Ally Auto Receivables Trust 2022-2

03/24/2026 | Press release | Distributed by Public on 03/24/2026 11:49

Asset-Backed Issuer Distribution Report (Form 10-D)


Statement to Securityholder
Ally Auto Receivables Trust 2022-2
Deal Information Table of Contents
Asset Type: Consumer Retail 1. Class Distribution Summary
2. Note Factor Summary
Closing Date: 10/12/2022 3. Interest Summary
4. Collections and Distributions
Bloomberg Ticker: ALLYA 2022-2 5. Cash Reserve
6. Collateral Summary
Collection Period: 7. Net Charge-Offs, Delinquencies, and Bankruptcies
Begin 2/1/2026 8. Performance Tests
End 2/28/2026 9. Supplemental Disclosures
Determination Date: 3/10/2026
Distribution Date: 3/16/2026
ABS Investor Relations:
Servicer: Ally Bank
Telephone: (866) 710-4623
E-Mail: [email protected]

Additional information about the transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the CIK number 0001946472.

Page 1 of 8


Statement to Securityholder
Ally Auto Receivables Trust 2022-2
1. Class Distribution Summary
Class Distribution
Class CUSIP/
CUSIP-RegS 		Initial
Note Principal Balance 		Beginning
Note Principal Balance 		Principal Interest Total Ending
Note Principal Balance
A-1 02008MAA7 234,000,000.00 0.00 0.00 0.00 0.00 0.00
A-2 02008MAB5 350,000,000.00 0.00 0.00 0.00 0.00 0.00
A-3 02008MAC3 351,000,000.00 5,087,261.41 5,087,261.41 20,179.47 5,107,440.88 0.00
A-4 02008MAD1 76,920,000.00 76,920,000.00 5,669,564.24 312,167.00 5,981,731.24 71,250,435.76
B 02008MAE9 22,510,000.00 22,510,000.00 0.00 103,546.00 103,546.00 22,510,000.00
C 02008MAF6 18,760,000.00 18,760,000.00 0.00 89,422.67 89,422.67 18,760,000.00
D 02008MAG4 13,940,000.00 13,940,000.00 0.00 79,458.00 79,458.00 13,940,000.00
Total Notes 1,067,130,000.00 137,217,261.41 10,756,825.65 604,773.14 11,361,598.79 126,460,435.76
Certificates 273,233.89
Total Class Distribution 11,634,832.68

Page 2 of 8


Statement to Securityholder
Ally Auto Receivables Trust 2022-2
2. Note Factor Summary
(Amount per $1,000 of Original Principal)
Distribution
Class Beginning Principal Interest Total Ending
A-1 0.0000000 0.0000000 0.0000000 0.0000000 0.0000000
A-2 0.0000000 0.0000000 0.0000000 0.0000000 0.0000000
A-3 14.4936223 14.4936223 0.0574914 14.5511136 0.0000000
A-4 1,000.0000000 73.7072834 4.0583333 77.7656167 926.2927166
B 1,000.0000000 0.0000000 4.6000000 4.6000000 1000.0000000
C 1,000.0000000 0.0000000 4.7666668 4.7666668 1000.0000000
D 1,000.0000000 0.0000000 5.7000000 5.7000000 1000.0000000
Total Notes 128.5853283 118.5051828

Page 3 of 8


Statement to Securityholder
Ally Auto Receivables Trust 2022-2
3. Interest Summary

A. Target Interest Calculation
Fixed Rate Variable Rate
Class Beginning Note Principal Balance Accrual Methodology Interest Accrual Days Total Applicable Index Margin Total Target Interest Calculation
A-1 0.00 Actual/360 27 3.737% N/A N/A N/A 0.00
A-2 0.00 30/360 30 4.620% N/A N/A N/A 0.00
A-3 5,087,261.41 30/360 30 4.760% N/A N/A N/A 20,179.47
A-4 76,920,000.00 30/360 30 4.870% N/A N/A N/A 312,167.00
B 22,510,000.00 30/360 30 5.520% N/A N/A N/A 103,546.00
C 18,760,000.00 30/360 30 5.720% N/A N/A N/A 89,422.67
D 13,940,000.00 30/360 30 6.840% N/A N/A N/A 79,458.00
Total 137,217,261.41 604,773.14
B. Interest Distribution
Class Beginning
Unpaid Interest Carryover Shortfall 		Target
Interest Calculation 		Interest Shortfall Allocated/ (Repaid) Interest Distribution Remaining
Unpaid Interest Carryover Shortfall
(1) (2) (3) (4) = (2) - (3) (5) = (1) + (3)
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 20,179.47 0.00 20,179.47 0.00
A-4 0.00 312,167.00 0.00 312,167.00 0.00
B 0.00 103,546.00 0.00 103,546.00 0.00
C 0.00 89,422.67 0.00 89,422.67 0.00
D 0.00 79,458.00 0.00 79,458.00 0.00
Total 0.00 604,773.14 0.00 604,773.14 0.00
Page 4 of 8


