USDA Announces Availability of Low-Interest Physical Loss Loans for Producers Affected by Natural Disasters

Physical loss loans through the United States Department of Agriculture's (USDA) Farm Service Agency (FSA) can help producers repair or replace damaged or destroyed physical property essential to the success of the agricultural operation, including livestock losses. Examples of property commonly affected include essential farm buildings, fixtures to real estate, equipment, livestock, perennial crops, fruit and nut bearing trees, and harvested or stored crops and hay.

Impacted Area: Virginia, Maryland, North Carolina, Tennessee, West Virginia
Triggering Disaster: Excessive snow, ice, freeze, high winds, and a blizzard that occurred on January 17, 2026, and continuing
Application Deadline: December 7, 2026

Primary Counties Eligible:
• Virginia: Albemarle, Augusta, Botetourt, Bristol, Charlotte, