Oregon Division of Financial Regulation extends wildfire emergency order 30 days, keeping pause on cancellations in place

August 28, 2026

The Oregon Division of Financial Regulation (DFR) issued a wildfire emergency order and bulletin in late July for people affected by the state's wildfire situation. That order was to expire this weekend. However, DFR extended it today for another 30 days to Sept. 29. The ZIP codes listed in the bulletin remain covered.

"Wildfire season is not over, and the last thing consumers should be worried about is receiving a cancellation or nonrenewal notice right now," said Oregon Insurance Commissioner TK Keen. "Extending this order gives consumers breathing room to focus on their families and recovery while making sure coverage stays in place."

As a reminder, this order requires all property and casualty insurance companies to take proactive measures to protect people in wildfire affected areas. The order:

• Suspends cancellations and nonrenewals
• Establishes a grace period for premium payments for all insurance policies issued, delivered, or covering a risk in the affected areas
• Extends deadlines for policyholders to report claims or submit other claims-related communications
• Requires all insurers to take all practicable steps to provide opportunities for policyholders to report claims

If your home or property was damaged by the wildfires, contact your insurance company as soon as possible to discuss your situation and learn next steps. If you still have concerns, the division's consumer advocates are here to help. Call 888-877-4894 (toll-free) or email [email protected].

Visit the DFR's wildfire insurance resource page to view the order, bulletin, and more insurance information.

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About Oregon DFR: The Division of Financial Regulation protects consumers and regulates insurance, depository institutions, trust companies, securities, and consumer financial products and services. The division is part of the Department of Consumer and Business Services, Oregon's largest consumer protection and business regulatory agency. Visit dfr.oregon.gov and dcbs.oregon.gov.