10/24/2025 | Press release | Distributed by Public on 10/24/2025 12:23
Nissan Auto Receivables 2022-B Owner Trust
Servicer's Certificate
|
Collection Period |
30-Sep-25 | 30/360 Days | 30 | Collection Period Start | 1-Sep-25 | |||||||||||
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Distribution Date |
15-Oct-25 | Actual/360 Days | 30 | Collection Period End | 30-Sep-25 | |||||||||||
| Prior Month Settlement Date | 15-Sep-25 | |||||||||||||||
| Current Month Settlement Date | 15-Oct-25 |
| Coupon Rate | Initial Balance | Beginning Balance | Ending Balance | Pool Factor | ||||||||||||||||
|
Pool Balance |
1,477,843,167.03 | 307,035,151.75 | 286,347,228.86 | 0.219904 | ||||||||||||||||
|
Yield Supplement Overcollaterization |
175,694,119.15 | 17,132,776.74 | 15,437,450.95 | |||||||||||||||||
|
Total Adjusted Pool Balance |
1,302,149,047.88 | 289,902,375.01 | 270,909,777.91 | |||||||||||||||||
|
Total Adjusted Securities |
1,302,149,047.88 | 289,902,375.01 | 270,909,777.91 | 0.208048 | ||||||||||||||||
|
Class A-1 Notes |
3.68800 | % | 270,000,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-2a Notes |
4.50000 | % | 443,300,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-2b Notes |
0.00000 | % | 0.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-3 Notes |
4.46000 | % | 443,300,000.00 | 144,353,327.13 | 125,360,730.03 | 0.282790 | ||||||||||||||
|
Class A-4 Notes |
4.45000 | % | 93,400,000.00 | 93,400,000.00 | 93,400,000.00 | 1.000000 | ||||||||||||||
|
Certificates |
0.00000 | % | 52,149,047.88 | 52,149,047.88 | 52,149,047.88 | 1.000000 | ||||||||||||||
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Principal Payment |
Interest Payment |
Principal per $1000 Face Amount |
Interest per $1000 Face Amount |
|||||||||||||||||
|
Class A-1 Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
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Class A-2a Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
|
Class A-2b Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
|
Class A-3 Notes |
18,992,597.10 | 536,513.20 | 42.8436659 | 1.2102711 | ||||||||||||||||
|
Class A-4 Notes |
0.00 | 346,358.33 | - | 3.7083333 | ||||||||||||||||
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Certificates |
0.00 | 0.00 | - | - | ||||||||||||||||
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Total Securities |
18,992,597.10 | 882,871.53 | ||||||||||||||||||
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I. COLLECTIONS |
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Interest: |
||||||||||||||||||||
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Interest Collections |
720,018.11 | |||||||||||||||||||
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Repurchased Loan Proceeds Related to Interest |
0.00 | |||||||||||||||||||
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Total Interest Collections |
720,018.11 | |||||||||||||||||||
|
Principal: |
||||||||||||||||||||
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Principal Collections |
20,326,457.80 | |||||||||||||||||||
|
Repurchased Loan Proceeds Related to Principal |
0.00 | |||||||||||||||||||
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Total Principal Collections |
20,326,457.80 | |||||||||||||||||||
|
Recoveries of Defaulted Receivables |
218,898.38 | |||||||||||||||||||
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Total Collections |
21,265,374.29 | |||||||||||||||||||
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II. COLLATERAL POOL BALANCE DATA |
||||||||||||||||||||
| Number | Amount | |||||||||||||||||||
|
Adjusted Pool Balance - Beginning of Period |
30,121 | 289,902,375.01 | ||||||||||||||||||
|
Total Principal Payment |
18,992,597.10 | |||||||||||||||||||
| 29,244 | 270,909,777.91 | |||||||||||||||||||
Nissan Auto Receivables 2022-B Owner Trust
Servicer's Certificate
|
III. DISTRIBUTIONS |
||||
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Total Collections |
21,265,374.29 | |||
|
Reserve Account Draw |
0.00 | |||
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Total Available for Distribution |
21,265,374.29 | |||
|
1. Reimbursement of Advance |
0.00 | |||
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2. Servicing Fee: |
||||
|
Servicing Fee Due |
255,862.63 | |||
|
Servicing Fee Paid |
255,862.63 | |||
|
Servicing Fee Shortfall |
0.00 | |||
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3. Interest: |
||||
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Class A-1 Notes Monthly Interest |
||||
|
Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-1 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-1 Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-1 Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Monthly Interest |
||||
|
Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-2a Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2b Notes Monthly Interest |
||||
|
Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2b Notes Interest on Interest Carryover Shortfall |
0.00 | |||
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Class A-2b Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-2b Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-3 Notes Monthly Interest |
||||
|
Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-3 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-3 Notes Monthly Interest Distributable Amount |
536,513.20 | |||
|
Class A-3 Notes Monthly Interest Paid |
536,513.20 | |||
|
Change in Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Monthly Interest |
||||
|
Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Monthly Interest Distributable Amount |
346,358.33 | |||
|
Class A-4 Notes Monthly Interest Paid |
346,358.33 | |||
|
Change in Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
Nissan Auto Receivables 2022-B Owner Trust
Servicer's Certificate
|
Total Note Monthly Interest |
||||||||
|
Total Note Monthly Interest Due |
882,871.53 | |||||||
|
Total Note Monthly Interest Paid |
882,871.53 | |||||||
|
Total Note Interest Carryover Shortfall |
0.00 | |||||||
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Change in Total Note Interest Carryover Shortfall |
0.00 | |||||||
|
Total Available for Principal Distribution |
20,126,640.13 | |||||||
|
4. Total Monthly Principal Paid on the Notes |
18,992,597.10 | |||||||
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Total Noteholders' Principal Carryover Shortfall |
0.00 | |||||||
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Total Noteholders' Principal Distributable Amount |
18,992,597.10 | |||||||
|
Change in Total Noteholders' Principal Carryover Shortfall |
0.00 | |||||||
|
5. Total Monthly Principal Paid on the Certificates |
0.00 | |||||||
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Total Certificateholders' Principal Carryover Shortfall |
0.00 | |||||||
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Total Certificateholders' Principal Distributable Amount |
0.00 | |||||||
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Change in Total Certificateholders' Principal Carryover Shortfall |
0.00 | |||||||
|
Remaining Available Collections |
1,134,043.03 | |||||||
|
Deposit from Remaining Available Collections to fund Reserve Account |
0.00 | |||||||
|
Remaining Available Collections Released to Certificateholder |
1,134,043.03 | |||||||
|
V. RESERVE ACCOUNT |
||||||||
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Initial Reserve Account Amount |
3,255,372.62 | |||||||
|
Required Reserve Account Amount |
3,255,372.62 | |||||||
|
Beginning Reserve Account Balance |
3,255,372.62 | |||||||
|
Deposit of Remaining Available Collections |
0.00 | |||||||
|
Ending Reserve Account Balance |
3,255,372.62 | |||||||
|
Required Reserve Account Amount for Next Period |
3,255,372.62 | |||||||
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VI. POOL STATISTICS |
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Weighted Average Coupon |
2.72 | % | ||||||
|
Weighted Average Remaining Maturity |
24.51 | |||||||
| Amount | Number | |||||||
|
Principal on Defaulted Receivables |
361,465.09 | 26 | ||||||
|
Principal Recoveries of Defaulted Receivables |
218,898.38 | |||||||
|
Monthly Net Losses |
142,566.71 | |||||||
|
Pool Balance at Beginning of Collection Period |
307,035,151.75 | |||||||
|
Net Loss Ratio for Third Preceding Collection Period |
0.09 | % | ||||||
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Net Loss Ratio for Second Preceding Collection Period |
-0.42 | % | ||||||
|
Net Loss Ratio for Preceding Collection Period |
0.87 | % | ||||||
|
Net Loss Ratio for Current Collection Period |
0.56 | % | ||||||
|
Four-Month Average Net Loss Ratio |
0.28 | % | ||||||
|
Cumulative Net Losses for all Periods |
5,100,624.22 | |||||||
Nissan Auto Receivables 2022-B Owner Trust
Servicer's Certificate
| Amount | Number |
% of Receivables (EOP Balance) |
||||||||||
|
Delinquent Receivables: |
||||||||||||
|
31-60 Days Delinquent |
3,380,968.62 | 237 | 1.18 | % | ||||||||
|
61-90 Days Delinquent |
588,405.84 | 45 | 0.21 | % | ||||||||
|
91-120 Days Delinquent |
139,892.47 | 11 | 0.05 | % | ||||||||
|
More than 120 Days |
0.00 | 0 | 0.00 | % | ||||||||
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Total 31+ Days Delinquent Receivables: |
4,109,266.93 | 293 | 1.44 | % | ||||||||
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61+ Days Delinquencies as Percentage of Receivables (EOP): |
||||||||||||
|
Delinquency Ratio for Third Preceding Collection Period |
0.22 | % | 0.17 | % | ||||||||
|
Delinquency Ratio for Second Preceding Collection Period |
0.30 | % | 0.22 | % | ||||||||
|
Delinquency Ratio for Preceding Collection Period |
0.26 | % | 0.20 | % | ||||||||
|
Delinquency Ratio for Current Collection Period |
0.25 | % | 0.19 | % | ||||||||
|
Four-Month Average Delinquency Ratio |
0.26 | % | 0.20 | % | ||||||||
|
60 Day Delinquent Receivables |
783,005.92 | |||||||||||
|
Delinquency Percentage |
0.27 | % | ||||||||||
|
Delinquency Trigger |
4.90 | % | ||||||||||
|
Does the Delinquency Percentage exceed the Delinquency Trigger? |
No | |||||||||||
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Principal Balance of Extensions |
1,163,551.59 | |||||||||||
|
Number of Extensions |
85 | |||||||||||
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VII. STATEMENTS TO NOTEHOLDERS |
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1. Has there been a material change in practices with respect to charge-offs, collection and management of delinquent Receivables, and the effect of any grace period, re-aging, re-structuring, partial payments or other practices on delinquency and loss experience? |
NO | |||||||||||
|
2. Have there been any material breaches of representations, warranties or covenants contained in the Receivables? |
NO | |||||||||||
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3. Has there been an issuance of notes or other securities backed by the Receivables? |
NO | |||||||||||
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4. Has there been a material change in the underwriting, origination or acquisition of Receivables? |
NO | |||||||||||