Notice Document by Insurance Company (Form N-VP)

LEADERS ACCESS VARIABLE ANNUITY SERIES I/IR

TALCOTT RESOLUTION LIFE AND ANNUITY INSURANCE COMPANY

AND TALCOTT RESOLUTION LIFE INSURANCE COMPANY

Annual Product Notice for Existing Investors

April 30, 2025

This product notice provides updated information about Leaders Access variable annuity Series I/IR, an individual deferred flexible premium variable annuity contract. The contract is issued by us, Talcott Resolution Life and Annuity Insurance Company and Talcott Resolution Life Insurance Company, (collectively, "Talcott Resolution"). The most recent prospectus for the contract, dated June 28, 2018, contains more information about the contract, including its features, benefits, and risks. You can find the most recent audited financial statements of Talcott Resolution and the separate account supporting the contract online at:

Issued by Talcott Resolution Life Insurance Company:

Contract Version						Website Address
Leaders Access Series I/IR						https://vpx.broadridge.com/GetContract1.asp?doctype=pfst&clientid=talcottvpx&fundid=416595700

Issued by Talcott Resolution Life and Annuity Insurance Company:

Contract Version						Website Address
Leaders Access Series I/IR						https://vpx.broadridge.com/GetContract1.asp?doctype=pfst&clientid=talcottvpx&fundid=416588820

You can also obtain this information at no cost by contacting us as instructed below.

Additional information about certain investment products, including variable annuities, has been prepared by the staff of the Securities and Exchange Commission (SEC) and is available at Investor.gov.

For additional information, please contact your investment professional or contact us by:

a.Mailing: Talcott Resolution

PO Box 14293

Lexington, KY 40512-4293

a.Calling: 1-800-862-6668

b.Emailing: asccontactus@talcottresolution.com

c.Visiting: www.talcottresolution.com

The Securities and Exchange Commission ("SEC") has not approved or disapproved of this security or passed upon the accuracy or adequacy of this summary prospectus. Any representation to the contrary is a criminal offense.

Table of Contents

			Page
Special Terms			2
Updated Information About Your Contract			2
Key Information Table			2
Appendix A - Investment Options Available Under the Contract			APP A-1

Special Terms Used in this Product Notice

Contract Value			The total value of your investments in the Sub-Accounts (and the Fixed Accumulation Feature, if applicable).
Fixed Accumulation Feature or FAF			A fixed account option that guarantees principal and a rate of interest. Effective October 4, 2013, we no longer accept new allocations or premium payments to the Fixed Accumulation Feature except for contracts issued in Massachusetts.
Sub-Account			A fund option under the contract. There is a Sub-Account that corresponds to each fund that is available under the contract.

Updated Information About Your Contract

The following is a summary of certain contract features that have changed since May 1, 2024. This does not reflect all of the changes that have occurred since you entered into your contract.

There were no changes to your Contract.

Key Information Table

Important Information You Should Consider About the Contract

FEES AND EXPENSES

Location in Prospectus

Charges for Early Withdrawals

There are no surrender charges.

Fee Tables The Contract - Charges and Fees

Transaction Charges

Other than surrender charges (if any), there are no charges for other contract transactions (e.g., transferring money between investment options).

Fee Tables

Ongoing Fees and Expenses (annual charges)

The table below describes the current fees and expenses of the contract that you may pay each year, depending on the options you choose. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. Fees and expenses do not reflect any advisory fees paid to financial intermediaries from Contract Value or other assets of the Contract Owner, and that if such charges were reflected, the fees and expenses would be higher.

Fee Tables The Contract - Charges and Fees

Annual Fee

Minimum

Maximum

Base Contract

1.66%¹ ³

1.66%¹ ⁴

Investment Options (fund fees and expenses)

0.36%²

1.42%²

Optional benefits available for an additional charge (for a single optional benefit, if elected)

0.15%1

0.75%1

1 As a percentage of average daily Sub-Account Values. 2 As a percentage of fund net assets. 3 For Contract Years 1-7. 4 For Contract Years 8 or more.

