10/14/2025 | Press release | Distributed by Public on 10/14/2025 09:41
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REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
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X
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Pre-Effective Amendment No.
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Post-Effective Amendment No. 31
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REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940
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Amendment No. 128
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Investment Objective
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Portfolio Company and Adviser/Subadvisor
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Current Expenses
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Average Annual Total Returns
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(as of 12/31/2024)
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1 year
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5 year
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10 year
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Long-term growth of capital by investing in health care companies
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AIM Variable Insurance Funds Invesco V.I. Health Care Fund - Series I Shares (Adviser: Invesco Advisers, Inc.)
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0.99% | 4.17% |
3.64% |
5.40% |
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The Fund seeks, over a specified annual outcome period, to provide investors with returns that match those of the S&P 500® Index (the "Index") up to an upside cap (maximum percentage return), while providing a buffer against the first 10% of Index losses (prior to taking into account any fees and expenses of the Fund)i
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AIM Variable Insurance Funds Invesco V.I. S&P 500 Buffer Fund - December - Series I Shares (Adviser: Invesco Advisers, Inc.)
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0.71%ii
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14.04%
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| The Fund seeks, over a specified annual outcome period, to provide investors with returns that match those of the S&P 500® Index (the "Index") up to an upside cap (maximum percentage return), while providing a buffer against the first 10% of Index losses (prior to taking into account any fees and expenses of the Fund)i |
AIM Variable Insurance Funds Invesco V.I. S&P 500 Buffer Fund - June - Series I Shares (Adviser: Invesco Advisers, Inc.)
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0.71%ii
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14.03%
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| The Fund seeks, over a specified annual outcome period, to provide investors with returns that match those of the S&P 500® Index (the "Index") up to an upside cap (maximum percentage return), while providing a buffer against the first 10% of Index losses (prior to taking into account any fees and expenses of the Fund)i |
AIM Variable Insurance Funds Invesco V.I. S&P 500 Buffer Fund - March - Series I Shares (Adviser: Invesco Advisers, Inc.)
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0.71%ii
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13.28%
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| The Fund seeks, over a specified annual outcome period, to provide investors with returns that match those of the S&P 500® Index (the "Index") up to an upside cap (maximum percentage return), while providing a buffer against the first 10% of Index losses (prior to taking into account any fees and expenses of the Fund)i |
AIM Variable Insurance Funds Invesco V.I. S&P 500 Buffer Fund - September - Series I Shares (Adviser: Invesco Advisers, Inc.)
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0.71%ii
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10.44% |
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(1) |
Distribution Agreement between Kansas City Life Insurance Company and Sunset Financial Services, Inc. (6)
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(2) |
Amendment to Distribution Agreement between Kansas City Life Insurance Company and Sunset Financial Services, Inc. (6)
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(1) |
Specimen Contract Form. (2)
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(2) |
Contract Split Option Rider. (2)
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(3) |
Joint First to Die Term Life Insurance Rider. (2)
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(4) |
Joint Survivorship Four-Year Term Life Insurance Rider. (2)
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(1) | Application Form. (1) |
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(2) | ICC18A196. (13) |
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(3) | ICC18A197. (13) |
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(1) |
Articles of Incorporation of Bankers Life Association of Kansas City. (1)
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(2) |
Restated Articles of Incorporation of Kansas City Life Insurance Company. (1)
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(3) |
By-Laws of Kansas City Life Insurance Company. (1)
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(1) |
Participation Agreement between AIM Variable Insurance Funds, Inc., A I M Distributors Inc., Kansas City Life Insurance Company, and Sunset Financial Services, Inc. (6)
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a. |
Amendment to Participation Agreement between AIM Variable Insurance Funds, Inc., A I M Distributors Inc., Kansas City Life Insurance Company, and Sunset Financial Services, Inc. (6)
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b. |
Amendment to Participation Agreement between AIM Variable Insurance Funds, Inc., A I M Distributors Inc., Kansas City Life Insurance Company, and Sunset Financial Services, Inc. (6)
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(2) |
Participation Agreement between Kansas City Life Insurance Company, TCI Portfolios, Inc., and Investors Research Corporation. (6)
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a. |
Amendment to Participation Agreement between Kansas City Life Insurance Company, TCI Portfolios, Inc., and Investors Research Corporation. (6)
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b. |
Amendment to Participation Agreement between Kansas City Life Insurance Company, TCI Portfolios, Inc., and Investors Research Corporation. (6)
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c. |
