AI Act Omnibus gives insurers extra preparation time for high-risk AI

Why this change?

According to the European legislator, the implementation of the AI Act turned out to be more complex than initially anticipated. The Omnibus mentions in particular:

• the delayed availability of harmonised standards;
• the absence of common specifications and guidelines;
• the delayed establishment of national supervisors;
• the risk of organisations incurring high compliance costs while key tools for compliance are not yet available.

The European Commission thus explicitly acknowledges that organisations do not have sufficient support to comply with the original deadline of 2 August 2026 in a consistent manner. The additional time should ensure that guidelines, standards, codes of practice and monitoring structures are in place before the obligations become effective.

What does this mean for insurers?

For insurers who develop or use AI systems that fall under the high-risk rules, the Omnibus mainly means postponement, not cancellation. The obligations under Chapter III of the AI Act will continue to exist, but more time will be available to set up processes, documentation and governance.

Check out the table where we show de aangepaste tijdlijnen .

Masterclass How to comply with the AI Act?

Do you want to be well informed about the implementation process? Follow the masterclass How to comply with the AI Act on Monday 9 November. Experts Bart Schermer (Considerati) and Bastiaan van de Rakt (Deeploy) explain the most important provisions and recent updates such as the deferred obligations. In addition, you will learn how to make a plan for the design of compliance and governance of (high-risk) AI systems, with special attention to human oversight and transparency.

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