2

Because your contract is customizable, the choices you make effect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the contract, which could add surrender charges that substantially increase costs.

Lowest Annual Cost: $2,357

Highest Annual Cost: $4,418

Assumes:

Assumes:

•Investment of $100,000

•Investment of $100,000

•5% annual appreciation

•5% annual appreciation

•Least expensive fund fees and expenses

•Most expensive combination of optional benefits and fund fees and expenses

•No sales charges or advisory fees

•No sales charges or advisory fees

•No additional premium payments, transfers or withdrawals

•No additional premium payments, transfers or withdrawals

•No optional benefits

RISKS

Location in Prospectus

Risk of Loss

You can lose money by investing in this contract, including loss of principal.

Fee Tables Appendix Tax

Not a Short-Term Investment

•This contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. •Surrender charges may apply to withdrawals. If you take a withdrawal, a surrender charge may reduce the value of your contract or the amount of money that you actually receive. •The benefits of tax deferral, long-term income, and living benefit guarantees mean the contract is generally more beneficial to investors with a long-time horizon. •A 10% penalty tax may be applied to Surrenders before age 59½.

Risks Associated with Investment Options

•An investment in this contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the contract (e.g., the Funds). •Each investment option (including the FAF, if available) has its own unique risks. •You should review the investment options before making an investment decision.

Insurance Company Risks

An investment in the contract is subject to the risks related to us. Any obligations (including under the FAF), guarantees or benefits of the contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you. More information about Talcott Resolution, including our financial strength ratings, is available upon request by by calling 1-800-862-6668.

RESTRICTIONS

Location in Prospectus

Investment Options

•Certain investment options may not be available under your contract. •You are allowed to make 1 transfer between the fund options per day. You are allowed to make 20 transfers between the fund options per year before we require you to submit additional transfer requests by mail. Your transfer between the fund options are subject to policies designed to deter excessively frequent transfers and market timing. These transfer restrictions do not apply to transfers under the contract's automatic transfer programs. •There are restrictions on the maximum amount that may be transferred annually from the FAF to the fund options. If the FAF is available for investment, you must wait 6 months after your most recent transfer from the FAF before making a subsequent transfer into the FAF. These transfer restrictions may apply to the contract's automatic income programs. •We reserve the right to remove or substitute funds as investment options.

General Contract Information The Contract - Purchases and Contract Value

3

Optional Benefits

•Optional benefits may further limit or restrict the investment options that you may select under the contract. We may impose these restrictions in the future. •Withdrawals may reduce the value of an optional benefit by an amount greater than the value withdrawn or may result in termination of the benefit.

The Contract - Principal First

TAXES

Location in Prospectus

Tax Implications

•Consult with a tax professional to determine the tax implications of an investment in and payments received under the contract. •If you purchased the contract through a tax-qualified plan or IRA, you do not get any additional tax benefit under the contract. •Earnings on your contract are taxed at ordinary income rates when you withdraw them and you may have to pay a penalty if you take a withdrawal before age 59-1/2.

Appendix Tax

CONFLICTS OF INTEREST

Location in Prospectus

Investment Professional Compensation

Your investment professional may receive compensation for selling this contract to you, in the form of commissions, additional payments, and non-cash compensation. We may share the revenue we earn on this contract with your investment professional's firm. This conflict of interest may influence your investment professional to recommend this contract over another investment for which the investment professional is not compensated or compensated less.

Other Information - Contract Modification

Exchanges

Some investment professionals may have a financial incentive to offer you a new contract in place of the one you already own. You should only exchange a contract you already own if you determine, after comparing the features, fees and risks of both contracts, and any fees or penalties to terminate your existing contract, that it is better for you to purchase the new contract rather than continue to own your existing contract.