Statement to Securityholder
Ally Auto Receivables Trust 2022-2
4. Collections and Distributions
Collections
Receipts During the Period - Principal 10,573,241.69
Receipts During the Period - Interest 832,600.29
Administrative Purchase Payments 214,698.73
Warranty Payments 0.00
Liquidation Proceeds Including Recoveries (Net of Liquidation Expenses) 143,721.66
Other Fees or Expenses Paid 0.00
Total Collections 11,764,262.37
Beginning Reserve Account Balance 2,679,883.67
Total Available Amount 14,444,146.04
Distributions
Basic Servicing Fee 127,929.69
Amounts paid in connection with an Asset Representations Review 0.00
Aggregate Class A Interest Distributable Amount 332,346.47
First Priority Principal Distributable Amount 0.00
Aggregate Class B Interest Distributable Amount 103,546.00
Second Priority Principal Distributable Amount 0.00
Aggregate Class C Interest Distributable Amount 89,422.67
Third Priority Principal Distributable Amount 0.00
Aggregate Class D Interest Distributable Amount 79,458.00
Fourth Priority Principal Distributable Amount 0.00
Reserve Account Deposit 2,679,883.67
Noteholders' Regular Principal Distributable Amount 10,756,825.65
Indenture Trustee expenses 0.00
Unpaid Fees due to Trustees, Administrator and Asset Representations Reviewer 1,500.00
Excess Total Available Amount to the Certificateholders 273,233.89
Total Distributions 14,444,146.04

Page 5 of 8


Statement to Securityholder
Ally Auto Receivables Trust 2022-2
5. Cash Reserve
Reductions
Initial Balance Beginning Balance Additions Draws Releases Ending Balance Specified Reserve Account Balance
2,679,883.67 2,679,883.67 0.00 0.00 0.00 2,679,883.67 2,679,883.67

6. Collateral Summary
Initial Beginning Ending
Balances Number of Receivables 59,250 19,445 18,657
Aggregate Receivables Principal Balance 1,071,953,466.28 151,152,656.47 140,395,830.82
Aggregate Amount Financed 1,112,887,614.32 153,515,632.35 142,536,544.09
Pool Factor 14.1006733 13.0971945
Weighted Averages Coupon 6.55% 6.65% 6.65%
Original Maturity 69.41 72.12 72.26
Remaining Maturity 55.00 22.74 22.04

Prepayment Percentage Monthly Period
42
0.96%
Page 6 of 8


Statement to Securityholder
Ally Auto Receivables Trust 2022-2
7. Net Charge-Offs, Delinquencies, and Bankruptcies
Net Charge-Offs Cumulative Net Charge-Offs
Period Average Aggregate Amount Financed Number of Units Charged-Off Net Charge-Offs (Recoveries) Average Net Charge-Offs (Recoveries) Loss Rate Aggregate Amount Financed Cumulative Net Charge-Offs Cumulative Loss Rate
Current 148,026,088.22 22 45,882.02 2,085.55 0.3720% 1,112,887,614.32 10,080,786.74 0.9058%
Preceding 159,349,797.53 30 158,878.23 5,295.94 1.1964%
Next Preceding 171,538,974.00 36 200,967.23 5,582.42 1.4059%
Third Preceding 183,840,206.94 21 46,115.56 2,195.98 0.3010%
Four Month Average 0.8188%

Delinquencies Delinquency Stratification
Period Total Accounts Accounts over 60 Percent Delinquent Days Total Accounts Total Balance Percent Delinquent
Current 18,657 159 0.8522% 31 - 60 353 3,585,639.36 2.5156%
Preceding 19,445 176 0.9051% 61 - 90 122 1,310,889.56 0.9197%
Next Preceding 20,258 177 0.8737% 91 - 120 36 355,751.44 0.2496%
Three Month Average 0.8770% > 120 1 6,083.92 0.0043%
Bankruptcies
Total Accounts Total Balance
Prior Period 223 2,162,062.94 1
Additions 12 155,404.32
Removals2 14 51,059.24
Ending 221 2,266,408.02

1 Total Balance for Prior Period reflects the aggregate balance as of the last day of the related Collection Period.
2 Include bankruptcies returned to active status, bankruptcies paid-in-full, and charge-offs on prior period bankruptcies.
Page 7 of 8


Statement to Securityholder
Ally Auto Receivables Trust 2022-2
8. Performance Tests
For the Collection Period
Event of Default All Tests Passed
Servicer Default All Tests Passed
Overcollateralization:
Initial 4,823,466.28
Current 13,935,395.06 Overcollateralization Target Reached? YES
Target 13,935,395.06
Asset Representations Review Delinquency Trigger:
Monthly Period Trigger Monthly 61+
1-12 1.70% Period Trigger Delinquencies
13-24 2.60% 42 3.90% 1.17% Pass
25-36 3.10%
37+ 3.90%
9. Supplemental Disclosures
For the Collection Period
Supplemental Servicing Fees 39,555.57
Other Fees or Expenses Accrued 0.00
Liquidation Expenses 12,100.00
Have there been any material modifications, extensions, or waivers relating to the terms of or fees, penalties or payments on, pool assets during the period or that, cumulatively, have become material over time? No
Have there been any material changes in determining or defining delinquencies, charge-offs or uncollectible amounts? No
Have there been any receivables with respect to which material breaches of pool asset representations or warranties or transaction covenants have occurred? No
Page 8 of 8

Ally Auto Receivables Trust 2022-2 published this content on March 24, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on March 24, 2026 at 17:49 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]