SLM Student Loan Trust 2013 6
03/10/2026 | Press release | Distributed by Public on 03/10/2026 07:52
Asset-Backed Issuer Distribution Report (Form 10-D)
SLM Student Loan Trust 2013-6
Monthly Servicing Report
Distribution Date 02/25/2026
Collection Period 01/01/2026 - 01/31/2026
Navient Funding, LLC - Depositor
Navient Solutions - Master Servicer and Administrator
Deutsche Bank National Trust Company - Indenture Trustee
Deutsche Bank Trust Company Americas - Eligible Lender Trustee
Navient Funding - Excess Distribution Certificateholder
|
Page 1 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 01/01/2026 - 01/31/2026, Distribution Date 02/25/2026
|
|
I.
|
Deal Parameters
|
|
A
|
Student Loan Portfolio Characteristics
|
11/14/2013
|
12/31/2025
|
01/31/2026
|
||||||||||
|
Principal Balance
|
$
|
952,236,013.41
|
$
|
175,917,254.70
|
$
|
174,588,370.47
|
||||||||
|
Interest to be Capitalized Balance
|
19,888,623.55
|
2,470,345.88
|
2,574,227.78
|
|||||||||||
|
Pool Balance
|
$
|
972,124,636.96
|
$
|
178,387,600.58
|
$
|
177,162,598.25
|
||||||||
|
Specified Reserve Account Balance
|
4,992,316.00
|
- N/A -
|
- N/A -
|
|||||||||||
|
Adjusted Pool (1)
|
$
|
977,116,952.96
|
$
|
178,387,600.58
|
$
|
177,162,598.25
|
||||||||
|
Weighted Average Coupon (WAC)
|
6.29%
|
|
6.97%
|
|
6.97%
|
|
||||||||
|
Number of Loans
|
200,093
|
25,320
|
25,069
|
|||||||||||
|
Aggregate Outstanding Principal Balance - Tbill
|
-
|
-
|
||||||||||||
|
Aggregate Outstanding Principal Balance - SOFR
|
$
|
178,387,600.58
|
$
|
177,162,598.25
|
||||||||||
|
Pool Factor
|
0.178662180
|
0.177435292
|
||||||||||||
|
Since Issued Constant Prepayment Rate
|
(44.87)%
|
|
(45.51)%
|
|
||||||||||
| (1) |
The Specified Reserve Account balance is included in the Adjusted Pool until the Pool Balance is less than or equal to 40% of the original pool.
|
|
B
|
Debt Securities
|
Cusip/Isin
|
01/26/2026
|
02/25/2026
|
|||||||
|
A3
|
78448CAG4
|
$
|
149,203,724.57
|
$
|
147,990,972.27
|
||||||
|
B
|
78448CAH2
|
$
|
27,400,000.00
|
$
|
27,400,000.00
|
||||||
|
C
|
Account Balances
|
01/26/2026
|
02/25/2026
|
||||||
|
Reserve Account Balance
|
$
|
998,463.00
|
$
|
998,463.00
|
|||||
|
Capitalized Interest Account Balance
|
-
|
-
|
|||||||
|
Floor Income Rebate Account
|
$
|
190,628.85
|
$
|
328,212.99
|
|||||
|
Supplemental Loan Purchase Account
|
-
|
-
|
|||||||
|
D
|
Asset / Liability
|
01/26/2026
|
02/25/2026
|
||||||
|
Adjusted Pool Balance + Supplemental Loan Purchase
|
$
|
178,387,600.58
|
$
|
177,162,598.25
|
|||||
|
Total Notes
|
$
|
176,603,724.57
|
$
|
175,390,972.27
|
|||||
|
Difference
|
$
|
1,783,876.01
|
$
|
1,771,625.98
|
|||||
|
Parity Ratio
|
1.01010
|
1.01010
|
|||||||
|
Page 2 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 01/01/2026 - 01/31/2026, Distribution Date 02/25/2026
|
| II. |
Trust Activity 01/01/2026 through 01/31/2026
|
|
A
|
Student Loan Principal Receipts
|
||||
|
Borrower Principal
|
471,094.74
|
||||
|
Guarantor Principal
|
816,385.64
|
||||
|
Consolidation Activity Principal