Amendment to Participation Agreement between Kansas City Life Insurance Company, TCI Portfolios, Inc., and Investors Research Corporation. (6)
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d. |
Novation Agreement between American Century Investment Services, Inc., American Century Services, LLC., and Kansas City Life Insurance Company. (7)
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e. |
Amendment to Fund Participation Agreement between Kansas City Life Insurance Company, American Century Investment Services, Inc., and American Century Services, LLC. (11)
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(3) |
Amended and Restated Participation Agreement between Calamos Advisors Trust, Calamos Asset Management, Inc., Calamos Financial Services, Inc., and Kansas City Life Insurance Company. (6)
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a. |
Amendment to Amended and Restated Participation Agreement between Calamos Advisors Trust, Calamos Asset Management, Inc., Calamos Financial Services, Inc., and Kansas City Life Insurance Company. (6)
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(4) |
Participation Agreement between Kansas City Life Insurance Company and each of Dreyfus Variable Investment Fund, The Dreyfus Socially Responsible Growth Fund, Inc. and Dreyfus Life and Annuity Index Fund, Inc. (d/b/a Dreyfus Stock Index Fund). (6)
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a. |
Amendment to Participation Agreement between Kansas City Life Insurance Company and each of Dreyfus Variable Investment Fund, The Dreyfus Socially Responsible Growth Fund, Inc. and Dreyfus Life and Annuity Index Fund, Inc. (d/b/a Dreyfus Stock Index Fund). (6)
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b. |
Amendment to Fund Participation Agreement between Kansas City Life Insurance Company and each of Dreyfus Variable Investment Fund, The Dreyfus Socially Responsible Growth Fund, Inc. and Dreyfus Life and Annuity Index Fund, Inc. (d/b/a Dreyfus Stock Index Fund). (8)
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(5) |
Participation Agreement between Federated Securities Corp., Federated Insurance Series, and Kansas City Life Insurance Company. (7)
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a. |
Amendment to Participation Agreement between Federated Securities Corp., Federated Insurance Series, and Kansas City Life Insurance Company. (7)
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(6) |
Participation Agreement between Variable Insurance Products Funds, Fidelity Distributors Corporation, and Kansas City Life Insurance Company. (6)
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a. |
Amendment to Participation Agreement between Variable Insurance Products Funds, Fidelity Distributors Corporation, and Kansas City Life Insurance Company. (6)
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b. |
Amendment to Participation Agreement between Variable Insurance Products Funds, Fidelity Distributors Corporation, and Kansas City Life Insurance Company. (6)
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c. |
Amendment to Participation Agreement between Variable Insurance Products Funds, Fidelity Distributors Corporation, and Kansas City Life Insurance Company. (7)
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d. |
Amendment to Participation Agreement between Variable Insurance Products Funds, Fidelity Distributors Corporation, and Kansas City Life Insurance Company. (12)
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(7) |
Participation Agreement between Franklin Templeton Variable Insurance Products Trust, Franklin/Templeton Distributors, Inc., Kansas City Life Insurance Company, and Sunset Financial Services, Inc. (7)
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a. |
Amendment to Participation Agreement between Franklin Templeton Variable Insurance Products Trust, Franklin/Templeton Distributors, Inc., Kansas City Life Insurance Company, and Sunset Financial Services, Inc. (8)
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b. |
Amendment to Participation Agreement between Franklin Templeton Variable Insurance Products Trust, Franklin/Templeton Distributors, Inc., Kansas City Life Insurance Company, and Sunset Financial Services, Inc. (10)
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(8) |
Participation Agreement between Kansas City Life Insurance Company, JPMorgan Insurance Trust, JPMorgan Investment Advisors Inc., J. P. Morgan Investment Management Inc., and JPMorgan Funds Management, Inc. (6)
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(9) |
Participation Agreement between MFS Variable Insurance Trust, Kansas City Life Insurance Company, and Massachusetts Financial Services Company. (6)
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a. |
Amendment to Participation Agreement between MFS Variable Insurance Trust, Kansas City Life Insurance Company, and Massachusetts Financial Services Company. (6)
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b. |
Amendment to Participation Agreement between MFS Variable Insurance Trust, Kansas City Life Insurance Company, and Massachusetts Financial Services Company. (6)
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c. |
Amendment to Participation Agreement between MFS Variable Insurance Trust, Kansas City Life Insurance Company, and Massachusetts Financial Services Company. (6)
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d. |
Amendment to Participation Agreement between MFS Variable Insurance Trust, Kansas City Life Insurance Company, and Massachusetts Financial Services Company. (6)
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(10) |
Participation Agreement between Seligman Portfolios, Inc., Seligman Advisors, Inc., and Kansas City Life Insurance Company. (6)
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a. |
Amendment to Participation Agreement between Seligman Portfolios, Inc., Seligman Advisors, Inc., and Kansas City Life Insurance Company. (6)
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b. |
Amendment to Participation Agreement between Seligman Portfolios, Inc., Seligman Advisors, Inc., and Kansas City Life Insurance Company. (6)
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c. |
Assignment and Assumption Agreement between Kansas City Life Insurance Company ("Kansas City Life"), Seligman Portfolios, Inc., Columbia Management Investment Advisers, LLC (formerly named RiverSource Investments, LLC, and successor to Seligman Advisors, Inc.) ("Columbia"), and Columbia Funds Variable Insurance Trust. (8)
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d. |
