Material Event (Form 8-K)

Item 8.01 Other Events.

On September 24, 2025, a putative class action complaint was filed in the United States District Court for the Southern District of New York against Unicoin Inc. (the "Company") and certain current and former officers, captioned Finch, et al. v. Unicoin Inc., et al., Case No. 1:25-cv-07939.

The complaint alleges, among other things, violations of New York General Business Law §§ 349 and 350, as well as related claims, in connection with the Company's marketing of Unicoin Rights Certificates. To the Company's knowledge, neither the Company nor any of the individual defendants have yet been served with the complaint.

The Company believes the claims are without merit and intends to defend the matter vigorously. The Company is unable to predict the outcome of this matter or reasonably estimate a range of possible loss, if any, at this time.

Forward-Looking Statements

This Current Report on Form 8-K contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are subject to a number of risks and uncertainties that could cause actual results to differ materially from those described. These risks and uncertainties include, among others, those described in the Company's filings with the Securities and Exchange Commission. The Company undertakes no obligation to update these forward-looking statements to reflect events or circumstances after the date of this report, except as required by law.