Georgia Drivers to Receive Dividend as State Farm Responds to Strengthening Market Conditions

ATLANTA - Amid growing market stability and increased competition benefiting Georgia consumers, Insurance and Safety Fire Commissioner John F. King is pleased to highlight a dividend payment to Georgia drivers insured through State Farm Mutual.

On February 26, 2026, State Farm Mutual Automobile Insurance Company announced a $5 billion dividend for auto policyholders nationwide, the largest in company history. Georgia policyholders with a Private Passenger Auto (PPA) Voluntary Preferred policy in force as of December 31, 2025, will receive an 8% return on premium earned, totaling nearly $279 million statewide. This represents an average dividend of approximately $135 per vehicle for Georgia drivers. With State Farm being the largest auto carrier in the state, this dividend reflects substantial financial help for households across the state.

"It has been my goal since assuming office to make insurance affordable for hardworking families across Georgia," said Commissioner King. "Following passage of major lawsuit reform in our state, not only are we seeing rate decreases, but also direct returns to consumers. I am glad that we can bring relief to Georgians at a time when they are in need of meaningful change."

The dividend is in addition to State Farm's recent rate decreases, which are estimated to save Georgia families $400 million annually.

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The mission of the Office of Commissioner of Insurance and Safety Fire is to protect Georgia families by providing access to vital insurance products and safe buildings through fair regulation that creates economic opportunities for all Georgians.