Additional Proxy Soliciting Materials (Form DEFA14A)

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_____________________________

SCHEDULE 14A

Proxy Statement Pursuant to Section 14(a) of the

Securities Exchange Act of 1934

(Amendment No. )

_____________________________

Filed by the Registrant x Filed by a party other than the Registrant o

Check the appropriate box:

o			Preliminary Proxy Statement
o			Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))
o			Definitive Proxy Statement
x			Definitive Additional Materials
o			Soliciting Material under §240.14a-12

Better Home & Finance Holding Company

(Name of Registrant as Specified in Its Charter)

(Name of Person(s) Filing Proxy Statement, if Other Than the Registrant)

Payment of Filing Fee (Check all boxes that apply):

x			No fee required.
o			Fee paid previously with preliminary material.
o			Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules 14a-6(i)(1) and 0-11.

On September 3, 2026, Better Home & Finance Holding Company (the "Company") issued the following press release.

Better Home & Finance Responds to Former CEO Vishal Garg's Latest Unrealistic and Grandiose "Plan" That Lacks Operational Foundation

Urges Shareholders to Sign, Date and Return the WHITE Consent Revocation Card and Disregard Any Green Consent Card Received From Garg

NEW YORK - September 3, 2026 - The Special Committee of the Board of Directors (the "Special Committee") of Better Home & Finance Holding Company (NASDAQ: BETR) ("Better" or the "Company") today issued the following statement in response to a press release issued by former CEO Vishal Garg announcing his grand "plan" for the Company.

"Mr. Garg's latest press release is another example of his longstanding pattern of making grandiose promises that lack a credible foundation in the Company's operational realities and that will never be implemented by Mr. Garg. Mr. Garg led Better for more than a decade and had every opportunity to implement a plan to improve its performance and stock price. His latest plan is not only conspicuously late-it is also utterly unworkable.

Tellingly, Mr. Garg's announcement acknowledges many of the shortcomings that developed under his leadership. He cites operating metrics that he admits are substantially below industry standards, then proposes operational changes he failed to implement during more than a decade as CEO.

Better shareholders will recall that, during his tenure as CEO of Better, Mr. Garg promised $1 billion in monthly loan volume by May 2026. He missed that target by a wide margin. He also promised positive adjusted EBITDA by September, guidance the Company ultimately withdrew. After reviewing the Company's second-quarter results and third-quarter outlook, and following discussions with Mr. Garg about his continued underperformance, the Company announced that he had "agreed to voluntarily step down."

Since then, Mr. Garg has continued to make false and misleading statements about the Company's officers and directors. He has disclosed confidential Company information, made threatening statements to employees, and repeatedly and falsely claimed that he has lawful voting control of the Company. He does not. He is also waging an expensive proxy campaign to gain control of the Board while seeking to force the Company to pay his substantial legal fees.

Mr. Garg now claims that he could complete the sale of Better's UK-based bank within 30 days of a transition to his hand-picked directors (who nobody knows anything about), without acknowledging that any such sale would be subject to lengthy regulatory approval.

The Board of Directors, excluding Mr. Garg, unanimously decided to change the leadership of the business. It did not do so because Garg lacked fantastical ideas or dreams. Rather, after years of working with him and witnessing a consistent pattern of unmet commitments, the Board concluded that the Company needed new leadership capable of translating Better's strengths and opportunities into disciplined execution, driving growth, profitability and long-term shareholder value.

Better has exceptional technology, products and people, and the Board of Directors and management team are focused on moving the Company forward under new leadership and realizing its significant potential for the benefit of all shareholders."

The Special Committee unanimously recommends that shareholders sign, date and return the WHITE consent revocation card and disregard any green consent card received from Mr. Garg. Shareholders who have previously signed and returned a green consent card may revoke that consent at any time by signing, dating and returning the Company's WHITE consent revocation card.

