Material Event (Form 8-K)

On October 1, 2026, Lument Finance Trust, Inc. (the "Company") received notice from the New York Stock Exchange (the "NYSE") that the Company has regained compliance with the minimum share price requirement in Section 802.01C of the NYSE Listed Company Manual, based on the calculation of the Company's average stock price for the 30-trading days ended September 30, 2026, which exceeded the NYSE's minimum requirement of $1.00 based on a 30-trading day average.

The Company's common stock will continue to be listed and trade on the NYSE, subject to the Company's compliance with the above and other NYSE continued listing standards.