|
603,261.25
|
||||
|
Seller Principal Reimbursement
|
-
|
||||
|
Servicer Principal Reimbursement
|
-
|
||||
|
Rejected Claim Repurchased Principal
|
-
|
||||
|
Other Principal Deposits
|
-
|
||||
|
Total Principal Receipts
|
$
|
1,890,741.63
|
|||
|
B
|
Student Loan Interest Receipts
|
||||
|
Borrower Interest
|
260,351.17
|
||||
|
Guarantor Interest
|
17,538.33
|
||||
|
Consolidation Activity Interest
|
12,308.07
|
||||
|
Special Allowance Payments
|
0.00
|
||||
|
Interest Subsidy Payments
|
0.00
|
||||
|
Seller Interest Reimbursement
|
0.00
|
||||
|
Servicer Interest Reimbursement
|
66.33
|
||||
|
Rejected Claim Repurchased Interest
|
0.00
|
||||
|
Other Interest Deposits
|
10,522.58
|
||||
|
Total Interest Receipts
|
$
|
300,786.48
|
|||
|
C
|
Reserves in Excess of Requirement
|
|
-
|
||
|
D
|
Investment Income
|
$
|
11,482.81
|
||
|
E
|
Funds Borrowed from Next Collection Period
|
-
|
|||
|
F
|
Funds Repaid from Prior Collection Period
|
-
|
|||
|
G
|
Loan Sale or Purchase Proceeds
|
-
|
|||
|
H
|
Initial Deposits to Collection Account
|
-
|
|||
|
I
|
Excess Transferred from Other Accounts
|
|
-
|
||
|
J
|
Other Deposits
|
-
|
|||
|
K
|
Funds Released from Capitalized Interest Account
|
-
|
|||
|
L
|
Less: Funds Previously Remitted:
|
||||
|
Servicing Fees to Servicer
|
-
|
||||
|
Consolidation Loan Rebate Fees to Dept. of Education
|
-
|
||||
|
Floor Income Rebate Fees to Dept. of Education
|
|
-
|
|||
|
Funds Allocated to the Floor Income Rebate Account
|
$
|
(137,584.14)
|
|||
|
M
|
AVAILABLE FUNDS
|
$
|
2,065,426.78
|
||
|
N
|
Non-Cash Principal Activity During Collection Period
|
$
|
(561,857.40)
|
||
|
O
|
Non-Reimbursable Losses During Collection Period
|
$
|
12,376.63
|
||
|
P
|
Aggregate Purchased Amounts by the Depositor, Servicer or Seller
|
|
-
|
||
|
Q
|
Aggregate Loan Substitutions
|
- | |||
|
Page 3 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 01/01/2026 - 01/31/2026, Distribution Date 02/25/2026
|
| III. |
2013-6 Portfolio Characteristics
|
|
01/31/2026
|
12/31/2025
|
||||||||||||||||||||||||||||||||
|
Wtd Avg Coupon
|
# Loans
|
Principal
|
% of Principal
|
Wtd Avg Coupon
|
# Loans
|
Principal
|
% of Principal
|
||||||||||||||||||||||||||
|
INTERIM:
|
IN SCHOOL
|
6.52%
|
|
30
|
$
|
193,877.30
|
0.111%
|
|
6.51%
|
|
28
|
$
|
186,752.30
|
0.106%
|
|
||||||||||||||||||
|
|
GRACE
|
6.68%
|
|
9
|
$
|
99,763.00
|
0.057%
|
|
6.68%
|
|
11
|
$
|
106,888.00
|
0.061%
|
|
||||||||||||||||||
|
|
DEFERMENT
|
6.72%
|
|
1,478
|
$
|
8,530,138.55
|
4.886%
|
|
6.74%
|
|
1,473
|
$
|
8,618,612.12
|
4.899%
|
|
||||||||||||||||||
|
|
|||||||||||||||||||||||||||||||||
|
REPAYMENT:
|
CURRENT
|
6.98%
|
|
17,156
|
$
|
112,267,099.82
|
64.304%
|
|
6.98%
|
|
17,077
|
$
|
110,799,854.39
|
62.984%
|
|
||||||||||||||||||
|
|
31-60 DAYS DELINQUENT
|
7.01%
|
|
833
|
$
|
7,412,636.28
|
4.246%
|
|
7.03%
|
|
939
|
$
|
7,373,736.22
|
4.192%
|
|
||||||||||||||||||
|
|
61-90 DAYS DELINQUENT
|
7.09%
|
|
558
|
$
|
5,107,995.31
|
2.926%
|
|
6.90%
|
|
608
|
$
|
