10/08/2025 | Press release | Distributed by Public on 10/08/2025 12:13
Harrisburg, PA - Today, the Pennsylvania Insurance Department (PID) reassured homeowners, homebuyers, and lenders that flood insurance remains available in Pennsylvania despite the federal National Flood Insurance Program's (NFIP) temporary loss of authority to renew or issue new flood insurance policies.
"Congress has once again failed to extend the NFIP, leading to more disruption in our housing markets. We want to make sure Pennsylvanians know that they still have strong, reliable, and affordable options for protecting their homes through private flood insurance while the NFIP remains unable to write new or renewal business," said Pennsylvania Insurance Commissioner Micheal Humphreys. "It's important to remember that if it rains, it can flood, and flooding can happen anywhere in Pennsylvania. The current private flood insurance market can provide consumers with choices to ensure they're not left unprotected when floods strike."
Pennsylvanians can continue to purchase private flood insurance through:
Many Pennsylvanians may find that private flood policies offer broader coverage and, in some cases, lower premiums than NFIP policies.
Several well-established companies actively sell private flood insurance in Pennsylvania. More information to help Pennsylvanians find coverage is available on PID's Flood Insurance web page.