LOAN MODIFICATION DETAIL
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
08/17/2022 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
08/17/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
08/17/2022 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
08/17/2022 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
07/15/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
07/15/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
07/15/2022 30317810 7 A3 805 Third Avenue 07/10/2020 8
07/15/2022 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
07/15/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
07/15/2022 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
07/15/2022 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
06/17/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
06/17/2022 30317810 7 A3 805 Third Avenue 07/10/2020 8
06/17/2022 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
06/17/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
06/17/2022 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2022 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
05/17/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
05/17/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
05/17/2022 30317810 7 A3 805 Third Avenue 07/10/2020 8
05/17/2022 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
05/17/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
05/17/2022 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
05/17/2022 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
04/15/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
04/15/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
04/15/2022 30317810 7 A3 805 Third Avenue 07/10/2020 8
04/15/2022 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
04/15/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
04/15/2022 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
04/15/2022 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 33 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 December 17, 2025
HISTORICAL LOAN MODIFICATION DETAIL
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
03/17/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
03/17/2022 30317810 7 A3 805 Third Avenue 07/10/2020 8
03/17/2022 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
03/17/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
03/17/2022 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2022 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
02/17/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
02/17/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
02/17/2022 30317810 7 A3 805 Third Avenue 07/10/2020 8
02/17/2022 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
02/17/2022 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
02/17/2022 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
01/18/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
01/18/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
01/18/2022 30317810 7 A3 805 Third Avenue 07/10/2020 8
01/18/2022 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
01/18/2022 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
01/18/2022 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
12/17/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
12/17/2021 30317815 21 405 E 4th Aenue 07/07/2021 8
12/17/2021 30317810 7 A3 805 Third Avenue 07/10/2020 8
12/17/2021 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
12/17/2021 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
12/17/2021 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
11/18/2021 30317815 21 405 E 4th Aenue 07/07/2021 8
11/18/2021 30317810 7 A3 805 Third Avenue 07/10/2020 8
11/18/2021 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
11/18/2021 30530034 9 A4 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2021 30530035 9 A5 Shoppes at Blackstone Valley 11/01/2019 8
10/18/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
10/18/2021 30317815 21 405 E 4th Aenue 07/07/2021 8
10/18/2021 30317810 7 A3 805 Third Avenue 07/10/2020 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 34 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 December 17, 2025
HISTORICAL LOAN MODIFICATION DETAIL
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
10/18/2021 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
09/17/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
09/17/2021 30317815 21 405 E 4th Aenue 07/07/2021 8
09/17/2021 30317810 7 A3 805 Third Avenue 07/10/2020 8
09/17/2021 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
08/17/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
08/17/2021 30317810 7 A3 805 Third Avenue 07/10/2020 8
08/17/2021 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
07/16/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
07/16/2021 30317810 7 A3 805 Third Avenue 07/10/2020 8
07/16/2021 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
06/17/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
06/17/2021 30317810 7 A3 805 Third Avenue 07/10/2020 8
06/17/2021 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
05/17/2021 30317810 7 A3 805 Third Avenue 07/10/2020 8
05/17/2021 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
04/16/2021 30317810 7 A3 805 Third Avenue 07/10/2020 8
04/16/2021 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
03/17/2021 30317810 7 A3 805 Third Avenue 07/10/2020 8
03/17/2021 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
02/18/2021 30317810 7 A3 805 Third Avenue 07/10/2020 8
02/18/2021 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
01/15/2021 30317810 7 A3 805 Third Avenue 07/10/2020 8
01/15/2021 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
12/17/2020 30317810 7 A3 805 Third Avenue 07/10/2020 8
12/17/2020 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
11/18/2020 30317810 7 A3 805 Third Avenue 07/10/2020 8
11/18/2020 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
10/19/2020 30317810 7 A3 805 Third Avenue 07/10/2020 8
10/19/2020 30317811 7 A4-2 805 Third Avenue 07/10/2020 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 35 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 December 17, 2025
SPECIALLY SERVICED LOAN DETAIL
Special Servicing Ending Ending Most Most Recent Most Recent Most Recent
Workout Fee Amount Scheduled Actual Recent Valuation Special Servicer Master Servicer
Loan ID OMCR Strategy (3) Plus Adjustments Balance Balance Value Date Transfer Date Return Date
30317803 1 A1-4 9 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
30317825 1 A2-2 9 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
