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French Prudential Supervisory Authority
French Prudential Supervisory Authority
12/12/2025 | Press release | Archived content
Implementing effective surveillance of AI in the financial sector
Archives de philosophie du droit
Droit et Intelligence Artificielle
Novembre 2025 - Tome 66
Article by Denis Beau
Designated Chairman of the Autorité de contrôle prudentiel et de résolution (ACPR),
first Deputy Governor of the Banque de France.
Artificial intelligence is profoundly transforming the financial sector, bringing gains in efficiency, security and personalisation of services. However, it also brings new risks, particularly in terms of explainability, fairness and cybersecurity. The adoption of the European AI Act in 2024 introduces a horizontal regulatory framework that supplements existing sectoral regulations. As the supervisory authority for the financial sector, the ACPR must adapt its methods, strengthen its expertise and cooperate with public, private and academic players to ensure effective surveillance of AI systems. This article explores the legal, methodological and operational challenges of this evolving environment.
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https://www.banque-france.fr/en/governors-interventions/implementing-effective-surveillance-ai-financial-sectorUpdated on the 16th of December 2025
French Prudential Supervisory Authority published this content on December 12, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on December 16, 2025 at 11:04 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]