Calfee Insurance Coverage Attorney Tae Andrews Quoted in Law360 Insurance Authority Article “Novel Climate Change Death Suit Raises Insurance Questions”

Calfee Insurance Coverage Senior Counsel Tae Andrews was quoted in the June 5, 2025 Law360 Insurance Authority article, "Novel Climate Change Death Suit Raises Insurance Questions," which examines a groundbreaking lawsuit accusing oil and gas companies of contributing to a 2022 heat-wave death, and the novel coverage issues that could follow.

In the articlewritten by Eli Flesch, Tae observes that cases like this could push insurers to revisit how climate-related harms are treated under general liability and environmental policies, emphasizing the potential ripple effects across underwriting and claims strategies in emerging climate litigation.
He further explains that while the suit is "unprecedented in attributing physical harm to global climate change," insurers may still find themselves evaluating causation and foreseeability within traditional coverage frameworks, signaling an evolving intersection of environmental exposure and liability risk.

Tae advises policyholders and carriers alike should heed this suit as a bellwether. He states, "This case could serve as a wake-up for both sides to clarify policy terms and rethink how emerging climate-linked risks are defined, priced, and litigated."

Read the full Law360 Insurance Authority article.

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Calfee's Policyholder Insurance Coverage practice group has helped its clients manage and protect nearly $2 billion in insurance assets in recent years. The team serves corporate insurance policyholder clients in Ohio and nationwide, helping to manage and minimize the risks, losses, and liabilities that pose threats to clients. Calfee's Insurance Coverage attorneys provide advisory and claims services, assisting clients with the placement and enhancement of their insurance policies, reviews of their existing policies, shaping and pursuing claims to get losses paid by their insurance companies, negotiating resolutions to disputed insurance claims, litigating coverage lawsuits against their insurers, and finding solutions for insurance coverage issues in corporate M&A deals. The team has experience with a wide array of policy types, from newer products such as cyber and M&A representations and warranties insurance, to more traditional policy forms such as commercial general liability (CGL), umbrella, excess, property, D&O, professional liability, and EPL policies, to more specialized policies such as builder's risk, liquor, and aviation. Calfee's Insurance practice is ranked by Chambers USA 2024 in Band 1 in Insurance: Policyholder law in Ohio.

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