Shareholders who have questions regarding the consent solicitation or need assistance revoking a previously submitted consent should contact the Company's proxy solicitor:

Saratoga Proxy Consulting LLC

(212) 257-1311 / (888) 368-0379

[email protected]

About Better

Better Home & Finance Holding Company (NASDAQ: BETR) is the first AI-native mortgage and home equity finance platform, and first fintech to fund more than $110 billion in loan volume. Better has leveraged its industry-leading AI platform, Tinman®, to achieve its singular mission of making homeownership cheaper, faster, and easier for all Americans. Tinman® allows customers to see their rate options in seconds, get pre-approved in minutes, lock in rates, and close their loan in as little as three weeks. In addition, Betsy™, the first AI loan agent built exclusively for the mortgage industry, revolutionizes the homebuying journey by answering questions, delivering approvals, comparing products, processing rate locks, and moving their loan application along to closing 24/7/365. Better's mortgage offerings include GSE-conforming mortgage loans, FHA and VA loans, and jumbo mortgage and home equity loans. Better serves customers in all 50 US states and the United Kingdom.

For more information, follow @SaveBETR and @betrmortgage on X and @betterdotcom on Instagram and TikTok.

Forward-looking Statements

This press release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements in this press release that are not historical facts should be considered forward-looking statements. In some cases, you can identify forward-looking statements by terminology such as "believe," "may," "will," "estimate," "potential," "continue," "anticipate," "intend," "expect," "could," "would," "project," "plan," "target," or the negatives of these terms or variations of them or similar terminology. Forward-looking statements are inherently subject to risks and uncertainties which could cause actual future events to differ materially from those expressed or implied by the forward-looking statements in this communication. These risks and uncertainties include those risks discussed in the section entitled "Risk Factors" in the Company's Annual Report on Form 10-K for the year ended December 31, 2025 and the Company's Quarterly Reports on Form 10-Q for the quarters ended March 31, 2026 and June 30, 2026, as any such factors may be updated from time to time in the Company's other filings with the SEC. New risks and uncertainties arise from time to time, and it is impossible for Better to predict these events or how they may affect us. You are cautioned not to place undue reliance upon any forward-looking statements, which speak only as of the date made. Better undertakes no obligation, except as required by law, to update or revise the forward-looking statements, whether as a result of new information, changes in expectations, future events or otherwise.

Important Additional Information and Where to Find It

The Company has filed with the U.S. Securities and Exchange Commission (the "SEC") a definitive consent revocation statement dated August 28, 2026, together with an accompanying WHITE consent revocation card, in opposition to the solicitation of written consents by Vishal Garg and the members of his group (collectively, the "Garg Group") seeking to remove members of the Company's Board of Directors. INVESTORS AND STOCKHOLDERS ARE URGED TO READ THE CONSENT REVOCATION STATEMENT (INCLUDING ANY AMENDMENTS OR SUPPLEMENTS THERETO) AND ANY OTHER DOCUMENTS THE COMPANY FILES WITH THE SEC CAREFULLY AND IN THEIR ENTIRETY WHEN THEY BECOME AVAILABLE, BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION. Investors and stockholders will be able to obtain copies of the consent revocation statement, any amendments or supplements thereto and any other documents filed by the Company with the SEC free of charge at the SEC's website (www.sec.gov) and at the Company's investor relations website (investors.better.com).

Participants in the Solicitation

The Company, members of its Board of Directors and certain of its executive officers and employees may be deemed to be "participants" (as defined in Instruction 3 to Item 4 of Schedule 14A under the Securities Exchange Act of 1934, as amended) in the solicitation of revocations of consent from the Company's stockholders in connection with the Garg Group's consent solicitation. Information regarding such persons and their direct or indirect interests in the Company, by security holdings or otherwise, is set forth in the Company's definitive consent revocation statement, filed with the SEC on August 28, 2026. This document may be obtained free of charge from the sources indicated above.

Media Contact

Better Home & Finance

[email protected]

Investor Contacts

Better Home & Finance

[email protected]

John Ferguson / Joseph Mills

Saratoga Proxy Consulting LLC

[email protected]

[email protected]

(212) 257-1311

(888) 368-0379

Source: Better Home & Finance Holding Company

On September 2, 2026, the Company posted the following message to X (formerly known as Twitter), which Daniel Lewis, the Company's Interim Chief Executive Officer, reposted to his account.

On September 3, 2026, the Company posted the following message to X.