Protective Variable Life Separate Account

05/01/2026 | Press release | Distributed by Public on 05/01/2026 11:08

Prospectus by Investment Company (Form 497)

Supplement dated May 1, 2026, to the Prospectuses

dated May 1, 2026, for variable universal life policies

issued by Protective Life Insurance Company

Protective Variable Life Separate Account

Supplement dated May 1, 2026, to the Prospectuses

dated May 1, 2026, for variable universal life policies

issued by Protective Life and Annuity Insurance Company

Protective NY Variable Life Separate Account

This Supplement amends certain information in your variable universal life policy prospectus, initial summary prospectus, and updating summary prospectus (collectively, the "Prospectus"). Please read this Supplement carefully and keep it with your Prospectus for future reference. You may obtain a current prospectus by visiting www.protective.com/productprospectus or by calling 1-800-265-1545.

Effective immediately, the following information in the "APPENDIX: FUNDS AVAILABLE UNDER THE POLICY" section of the Prospectus is removed and replaced by the following:

Asset
Allocation
Type

Portfolio Company -
Investment Adviser; Sub-
Adviser(s), as applicable

Current
Expenses

Average Annual Total Returns

(as of 12/31/2025)

1 Year 5 Year 10 Year
Taxable Bond Lord Abbett Series Fund - Bond Debenture Portfolio - Class VC 1.05% 8.33% 2.10% 4.72%

If you have any questions regarding this Supplement, please contact your investment professional or us toll free at 1-800-265-1545. Please keep this Supplement for future reference.

Protective Variable Life Separate Account published this content on May 01, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on May 01, 2026 at 17:09 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]