Assignment and Assumption Agreement between Kansas City Life Insurance Company ("Kansas City Life"), Columbia Management Investment Advisers, LLC (formerly named RiverSource Investments, LLC, and successor to Seligman Advisors, Inc.) ("Columbia"), Seligman Portfolios, Inc. and RiverSource Variable Series Trust. (8)
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(11) |
Participation Agreement between Northern Lights Variable Trust and Kansas City Life Insurance Company. (9)
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(12) |
Fund Participation and Service Agreement between Kansas City Life Insurance Company, American Funds Distributors, Inc., American Funds Service Company, Capital Research and Management Company, and the American Funds Insurance Series. (11)
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(13) |
Fund Participation Agreement between Lincoln Variable Insurance Products Trust, Lincoln Financial Distributors, Inc., Lincoln Financial Investments Corporation, and Kansas City Life Insurance Company (14)
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(14) |
Amendment to Fund Participation Agreement between Lincoln Variable Insurance Products Trust, Lincoln Financial Distributors, Inc., Lincoln Financial Investments Corporation, and Kansas City Life Insurance Company (15)
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(1) |
Administrative Services Agreement between Kansas City Life Insurance Company and A I M Advisors, Inc. (6)
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(2) |
Administrative Services Agreement between Calamos Asset Management, Inc. and Kansas City Life Insurance Company. (6)
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(3) |
Administrative Agreement between Federated Securities Corp. and Kansas City Life Insurance Company. (6)
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(4) |
Administrative Service Agreement between Lincoln Financial Investments Corporation and Kansas City Life Insurance Company (14)
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(5) |
Amendment to Administrative Service Agreement between Lincoln Financial Investments Corporation and Kansas City Life Insurance Company (15)
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(1) |
Rule 22c-2 Agreement between AIM Investment Services, Inc. and Kansas City Life Insurance Company dated June 2, 2006. (5)
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(2) |
Rule 22c-2 Agreement between American Century Investment Services, Inc. and Kansas City Life Insurance Company dated June 28, 2006. (5)
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(3) |
Rule 22c-2 Agreement between Calamos Financial Services, LLC. and Kansas City Life Insurance Company dated April 16, 2007. (5)
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(4) |
Rule 22c-2 Agreement between Dreyfus Service Corporation and Kansas City Life Insurance Company dated September 19, 2006. (5)
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(5) |
Rule 22c-2 Agreement between MFS Fund Distributors, Inc. ("MFD") and Kansas City Life Insurance Company dated September 19, 2006. (5)
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(6) |
Rule 22c-2 Agreement between Seligman Group of Funds and Kansas City Life Insurance Company dated April 3, 2007. (5)
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(7) |
Supplemental Payment Agreement between Kansas City Life Insurance Company, JPMorgan Investment Advisors Inc., and J.P. Morgan Investment Management Inc. (6)
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(8) |
Supplemental Payment Agreement between Kansas City Life Insurance Company, JPMorgan Investment Advisors Inc., and J.P. Morgan Investment Management Inc. (6)
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(9) |
Shareholder Servicing Agreement between Seligman Advisors, Inc. and Kansas City Life Insurance Company. (6)
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(10) |
Distribution and Shareholder Services Agreement between Kansas City Life Insurance Company and Northern Lights Variable Trust. (9)
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(11) |
Rule 22c-2 Agreement between American Funds Service Company and Kansas City Life Insurance Company dated April 13, 2016. (11)
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(12) |
Business Agreement between Kansas City Life Insurance Company, Sunset Financial Services, Inc., American Funds Distributors, Inc., and Capital Research and Management Company. (11)
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(13) |
Distribution Services Agreement between Lincoln Financial Distributors, Inc., and Kansas City Life Insurance Company (15)
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(1) |
Consent of Eversheds Sutherland (US) LLP. (16)
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(2) |
Consent of Forvis Mazars, LLP. (17)
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Name and Principal Business Address*
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Position and Offices with Depositor
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Kevin G. Barth
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Director
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R. Philip Bixby
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Chairman of the Board and Director
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Walter E. Bixby
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President, CEO, Vice Chairman of the Board and Director
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William R. Blessing
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Director
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Michael Braude
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Director
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James T. Carr
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Director
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John C. Cozad
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Director
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Eileen M. Hutchinson
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Director
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Octavia Love
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Treasurer
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David S. Kimmel
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Director
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Richard W. Seagraves
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Director |
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Jennifer K. Pieper
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Vice President and Controller
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A. Craig Mason Jr.