30317826 1 A2-5 9 - 10,000,000.00 10,000,000.00 950,000,000.00 10/01/2025 09/17/2025
30317827 1 A2-7 9 - 5,000,000.00 5,000,000.00 950,000,000.00 10/01/2025 09/17/2025
Total Count = 5 - 142,500,000.00 142,500,000.00 5,200,000,000.00
Reports Available at sf.citidirect.com v. 21.09.28 Page 36 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 December 17, 2025
HISTORICAL SPECIALLY SERVICED LOANS
Special Servicing Ending Ending Most Most Recent Most Recent Most Recent
Distribution Workout Fee Amount Scheduled Actual Recent Valuation Special Servicer Master Servicer
Date Loan ID OMCR Strategy (3) Plus Adjustments Balance Balance Value Date Transfer Date Return Date
12/17/2025 30317803 1 A1-4 9 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
11/18/2025 30317803 1 A1-4 98 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
10/20/2025 30317803 1 A1-4 98 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
04/17/2025 30317810 7 A3 8 - 40,000,000.00 40,000,000.00 460,000,000.00 10/01/2019 09/27/2024 02/20/2025
03/17/2025 30317810 7 A3 98 - 40,000,000.00 40,000,000.00 460,000,000.00 10/01/2019 09/27/2024
02/18/2025 30317810 7 A3 98 36,666.67 40,000,000.00 40,000,000.00 460,000,000.00 10/01/2019 09/27/2024
01/17/2025 30317810 7 A3 98 - 40,000,000.00 40,000,000.00 460,000,000.00 10/01/2019 09/27/2024
04/17/2025 30317811 7 A4-2 8 - 5,000,000.00 5,000,000.00 460,000,000.00 10/01/2019 09/27/2024 02/20/2025
03/17/2025 30317811 7 A4-2 98 - 5,000,000.00 5,000,000.00 460,000,000.00 10/01/2019 09/27/2024
02/18/2025 30317811 7 A4-2 98 4,583.33 5,000,000.00 5,000,000.00 460,000,000.00 10/01/2019 09/27/2024
01/17/2025 30317811 7 A4-2 98 - 5,000,000.00 5,000,000.00 460,000,000.00 10/01/2019 09/27/2024
04/15/2022 30317812 8 8 3,500.00 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020 03/11/2022
03/17/2022 30317812 8 1 (160,937.50 ) 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
02/17/2022 30317812 8 1 9,687.50 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
01/18/2022 30317812 8 1 9,687.50 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
12/17/2021 30317812 8 1 9,375.00 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
11/18/2021 30317812 8 1 9,687.50 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
10/18/2021 30317812 8 1 9,375.00 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
09/17/2021 30317812 8 1 9,687.50 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
08/17/2021 30317812 8 1 9,687.50 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
07/16/2021 30317812 8 1 9,375.00 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
06/17/2021 30317812 8 1 9,687.50 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
05/17/2021 30317812 8 2 9,375.00 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
04/16/2021 30317812 8 2 9,687.50 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
03/17/2021 30317812 8 2 8,750.00 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
02/18/2021 30317812 8 2 9,687.50 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
01/15/2021 30317812 8 2 9,687.50 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
12/17/2020 30317812 8 1 9,375.00 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
11/18/2020 30317812 8 98 11,250.00 45,000,000.00 45,000,000.00 136,000,000.00 11/25/2019 08/07/2020
10/19/2020 30317812 8 98 7,812.50 45,000,000.00 45,000,000.00 136,000,000.00 11/25/2019 08/07/2020
09/17/2020 30317812 8 98 7,812.50 45,000,000.00 45,000,000.00 136,000,000.00 11/25/2019 08/07/2020
08/17/2020 30317812 8 98 - 45,000,000.00 45,000,000.00 136,000,000.00 11/25/2019 08/07/2020
Reports Available at sf.citidirect.com v. 21.09.28 Page 37 of 44 © Copyright 2025 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 December 17, 2025
HISTORICAL SPECIALLY SERVICED LOANS
Special Servicing Ending Ending Most Most Recent Most Recent Most Recent
Distribution Workout Fee Amount Scheduled Actual Recent Valuation Special Servicer Master Servicer
Date Loan ID OMCR Strategy (3) Plus Adjustments Balance Balance Value Date Transfer Date Return Date
12/17/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
11/18/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
10/20/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
09/17/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
08/15/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
07/17/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
06/17/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
05/16/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
04/17/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
03/17/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
02/18/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
01/17/2025 30317813 18 1 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
12/17/2024 30317813 18 1 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
11/18/2024 30317813 18 1 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
10/18/2024 30317813 18 1 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
09/17/2024 30317813 18 98 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
08/16/2024 30317813 18 98 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
07/17/2024 30317813 18 98 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
06/17/2024 30317813 18 98 - 27,500,000.00 27,500,000.00 2,110,000,000.00 09/03/2019 03/14/2024
05/17/2024 30317813 18 98 - 27,500,000.00 27,500,000.00 2,110,000,000.00 09/03/2019 03/14/2024
12/17/2025 30317825 1 A2-2 9 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
11/18/2025 30317825 1 A2-2 98 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
10/20/2025 30317825 1 A2-2 98 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
12/17/2025 30317826 1 A2-5 9 - 10,000,000.00 10,000,000.00 950,000,000.00 10/01/2025 09/17/2025
11/18/2025 30317826 1 A2-5 98 - 10,000,000.00 10,000,000.00 950,000,000.00 10/01/2025 09/17/2025
10/20/2025 30317826 1 A2-5 98 - 10,000,000.00 10,000,000.00 950,000,000.00 10/01/2025 09/17/2025
12/17/2025 30317827 1 A2-7 9 - 5,000,000.00 5,000,000.00 950,000,000.00 10/01/2025 09/17/2025
11/18/2025 30317827 1 A2-7 98 - 5,000,000.00 5,000,000.00 950,000,000.00 10/01/2025 09/17/2025
10/20/2025 30317827 1 A2-7 98 - 5,000,000.00 5,000,000.00 950,000,000.00 10/01/2025 09/17/2025
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 December 17, 2025
UNSCHEDULED PRINCIPAL DETAIL
Liquidation / Liquid / Prepay Principal Principal Prepayment Interest Prepayment Yield Maintenance
Loan ID OMCR Prepayment Date Code (5) Collections Adjustments Excess / (Shortfall) Penalties (PPP) Penalties (YM)
No Loans with Unscheduled Principal Activity to Report.