The Contract - Purchases and Contract Value - Replacement of Annuities

4

Appendix A - Investment Options Available Under the Contract

The following is a list of Funds available under the Contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at:

Issued by Talcott Resolution Life Insurance Company:

Contract Version						Website Address
Leaders Access Series I/IR						https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=416595700

Issued by Talcott Resolution Life and Annuity Insurance Company:

Contract Version						Website Address
Leaders Access Series I/IR						https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=416588820

Availability of Funds may vary by employer. Participants should reference their plan documents for a list of available Funds.

You can also request this information at no cost by calling 1-800-862-6668 or by sending an email request to asccontactus@talcottresolution.com.

The current expenses and performance information below reflects fee and expenses of the Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund's past performance is not necessarily an indication of future performance.

Type			Fund and Adviser/Subadviser			Current Expenses			Average Annual Total Returns (as of 12/31/24)
									1 Year			5 Year			10 Year
Allocation			American Funds Asset Allocation Fund - Class 2 Adviser: Capital Research and Management Company			0.54%			16.44%			8.32%			8.32%
Fixed Income			American Funds Capital World Bond Fund - Class 2 Adviser: Capital Research and Management Company			0.73%			(3.04)%			(2.41)%			(0.09)%
International Equity			American Funds Capital World Growth and Income Fund - Class 2 Adviser: Capital Research and Management Company			0.67%*			14.00%			7.29%			8.44%
International Equity			American Funds Global Growth Fund - Class 2 Adviser: Capital Research and Management Company			0.66%*			13.68%			9.76%			10.74%
International Equity			American Funds Global Small Capitalization Fund - Class 2 Adviser: Capital Research and Management Company			0.90%*			2.33%			3.01%			5.81%
U.S. Equity			American Funds Growth Fund - Class 2 Adviser: Capital Research and Management Company			0.59%			31.63%			18.83%			16.58%
U.S. Equity			American Funds Growth-Income Fund - Class 2 Adviser: Capital Research and Management Company			0.53%			24.23%			13.02%			12.20%
International Equity			American Funds International Fund - Class 2 Adviser: Capital Research and Management Company			0.78%			3.16%			1.23%			4.01%
International Equity			American Funds New World Fund - Class 2 Adviser: Capital Research and Management Company			0.82%*			6.56%			4.54%			6.22%
Fixed Income			American Funds The Bond Fund of America - Class 2 Adviser: Capital Research and Management Company			0.48%*			1.16%			0.32%			1.67%
U.S. Equity			American Funds Washington Mutual Investors Fund - Class 2 Adviser: Capital Research and Management Company			0.50%*			19.14%			12.18%			10.26%
U.S. Equity			Franklin DynaTech VIP Fund - Class 2 Adviser: Franklin Advisers, Inc.			0.87%			30.44%			13.64%			12.67%
Sector Equity			Franklin Global Real Estate VIP Fund - Class 2† Adviser: Franklin Templeton Institutional, LLC			1.25%*			(0.32)%			(0.30)%			2.30%
Allocation			Franklin Income VIP Fund - Class 2 Adviser: Franklin Advisers, Inc. Subadviser: Templeton Investment Counsel, LLC			0.72%*			7.20%			5.29%			5.27%
U.S. Equity			Franklin Large Cap Growth VIP Fund - Class 2 Adviser: Franklin Advisers, Inc.			1.07%			26.30%			13.42%			12.71%
International Equity			Franklin Mutual Global Discovery VIP Fund - Class 2 Adviser: Franklin Mutual Advisers, LLC Subadviser: Franklin Templeton Investment Management Limited			1.16%			4.66%			6.42%			5.87%

