Material Agreement, Financial Obligation (Form 8-K)

MS Repurchase Facility

On March 12, 2026, a subsidiary of Fortress Credit Realty Income Trust (the "Company"), FCR MS Seller LLC, as seller (the "MS Seller"), Morgan Stanley Mortgage Capital Holdings LLC, as administrative agent ("Administrative Agent") for Morgan Stanley Bank, N.A. and such other financial institutions from time to time party thereto as buyers ("MSBA" and, together with such other financial institutions from time to time party hereto, the "Buyers") entered into an amendment (the "Amended MS Seller Repurchase Agreement") to Master Repurchase and Securities Contract Agreement, dated July 24, 2025 (together with the related transaction documents and the Amended MS Seller Repurchase Agreement, the "MS Seller Repurchase Agreement"). Pursuant to the Amended MS Seller Repurchase Agreement, the financing available in connection with the acquisition and/or origination by the Company of certain loans as more particularly described in the MS Seller Repurchase Agreement was increased from an aggregate of $250 million to $500 million.

The foregoing description is only a summary of the material provisions of the Amended MS Seller Repurchase Agreement and is qualified in its entirety by reference to the full text of the Amended MS Seller Repurchase Agreement, which is filed as Exhibit 10.1 to this Current Report on Form 8-K, and incorporated by reference herein.

The information set forth in Item 1.01 of this Current Report is incorporated by reference into this Item 2.03.