4,602,437.84
|
2.616%
|
|
||||||||||||||||||
|
|
91-120 DAYS DELINQUENT
|
6.76%
|
|
382
|
$
|
2,600,565.99
|
1.490%
|
|
7.00%
|
|
358
|
$
|
3,174,563.79
|
1.805%
|
|
||||||||||||||||||
|
|
> 120 DAYS DELINQUENT
|
7.00%
|
|
1,102
|
$
|
9,820,921.98
|
5.625%
|
|
6.98%
|
|
1,351
|
$
|
11,630,862.56
|
6.612%
|
|
||||||||||||||||||
|
|
|||||||||||||||||||||||||||||||||
|
|
FORBEARANCE
|
7.00%
|
|
3,164
|
$
|
25,876,482.25
|
14.821%
|
|
7.02%
|
|
3,266
|
$
|
27,677,491.77
|
15.733%
|
|
||||||||||||||||||
|
|
CLAIMS IN PROCESS
|
6.86%
|
|
357
|
$
|
2,678,889.99
|
1.534%
|
|
6.95%
|
|
209
|
$
|
1,746,055.71
|
0.993%
|
|
||||||||||||||||||
|
|
|||||||||||||||||||||||||||||||||
|
TOTAL
|
25,069
|
$
|
174,588,370.47
|
100.00%
|
|
25,320
|
$
|
175,917,254.70
|
100.00%
|
|
|||||||||||||||||||||||
* Percentages may not total 100% due to rounding
|
Page 4 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 01/01/2026 - 01/31/2026, Distribution Date 02/25/2026
|
| IV. |
2013-6 Portfolio Characteristics (cont'd)
|
|
01/31/2026
|
12/31/2025
|
|||||||
|
Pool Balance
|
$
|
177,162,598.25
|
$
|
178,387,600.58
|
||||
|
Outstanding Borrower Accrued Interest
|
$
|
10,374,647.65
|
$
|
10,247,916.81
|
||||
|
Borrower Accrued Interest to be Capitalized
|
$
|
2,574,227.78
|
$
|
2,470,345.88
|
||||
|
Borrower Accrued Interest >30 Days Delinquent
|
$
|
1,000,706.24
|
$
|
1,003,702.95
|
||||
|
Total # Loans
|
25,069
|
25,320
|
||||||
|
Total # Borrowers
|
7,053
|
7,136
|
||||||
|
Weighted Average Coupon
|
6.97%
|
|
6.97%
|
|
||||
|
Weighted Average Remaining Term
|
205.37
|
204.51
|
||||||
|
Non-Reimbursable Losses
|
$
|
12,376.63
|
$
|
29,465.75
|
||||
|
Cumulative Non-Reimbursable Losses
|
$
|
3,259,003.87
|
$
|
3,246,627.24
|
||||
|
Since Issued Constant Prepayment Rate (CPR)
|
-45.51 %
|
|
-44.87 %
|
|
||||
|
Loan Substitutions
|
-
|
-
|
||||||
|
Cumulative Loan Substitutions
|
-
|
-
|
||||||
|
Rejected Claim Repurchases
|
-
|
-
|
||||||
|
Cumulative Rejected Claim Repurchases
|
$
|
232,854.41
|
$
|
232,854.41
|
||||
|
Unpaid Primary Servicing Fees
|
-
|
-
|
||||||
|
Unpaid Administration Fees
|
-
|
-
|
||||||
|
Unpaid Carryover Servicing Fees
|
-
|
-
|
||||||
|
Note Principal Shortfall
|
|
-
|
-
|
|||||
|
Note Interest Shortfall
|
-
|
-
|
||||||
|
Unpaid Interest Carryover
|
-
|
-
|
||||||
|
Non-Cash Principal Activity - Capitalized Interest
|
$
|
575,038.96
|
$
|
693,819.41
|
||||
|
Borrower Interest Accrued
|
$
|
993,794.59
|
$
|
1,002,402.75
|
||||
|
Interest Subsidy Payments Accrued
|
$
|
29,368.29
|
$
|
29,358.35
|
||||
|
Special Allowance Payments Accrued
|
$
|
34,255.15
|
$
|
32,162.44
|
||||
|
Page 5 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 01/01/2026 - 01/31/2026, Distribution Date 02/25/2026
|
| V. |
2013-6 Portfolio Statistics by School and Program
|
|
A
|
LOAN TYPE
|
Weighted
Average Coupon
|
# LOANS
|
$ AMOUNT
|
% *
|
||||||||||||
|
- GSL (1) - Subsidized
|
6.69%
|
|
13,062
|
59,229,400.71
|
33.925%
|
|
|||||||||||
|
- GSL - Unsubsidized
|
6.76%
|
|
11,334
