Initial Statement of Beneficial Ownership (Form 3)

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person * Framework Ventures IV L.P. 2. Date of Event Requiring Statement (Month/Day/Year) 03/05/2026 3. Issuer Name and Ticker or Trading Symbol Better Home & Finance Holding Co [BETR] (Last) (First) (Middle) 600 MONTGOMERY STREET, FLOOR 42 4. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director __X__ 10% Owner _____ Officer (give title below) _____ Other (specify below) 5. If Amendment, Date Original Filed (Month/Day/Year) (Street) SAN FRANCISCO, CA 94111 6. Individual or Joint/Group Filing (Check Applicable Line) ___ Form filed by One Reporting Person _X_ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5) Common Stock 571,908 I See Footnote(3) Common Stock 247,450 I See Footnote(4) Common Stock 121,150 I See Footnote(5)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.			SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Warrants (right to buy)	(1)(2)	02/17/2027	Common Stock	211,312(1)(2)	(1)(2)	I	See Footnote(3)

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Framework Ventures IV L.P. 600 MONTGOMERY STREET, FLOOR 42 SAN FRANCISCO, CA 94111		X
Framework Ventures Management LLC 600 MONTGOMERY STREET, FLOOR 42 SAN FRANCISCO, CA 94111		X
Framework Ventures IV GP LLC 600 MONTGOMERY STREET, FLOOR 42 SAN FRANCISCO, CA 94111		X
Spencer Vance 600 MONTGOMERY STREET, FLOOR 42 SAN FRANCISCO, CA 94111		X
Anderson Michael Ernest 600 MONTGOMERY STREET, FLOOR 42 SAN FRANCISCO, CA 94111		X
Framework Labs, Inc. 600 MONTGOMERY STREET, FLOOR 42 SAN FRANCISCO, CA 94111		X

Signatures

/s/ Framework Ventures IV L.P., By: Framework Ventures IV GP LLC, its general partner, By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Manager		03/11/2026
**Signature of Reporting Person		Date
/s/ Framework Ventures Management LLC, By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Managing Member		03/11/2026
**Signature of Reporting Person		Date
/s/ Framework Ventures IV GP LLC, By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Manager		03/11/2026
**Signature of Reporting Person		Date
/s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson		03/11/2026
**Signature of Reporting Person		Date
/s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Vance Spencer		03/11/2026
**Signature of Reporting Person		Date
/s/ Framework Labs, Inc., By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Director		03/11/2026
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	On February 17, 2026, Framework Ventures IV L.P. ("Framework LP") entered into a Securities Purchase Agreement with Better Home & Finance Holding Company (the "Issuer"), pursuant to which Framework LP purchased a warrant (the "Warrant") to purchase up to an aggregate of 211,312 shares (the "Warrant Shares") of the Issuer's Class A common stock, par value $0.0001 per share (the "Common Stock"), upon the terms and subject to the limitations on exercise and conditions set forth in the Warrant. The purchase price of the Warrant was $0.01. The Warrant is exercisable for (i) up to 105,656 Warrant Shares at an exercise price of $27.00 per share upon the beneficial ownership of Framework LP, together with its affiliate, exceeding 4.99% of the then-outstanding Common Stock and (ii) up to the remaining 105,656 Warrant Shares at an exercise price of the greater of (x) $27.00 and (y) 90% of the 30-day volume-weighted average trading price per share of the Common Stock
(2)	Due to a character limit, Footnote 2 is a continuation of Footnote 1: upon the beneficial ownership exceeding 8.98%. The original Warrant contained a provision limiting the exercise of the warrant to the extent that, following exercise, Framework LP, together its affiliates, would not beneficially own more than 9.99% of the number of shares of Common Stock outstanding immediately after giving effect to the issuance of shares of Common Stock issuable upon exercise of the Warrant. On March 5, 2026, Framework LP and the Issuer entered into a waiver agreement pursuant to which such beneficial ownership limitation was waived from that date.
(3)	The reported securities are held directly by Framework LP and may also be deemed to be beneficially owned by Framework Ventures IV GP LLC ("Framework GP"), Framework Ventures Management LLC ("Framework Management"), Vance Spencer ("Mr. Spencer") and Michael Ernest Anderson ("Mr. Anderson"), each of which or whom disclaim beneficial ownership of these shares except to the extent of its or his pecuniary interest in such shares, if any. Framework GP is the general partner of Framework LP. Framework Management is the investment manager for Framework GP. Mr. Spencer and Mr. Anderson are members and the managers of Framework GP and the managing members of Framework Management.
(4)	The reported securities are held directly by Framework Labs, Inc. ("Framework Labs") and may also be deemed to be beneficially owned by Mr. Spencer and Mr. Anderson, each of whom disclaim beneficial ownership of these shares except to the extent of his pecuniary interest in such shares, if any. Mr. Spencer and Mr. Anderson serve as executive officers and directors of Framework Labs and control Framework Labs.
(5)	The reported securities are held directly by Mr. Spencer.
Remarks: Framework LP, Framework GP, Framework Management, Mr. Spencer, Mr. Anderson and Framework Labs are jointly filing this Form 3 pursuant to the Joint Filing Agreement, dated March 11, 2026, filed with the Securities and Exchange Commission herewith (the "Joint Filing Agreement"). Exhibit List: Exhibit 24 - Power of Attorney, 99.1 - Joint Filing Agreement

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