APP A-1

Type			Fund and Adviser/Subadviser			Current Expenses			Average Annual Total Returns (as of 12/31/24)
									1 Year			5 Year			10 Year
Allocation			Franklin Mutual Shares VIP Fund - Class 2 Adviser: Franklin Mutual Advisers, LLC			0.94%			11.27%			5.75%			5.83%
U.S. Equity			Franklin Rising Dividends VIP Fund - Class 2 Adviser: Franklin Advisory Services, LLC			0.88%*			10.79%			10.30%			10.44%
U.S. Equity			Franklin Small Cap Value VIP Fund - Class 2 Adviser: Franklin Advisory Services, LLC			0.90%*			11.71%			8.36%			8.17%
U.S. Equity			Franklin Small-Mid Cap Growth VIP Fund - Class 2 Adviser: Franklin Advisers, Inc.			1.08%*			11.04%			9.75%			9.32%
Fixed Income			Franklin Strategic Income VIP Fund - Class 1 Adviser: Franklin Advisers, Inc.			0.79%*			4.32%			1.44%			2.24%
Fixed Income			Hartford Ultrashort Bond HLS Fund - Class IA Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP			0.45%			5.20%			2.26%			1.78%
U.S. Equity			Invesco V.I. American Franchise Fund - Series I Adviser: Invesco Advisers, Inc.			0.85%			34.89%			15.85%			14.16%
U.S. Equity			Invesco V.I. American Value Fund - Series I Adviser: Invesco Advisers, Inc.			0.89%			30.41%			13.69%			9.12%
U.S. Equity			Invesco V.I. Core Equity Fund - Series I Adviser: Invesco Advisers, Inc.			0.80%			25.61%			12.36%			9.42%
U.S. Equity			Invesco V.I. Discovery Mid Cap Growth Fund - Series I Adviser: Invesco Advisers, Inc.			0.85%			24.23%			10.21%			11.57%
International Equity			Invesco V.I. EQV International Equity Fund - Series I Adviser: Invesco Advisers, Inc.			0.90%			0.62%			3.23%			4.36%
Money Market			Invesco V.I. Government Money Market Fund - Series I** Adviser: Invesco Advisers, Inc.			0.36%			4.98%			2.30%			1.56%
Fixed Income			Invesco V.I. Government Securities Fund - Series I Adviser: Invesco Advisers, Inc.			0.70%			1.72%			(0.17)%			0.91%
U.S. Equity			Invesco V.I. Main Street Mid Cap Fund - Series I Adviser: Invesco Advisers, Inc.			0.94%			17.07%			9.12%			7.95%
U.S. Equity			Invesco V.I. Small Cap Equity Fund - Series I Adviser: Invesco Advisers, Inc.			0.95%			18.09%			10.89%			8.09%
U.S. Equity			MFS® Core Equity Portfolio - Initial Class Adviser: Massachusetts Financial Services Company			0.79%*			20.11%			12.73%			12.46%
International Equity			MFS® Global Equity Series - Initial Class Adviser: Massachusetts Financial Services Company			0.92%*			5.58%			5.66%			7.38%
U.S. Equity			MFS® Growth Series - Initial Class Adviser: Massachusetts Financial Services Company			0.72%*			31.47%			14.74%			15.11%
Fixed Income			MFS® High Yield Portfolio - Initial Class Adviser: Massachusetts Financial Services Company			0.72%*			6.92%			3.18%			4.23%
U.S. Equity			MFS® Investors Trust Series - Initial Class Adviser: Massachusetts Financial Services Company			0.74%*			19.52%			11.39%			11.09%
U.S. Equity			MFS® Massachusetts Investors Growth Stock Portfolio - Initial Class Adviser: Massachusetts Financial Services Company			0.72%*			16.27%			12.43%			13.18%
U.S. Equity			MFS® Mid Cap Growth Series - Initial Class Adviser: Massachusetts Financial Services Company			0.80%*			14.72%			9.10%			11.70%
U.S. Equity			MFS® New Discovery Series - Initial Class Adviser: Massachusetts Financial Services Company			0.87%*			6.72%			4.96%			9.19%
International Equity			MFS® Research International Portfolio - Initial Class Adviser: Massachusetts Financial Services Company			0.89%*			3.09%			3.89%			5.21%
U.S. Equity			MFS® Research Series - Initial Class Adviser: Massachusetts Financial Services Company			0.76%*			18.87%			11.88%			11.66%
Fixed Income			MFS® Total Return Bond Series - Initial Class Adviser: Massachusetts Financial Services Company			0.53%*			2.55%			0.39%			1.89%
Allocation			MFS® Total Return Series - Initial Class Adviser: Massachusetts Financial Services Company			0.61%*			7.75%			6.16%			6.46%
U.S. Equity			MFS® Value Series - Initial Class Adviser: Massachusetts Financial Services Company			0.69%*			11.61%			8.03%			8.63%
International Equity			Templeton Developing Markets VIP Fund - Class 1 Adviser: Templeton Asset Management Ltd.			1.11%*			7.98%			1.13%			4.24%

