Homeownership Resources

Purchasing a home is a major financial decision that can significantly impact a person's life. If you are considering buying a new home or refinancing an existing mortgage, a great first step is to check out the following publications from the U.S. Government Publishing Office (GPO) bookstore.

Your Home Loan Toolkit: A Step-by-Step Guide takes home buyers through the home loan process in a breeze. This easy-to-understand toolkit includes interactive worksheets, checklists, smart research tips, financing terms, helpful conversation points to discuss with lenders, and much more. The guide also provides the closing disclosure to help home buyers become more comfortable accepting financial documents.

What You Should Know About Home Equity Lines of Credit (HELOC). This booklet can help you explore and understand your options when borrowing against the equity in your home. After you finish this booklet, you'll understand the effect of borrowing against your home, various financing options, how to get the best HELOC, and what to do if the economy or your situation changes.

There are many benefits to homeownership, including:

• Building equity: When you own a home, you build equity in the property. This means you are essentially paying yourself back for purchasing your home over time.
• Tax benefits: Homeowners can deduct mortgage interest and property taxes from their federal income taxes.
• Financial stability: Homeowners tend to be more financially stable than renters. This is because they have a fixed monthly mortgage payment, which can help them build a strong credit history.
• Sense of community: Homeowners invest more in their communities than renters. This is because they have a stake in the property and want to see it thrive.

Homeownership can be a great investment, but it is important to ensure you are prepared for the responsibilities and costs. By researching and planning, you can increase your chances of success as a homeowner.

The GPO Online Bookstore - Easy Access to Federal Publications

HOW DO I OBTAIN THESE RESOURCES?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications -with FREE Standard Shipping worldwide- from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

• Click here to purchase Your Home Loan Toolkit: A Step By Step Guide (Small Version)
• Click here to purchase What You Should Know About Home Equity Lines Of Credit (HELOC)
• Click here to browse our Mortgages & Home Loans collection

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800. Email orders to ContactCenter@gpo.gov

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO's Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Blogger contributor Trudy Hawkins is the Senior Marketing & Promotions Specialist in GPO's Publication & Information Sales Office supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).

This entry was posted on Monday, March 17th, 2025 at 4:50 pm and is filed under Consumers, Family, finances. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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