OBA and Synergy by Association Partner with Capstack Technologies to Launch Bank Loan Trading, Participation, Servicing, and Analytics Platform for Oregon Banks

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OBA and Synergy by Association Partner with Capstack Technologies to Launch Bank Loan Trading, Participation, Servicing, and Analytics Platform for Oregon Banks

The Oregon Bankers Association and its wholly owned subsidiary, Synergy by Association (Synergy), are excited to announce a new partnership with Capstack Technologies (Capstack). This collaboration will provide Oregon banks with access to a streamlined, secure, and efficient whole loan and loan participation trading marketplace.

Capstack's platform empowers banks in four key areas, including:

Whole Loan Trading
Grow and diversify portfolios by trading whole loans with similar institutions in a secure marketplace.

Loan Participations
Actively manage loan exposures by credit quality, interest rate, geography and counterparty.

Bank Analytics
Graphical dashboard with portfolio analytics, scenario analysis, price discovery and peer insights.

Loan Servicing
Streamline loan management by automating payment processing, remittance reporting and loan status tracking.

OBA members are invited to contact Capstack's Alex Ward (alex.ward@capstack.ai) to get a free account on the platform setup (be sure to mention Synergy) and to join a live demo of Capstack's solution on March 20. Register here to secure your seat.

"Capstack's whole-loan and loan-participation trading platform is specifically designed to help banks manage risk through asset diversification, said Trey Maust, Synergy Board Chair and Executive Chairman of Lewis & Clark Bank. "Not only does the platform streamline the entire trading process, but it also introduces comprehensive analytics for the individual loans on the platform as well as the originating bank's performance by loan type. If your bank is looking to diversify and/or increase the size of its loan portfolio, this level of data is extremely helpful to understand if the originating bank has done a solid job of originating and servicing loans."

Maust added, "Capstack has focused on that important data - the originating bank's historical experience in managing those credits, historical delinquencies, by loan type. And it doesn't just provide detailed information on delinquencies, but a variety of other risk considerations such loan-to-value ratios, debt service coverage ratios and other credit-quality characteristics. Capstack helps in the decision-making process as you look to enhance your book or diversify into other industry verticals, loan types or geographies."

"Synergy by Association is thrilled to partner with Capstack Technologies to bring these powerful tools to Oregon's community banks," said Andee Rose, Senior Vice President of Synergy by Association. "This collaboration is a game-changer for OBA members, offering them a cutting-edge platform that enhances operational efficiency, reduces risk, and opens new opportunities for growth. We are excited to see how Capstack's solutions will help Oregon banks strengthen their portfolios and better serve their communities."