APP A-2

Type

Fund and Adviser/Subadviser

Current Expenses

Average Annual Total Returns (as of 12/31/24)

1 Year

5 Year

10 Year

International Equity

Templeton Foreign VIP Fund - Class 2 Adviser: Templeton Investment Counsel, LLC

1.06%*

(1.00)%

2.60%

2.38%

International Equity

Templeton Growth VIP Fund - Class 2 Adviser: Templeton Global Advisors Limited

1.12%*

5.40%

4.60%

4.08%

*			Annual expenses reflect a contractual fee reduction under an expense reimbursement or fee waiver arrangement.
**			In a low interest rate environment, yields for money market funds, after deduction of Contract charges, may be negative even though the fund's yield, before deducting for such charges, is positive. If you allocate a portion of your Contact value to a money market Sub-Account or participate in an Asset Allocation Program, if available, where Contract value is allocated to a money market Sub-Account, that portion of the value of your Contract value may decrease in value.
†			Closed to new and subsequent Premium Payments and transfers of Contract Value.

Asset Allocation Models

This section provides information about the asset allocation models (or Portfolio Planner Models) that may be available for participation under the contract. Models may not be available to you. You may be required to participate in a certain model depending on the optional benefits you have chosen. See "Optional Benefit Investment Restrictions" below.

You may participate in only one asset allocation model at a time. Your investments related to an asset allocation model will be rebalanced quarterly. For additional information, see "Static Asset Allocation Models" in the prospectus.

Models Available For The Following Contracts:

Leaders Access 1

The Portfolio Planner Models

The following model(s) are available for the Contract(s) listed above.

The percentage allocations below apply to value in the Sub-Accounts.

Fund			Series 1150			Series 1151			Series 2106			Series 3039
American Funds Capital World Bond Fund			10%			7%			6%			4%
American Funds Growth-Income Fund			3%			4%			5%			6%
American Funds International Fund			3%			4%			5%			6%
American Funds The Bond Fund of America			20%			15%			11%			9%
American Funds Washington Mutual Investors Fund			5%			7%			8%			9%
Franklin Large Cap Growth VIP Fund			5%			6%			7%			8%
Franklin Mutual Global Discovery VIP Fund			2%			3%			4%			5%
Franklin Small-Mid Cap Growth VIP Fund			2%			3%			3%			4%
Invesco V.I. Government Securities Fund			25%			19%			16%			11%
Invesco V.I. Small Cap Equity Fund			2%			3%			4%			5%
MFS High Yield Portfolio			15%			19%			17%			16%
MFS Investors Trust Series			3%			4%			5%			7%
Templeton Developing Markets VIP Fund			2%			3%			4%			4%
Templeton Foreign VIP Fund			3%			3%			5%			6%
Total			100%			100%			100%			100%

* * *

Please retain this product notice for future reference. The last prospectus and statement of additional information for the contract, dated June 28, 2018, contain more information about the contract. You may contact us to request this additional information free of charge. Instructions for contacting us are included in the front cover page of this product notice.

EDGAR Identifier: C000005819 TLIC

C000005960 TLA

APP A-3