10/27/2026 | Press release | Distributed by Public on 10/27/2026 08:58
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FEES AND EXPENSES
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Cross-
Reference(s)
to Location in
Prospectus
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Charges for Early
Withdrawals
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If you surrender your Policy (or if you change your Policy to Paid-up insurance)
in the first ten Policy Years you will be assessed a surrender charge. The
current surrender charge is 0%.
Withdrawals are subject to a $25 service charge (currently waived) for each
withdrawal request.
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Fee and
Expense
Tables -
Transaction
Fees
(Surrender
Charge and
Withdrawal
Fee)
Also see
Information
About the
Policy - Other
Benefits
Available
Under the
Policy
(Paid-Up
Insurance)
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Charge
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When Charge is Deducted
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Amount Deducted
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Guaranteed Maximum Charge
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Current Charge
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Surrender Charge3
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Upon surrender or
change to paid-up
insurance during the first
ten Policy Years
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Maximum Charge4
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Same as current charge
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0% in Policy Years 1-5 of the Target
Premium, grading down monthly in Policy
Years 6-10 to 0%
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Minimum Charge5
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Same as current charge
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0% in Policy Years 1-5 of the Target
Premium, grading down monthly in Policy
Years 6-10 to 0%
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Charge for Insured Issue
Age 35
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Same as current charge
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0% in Policy Years 1-5 of the Target
Premium, grading down monthly in Policy
Years 6-10 to 0%
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