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Senior Vice President, General Counsel, Secretary and Director
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Mark A. Milton
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Senior Vice President, Actuary and Director
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Stephen E. Ropp
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Senior Vice President, Operations
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William A. Schalekamp
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Director
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David A. Laird
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Senior Vice President, Finance, CFO and Director
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Name
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Jurisdiction
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Percent of Voting Securities Owned
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Sunset Financial Services, Inc.
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Washington
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Ownership of all voting securities by depositor
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KCL Service Company
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Missouri
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Ownership of all voting securities by depositor
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Old American Insurance Company
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Missouri
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Ownership of all voting securities by depositor
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Kansas City Life Financial Group, Inc.
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Missouri
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Ownership of all voting securities by depositor
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Grange Life Insurance Company
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Ohio
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Ownership of all voting securities by depositor
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Name and Principal Business Address*
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Positions and Offices with Sunset Financial Services, Inc.
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R. Philip Bixby
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Chairman of the Board and Director
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Walter E. Bixby
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Director
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Janice L. Brandt
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Vice President and Chief Compliance Officer
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Susanna J. Denney
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Vice President, Chief Operations Officer
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Jennifer K. Pieper
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Vice President,Treasurer, and Controller
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A. Craig Mason Jr.
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Secretary and Director
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Mark A. Milton
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Director
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Kristen Peil
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Assistant Vice President
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Kelly T. Ullom
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President and Director
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David A. Laird
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Director
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(1)
Name of Principal Underwriter
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(2)
Net Underwriting Discounts and Commissions
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(3)
Compensation on Redemption
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(4)
Brokerage Commissions
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(5)
Other Compensation
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Sunset Financial Services, Inc.
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$150,656.00
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None
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N/A
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N/A
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Kansas City Life Variable Life Separate Account
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(Registrant)
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(SEAL)
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By: ________/s/ Walter E. Bixby_________________________________
Walter E. Bixby, President, CEO, Vice Chairman of the Board and Director
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Kansas City Life Insurance Company
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(Depositor)
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Attest: _________/s/ A. Craig Mason Jr._____________
A. Craig Mason Jr., Secretary and Director
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By: _______/s/ Walter E. Bixby__________________________________
Walter E. Bixby, President, CEO, Vice Chairman of the Board and Director
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Signature
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Title
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Date
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_____/s/ Walter E. Bixby____
Walter E. Bixby
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President, CEO, Vice Chairman of the Board and Director (Principal Executive Officer)
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October 13, 2025
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____/s/ David A. Laird______
David A. Laird
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Senior Vice President, Finance, CFO and Director
(Principal Financial Officer)
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October 13, 2025
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_____/s/ Jennifer K. Pieper__
Jennifer K. Pieper
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Vice President and Controller
(Principal Accounting Officer)
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October 13, 2025
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_____/s/ R. Philip Bixby____
R. Philip Bixby
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Chairman of the Board and Director
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October 13, 2025
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___/s/ A. Craig Mason Jr.___
A. Craig Mason Jr.
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Secretary and Director
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October 13, 2025
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________________________
Kevin G. Barth
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Director
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October 13, 2025
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___/s/ William R. Blessing__
William R. Blessing
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Director
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October 13, 2025
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________________________
Michael Braude
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Director
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October 13, 2025
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____/s/ James T. Carr______
James T. Carr
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Director
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October 13, 2025
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_________________________
John C. Cozad
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Director
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October 13, 2025
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__________________________
Eileen M. Hutchinson
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Director
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October 13, 2025
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__________________________
David S. Kimmel
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Director
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October 13, 2025
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____/s/ Mark A. Milton______
Mark A. Milton
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Director
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October 13, 2025
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_/s/ William A. Schalekamp_
William A. Schalekamp
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Director
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October 13, 2025
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__________________________
Richard W. Seagraves
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Director
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October 13, 2025
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