|
91,793,522.30
|
52.577%
|
|
|||||||||||
|
- PLUS (2) Loans
|
8.48%
|
|
673
|
23,565,447.46
|
13.498%
|
|
|||||||||||
|
- SLS (3) Loans
|
0.00%
|
|
0
|
-
|
0.000%
|
|
|||||||||||
|
- Consolidation Loans
|
0.00%
|
|
0
|
-
|
0.000%
|
|
|||||||||||
|
Total
|
6.97%
|
|
25,069
|
$
|
174,588,370.47
|
100.000%
|
|
||||||||||
|
B
|
SCHOOL TYPE
|
Weighted
Average Coupon |
# LOANS
|
$ AMOUNT
|
% *
|
||||||||||||
|
- Four Year
|
6.99%
|
|
21,709
|
159,815,818.62
|
91.539%
|
|
|||||||||||
|
- Two Year
|
6.77%
|
|
2,832
|
12,373,360.95
|
7.087%
|
|
|||||||||||
|
- Technical
|
6.73%
|
|
489
|
2,245,960.53
|
1.286%
|
|
|||||||||||
|
- Other
|
6.73%
|
|
39
|
153,230.37
|
0.088%
|
|
|||||||||||
|
Total
|
6.97%
|
|
25,069
|
$
|
174,588,370.47
|
100.000%
|
|
||||||||||
*Percentages may not total 100% due to rounding.
|
(1)
|
Guaranteed Stafford Loan
|
|
(2)
|
Parent Loans for Undergraduate Students
|
|
(3)
|
Supplemental Loans to Students. The Unsubsidized Stafford Loan program replaced the SLS program on July 1, 1994.
|
|
Page 6 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 01/01/2026 - 01/31/2026, Distribution Date 02/25/2026
|
| VI. |
2013-6 Waterfall for Distributions
|
|
Paid
|
Remaining Funds Balance
|
||||||||
|
Total Available Funds
|
$
|
2,065,426.78
|
|||||||
|
A |
Trustee Fees |
- |
$ |
2,065,426.78 |
|||||
|
B
|
Primary Servicing Fee
|
$
|
36,021.28
|
$
|
2,029,405.50
|
||||
|
C
|
Administration Fee
|
$
|
6,667.00
|
$
|
2,022,738.50
|
||||
|
D
|
Class A Noteholders' Interest Distribution Amount
|
$
|
554,759.34
|
$
|
1,467,979.16
|
||||
|
E
|
Class B Noteholders' Interest Distribution Amount
|
$
|
121,285.19
|
$
|
1,346,693.97
|
||||
|
F
|
Reserve Account Reinstatement
|
-
|
$
|
1,346,693.97
|
|||||
|
G
|
Class A Noteholders' Principal Distribution Amount
|
$
|
1,212,752.30
|
$ |
133,941.67
|
||||
|
H
|
Class B Noteholders' Principal Distribution Amount
|
-
|
$ |
133,941.67
|
|||||
|
I
|
Unpaid Expenses of The Trustees
|
-
|
$ |
133,941.67
|
|||||
|
J
|
Carryover Servicing Fee
|
-
|
$ |
133,941.67
|
|||||
|
K
|
Remaining Amounts to the Noteholders after the first auction date
|
-
|
$ |
133,941.67
|
|||||
|
L
|
Excess Distribution Certificateholder
|
$ |
133,941.67
|
|
-
|
||||
|
Waterfall Triggers
|
|||||
|
A
|
Student Loan Principal Outstanding
|
$
|
174,588,370.47
|
||
|
B
|
Interest to be Capitalized
|
$
|
2,574,227.78
|
||
|
C
|
Capitalized Interest Account Balance
|
-
|
|||
|
D
|
Reserve Account Balance (after any reinstatement)
|
$
|
998,463.00
|
||
|
E
|
Less: Specified Reserve Account Balance
|
$
|
(998,463.00)
|
||
|
F
|
Total
|
$
|
177,162,598.25
|
||
|
G
|
Class A Notes Outstanding (after application of available funds)
|
$
|
147,990,972.27
|
||
|
H
|
Insolvency Event or Event of Default Under Indenture
|
N
|
|||
|
I
|
Available Funds Applied to Class A Noteholders' Distribution Amount Before Any Amounts are Applied to the Class B Noteholders' Distribution Amount (G>F or H=Y)
|
N
|
|||
|
Page 7 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 01/01/2026 - 01/31/2026, Distribution Date 02/25/2026
