Annual Statement of Changes in Beneficial Ownership (Form 5)

FORM 5 Check this box if no longer subject to Section 16, Form 4 or Form 5 obligations may continue. See Instruction 1(b). Form 3 Holdings Reported Form 4 Transactions Reported

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person * BONE JAMES M JR 2. Issuer Name and Ticker or Trading Symbol PEOPLES FINANCIAL SERVICES CORP. [PFIS] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner _____ Officer (give title below) _____ Other (specify below) EVP/CHIEF FINANCIAL OFFICER / (Last) (First) (Middle) C/O PEOPLES SECURITY BANK & TRUST CO , 30 E D PREATE DRIVE 3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year) 2025-12-31 (Street) MOOSIC PA 18507 4. If Amendment, Date Original Filed (Month/Day/Year) 6. Individual or Join/Group Filing (Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code 4. Securities Acquired (A) or Disposed of (D) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) 6. Ownership Form: Direct (D) or Indirect (I) 7. Nature of Indirect Beneficial Ownership Amount (A) or (D) Price

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivate Security

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code

5. Number of Derivative Securities Acquired (A) or Disposed of (D)

6. Date Exercisable and Expiration Date

7. Title and Amount of Securities Underlying Derivative Security

8. Price of Derivative Security

9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)

11. Nature of Indirect Beneficial Ownership

(A)

(D)

Date Exercisable

Expriation Date

Title

Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
BONE JAMES M JR C/O PEOPLES SECURITY BANK & TRUST CO 30 E D PREATE DRIVE MOOSIC, PA18507			EVP/CHIEF FINANCIAL OFFICER

Signatures

/s/ Stephanie A. Westington, CPA as Attorney in Fact for James M. Bone, Jr.		2026-02-13
**Signature of Reporting Person		Date

Explanation of Responses:

(*)	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
(**)	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	This amount included 1,128 shares of time-based restricted common stock solely owned by Mr. Bone; 8,384 shares held jointly with his spouse; 890 shares co-owned with Mr. Bone's father and siblings; and 78.9104 shares owned solely by Mr. Bone which includes 0.9010 shares acquired on 9/15/2025 under the Issuer's Dividend Reinvestment and Stock Purchase Plan (DRP) and 0.9100 DRP shares acquired on 12/15/2025.
(2)	This amount includes 1.819 DRP shares acquired on 9/15/2025 and 1.837 DRP shares acquired on 12/15/2025.
(3)	Each restricted stock unit represents a contingent right to receive one share of PFIS common stock.
(4)	The restricted stock units vest in three equal annual installments beginning March 11, 2026.

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