Medica Health Plans

08/07/2026 | Press release | Archived content

What is Preventive Care

Preventive care: What it is, what happens at a visit, and why it matters

For a lot of us, going to the doctor or provider starts with a problem. Something hurts. Something's changed. Something just feels off. But preventive care is different. Like its name suggests, it's designed to help you stay ahead of health issues and even prevent them from happening in the first place. On top of that, many health plans offer the visits at no cost to you. Sounds great, right? But a lot of us - up to 90% of Americans, according to the Centers for Medicare & Medicaid Services - skip some or all of their annual preventive screenings. If you've ever wondered whether one of these visits is really worth it, let's break down what preventive care actually does - and why it can make a bigger difference than you might think.

So what does preventive care include?

In simple terms, preventive care is about helping you stay healthy. At a typical visit, your provider will:

  • Check your vital signs - blood pressure, heart rate, temperature, height, weight, and the like - to understand your baseline.
  • They'll do some quick and painless physical checks, listening to your heart and lungs and tapping your joints to test your reflexes.
  • They may recommend a vaccine if you're due.
  • They'll ask about your health history and daily habits to get a fuller picture of what's going on beyond the exam room.

That may seem like a series of random checks. But put them together, and it helps your provider connect the dots. They can show how your body is functioning, how your habits play a role, and where there may be opportunities to stay on track or make small adjustments.

How preventive care helps you stay ahead

"A $0 preventive visit may seem like an easy choice," says Medica Sr. Medical Director Angela Porter, M.D. "But as the stats show, many people still skip doing them. Why? It might be because they feel OK and don't think they need it. Or maybe they don't know what's involved."

As Dr. Porter explains, a preventive visit can help you stay healthy. But it could also save you money and problems in the future. "High blood pressure, also called hypertension, is a classic example," she notes. "You could seem to be in great health and have no symptoms. But if your blood pressure is high, it can do quiet damage in the background. If left untreated, that can lead to all sorts of issues - a stroke, a heart attack, kidney damage, and more. A routine check can help detect those early, before they get serious."

A quick guide to preventive care at every age

Preventive care guidelines change as we age. Recommendations vary, but here's a general overview.

Children + Teens (0-17)
  • Annual checkups (after age 2)
  • Vaccines (scheduled)
  • Growth and development checks
  • Mental health check-ins (older children)
  • Vision and hearing screenings
Young Adults (18-39)
  • Annual checkups
  • Blood pressure screening
  • Routine vaccines
  • Mental health screening
  • Sexual health screenings (as needed)
  • Cholesterol check (starts early adulthood)
Adults (40-64)
  • Annual checkup
  • Blood pressure and cholesterol checks
  • Diabetes screening
  • Cancer screenings (breast, cervical, colorectal)
  • Vaccines
  • Weight and lifestyle counseling
Older Adults (65+)
  • Annual checkup and wellness visit
  • Bone density screening
  • Cancer screenings (as recommended)
  • Fall risk and mobility screening
  • Vaccines (flu, pneumonia, shingles)
  • Memory and cognitive health checks
  • Vision and hearing tests

When $0 care may not apply: Preventive vs. diagnostic

Here's an important point to keep in mind: Sometimes, extra services during a preventive care visit may not be covered at no cost. One common example is diagnostic care, which is when your provider checks, treats, or keeps track of a health problem you already have. Here's an example: Say your doctor checks your blood sugar during a checkup. If you don't have diabetes, the test could be considered preventive - and it's usually covered. But if you've been diagnosed with diabetes, the same test could be considered diagnostic. That means you may have to pay out-of-pocket for it.

Preventive vs. diagnostic care: How to tell the difference

The difference between preventive and diagnostic care comes down to timing and purpose:

  • Preventive care: Done before symptoms appear to help prevent illness
  • Diagnostic care: Done after symptoms or a diagnosis to find or treat a problem

Tip: If you're not sure how something will be categorized, just ask. A quick "Would this be considered preventive or diagnostic?" can help you avoid surprises later.

Why this simple visit is worth your time

"Preventive care is typically simple," says Dr. Porter. "It's a short visit with routine checks and a handful of questions. But together, those steps help create a clearer picture of your health and identify potential concerns earlier, when they may be easier to address."

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Medica Health Plans published this content on August 07, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on August 11, 2026 at 21:46 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]