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 December 17, 2025
HISTORICAL UNSCHEDULED PRINCIPAL DETAIL
Distribution Liquidation / Liquid / Prepay Principal Principal Prepayment Interest Prepayment Yield Maintenance
Date Loan ID OMCR Prepayment Date Code (5) Collections Adjustments Excess / (Shortfall) Penalties (PPP) Penalties (YM)
2/18/2025 30504909 44 02/06/2025 5 5,300,754.58 - - - -
12/17/2024 30317805 5 A2-D 01/06/2025 2 40,000,000.00 - - - -
12/17/2024 30317806 A2 I-1 01/06/2025 2 10,000,000.00 - - - -
4/15/2022 30317817 26 0 28,337.91 - - - -
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 December 17, 2025
LIQUIDATED LOAN DETAIL
Beginning Most Liquidation Net Net Realized Date of Loss with
Scheduled Recent Sales Proceeds Liquidation Proceeds Loss to Current Current Cumulative Cumulative
Loan ID OMCR Balance Value Price Received Expense Available Trust Adj. to Loan Adj. to Loan Adj. to Loan Adj. to Trust
No Loans liquidated to Report.
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 December 17, 2025
HISTORICAL LIQUIDATED LOAN
Beginning Most Liquidation Net Net Realized Date of Loss with
Distribution Scheduled Recent Sales Proceeds Liquidation Proceeds Loss to Current Current Cumulative Cumulative
Date Loan ID OMCR Balance Value Price Received Expense Available Trust Adj. to Loan Adj. to Loan Adj. to Loan Adj. to Trust
No Loans liquidated to Report.
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 December 17, 2025
CREFC® INVESTOR REPORTING PACKAGE LEGENDS
1|CREFC Investor Reporting Package Legends
Property Type (1) Workout Strategy (3) Liquidation/Prepayment Code (5)
MF Multifamily 1 Modification 1 Partial Liquidation (Curtailment)
RT Retail 2 Foreclosure 2 Payoff Prior To Maturity
HC HealthCare 3 Bankruptcy 3 Disposition / Liquidation
IN Industrial 4 Extension 4 Repurchase / Substitution
MH Mobile Home Park 5 Note Sale 5 Full Payoff At Maturity
OF Office 6 DPO 6 DPO
MU Mixed Use 7 REO 7 Liquidation prior to 7/1/2006
LO Lodging 8 Resolved 8 Payoff With Penalty
SS Self Storage 9 Pending Return to Master Servicer 9 Payoff With Yield Maintenance
SE Securities 10 Deed In Lieu of Foreclosure 10 Curtailment With Penalty
CH Cooperative Housing 11 Full Payoff 11 Curtailment With Yield Maintenance
ZZ Missing Information 12 Reps and Warranties
SF SF 13 TBD
WH Warehouse 98 Other
OT Other
Modification Code (4)
Payment Status of Loan (2)
1 Maturity Date Extension
A In Grace Period 2 Amortization Change
B Late, but less than 30 Days 3 Principal Write-Off
0 Current 4 Blank (formerly Combination)
1 30-59 Days Delinquent 5 Temporary Rate Reduction
2 60-89 Days Delinquent 6 Capitalization of Interest
3 90-120 Days Delinquent 7 Capitalization of Taxes
4 Performing Matured Balloon 8 Other
5 Non Performing Matured Balloon 9 Combination
6 121+ Days Delinquent 10 Forbearance
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Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 December 17, 2025
NOTES
No Notes available for this deal at this time.
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Citigroup Commercial Mortgage Trust 2020-GC46 published this content on December 30, 2025, and is solely responsible for the information contained herein. Distributed via Edgar on December 30, 2025 at 19:20 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]