|
| VII. |
2013-6 Distributions
|
Distribution Amounts
|
A3
|
B
|
|||||||
|
Cusip/Isin
|
78448CAG4
|
78448CAH2
|
||||||
|
Beginning Balance
|
$
|
149,203,724.57
|
$
|
27,400,000.00
|
||||
|
Index
|
SOFR
|
SOFR
|
||||||
|
Spread/Fixed Rate
|
0.65%
|
|
1.50%
|
|
||||
|
Record Date (Days Prior to Distribution)
|
1 NEW YORK BUSINESS DAY
|
1 NEW YORK BUSINESS DAY
|
||||||
|
Accrual Period Begin
|
1/26/2026
|
1/26/2026
|
||||||
|
Accrual Period End
|
2/25/2026
|
2/25/2026
|
||||||
|
Daycount Fraction
|
0.08333333
|
0.08333333
|
||||||
|
Interest Rate*
|
4.46176%
|
|
5.31176%
|
|
||||
|
Accrued Interest Factor
|
0.003718133
|
0.004426467
|
||||||
|
Current Interest Due
|
$
|
554,759.34
|
$
|
121,285.19
|
||||
|
Interest Shortfall from Prior Period Plus Accrued Interest
|
-
|
-
|
||||||
|
Total Interest Due
|
$
|
554,759.34
|
$
|
121,285.19
|
||||
|
Interest Paid
|
$
|
554,759.34
|
$
|
121,285.19
|
||||
|
Interest Shortfall
|
-
|
-
|
||||||
|
Principal Paid
|
$
|
1,212,752.30
|
-
|
|||||
|
Ending Principal Balance
|
$
|
147,990,972.27
|
$
|
27,400,000.00
|
||||
|
Paydown Factor
|
0.002374686
|
0.000000000
|
||||||
|
Ending Balance Factor
|
0.289780639
|
1.000000000
|
||||||
* Pay rates for Current Distribution. For the interest rates applicable to the next distribution date, please see https://images.navient.com/investors/data/abrate.txt.
|
Page 8 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 01/01/2026 - 01/31/2026, Distribution Date 02/25/2026
|
| VIII. |
2013-6 Reconciliations
|
|
A
|
Principal Distribution Reconciliation
|
||||
|
Notes Outstanding Principal Balance
|
$
|
176,603,724.57
|
|||
|
Adjusted Pool Balance
|
$
|
177,162,598.25
|
|||
|
Overcollateralization Amount
|
$
|
1,771,625.98
|
|||
|
Principal Distribution Amount
|
$
|
1,212,752.30
|
|||
|
Principal Distribution Amount Paid
|
$
|
1,212,752.30
|
|||
|
B
|
Reserve Account Reconciliation
|
||||
|
Beginning Period Balance
|
$
|
998,463.00
|
|||
|
Reserve Funds Utilized
|
0.00
|
||||
|
Reserve Funds Reinstated
|
0.00
|
||||
|
Balance Available
|
$
|
998,463.00
|
|||
|
Required Reserve Acct Balance
|
$
|
998,463.00
|
|||
|
Release to Collection Account
|
|
-
|
|||
|
Ending Reserve Account Balance
|
$
|
998,463.00
|
|||
|
C
|
Floor Income Rebate Account
|
||||
|
Beginning Period Balance
|
$
|
190,628.85
|
|||
|
Deposits for the Period
|
$
|
137,584.14
|
|||
|
Release to Collection Account
|
|
-
|
|||
|
Ending Balance
|
$
|
328,212.99
|
|||
|
D
|
Supplemental Purchase Account
|
||||
|
Beginning Period Balance
|
-
|
||||
|
Supplemental Loan Purchases
|
-
|
||||
|
Transfers to Collection Account
|
-
|
||||
|
Ending Balance
|
-
|
||||
|
Page 9 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 01/01/2026 - 01/31/2026, Distribution Date 02/25/2026
|
SLM Student Loan Trust 2013 6 published this content on March 10, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on March 10, 2026 at 13:52 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]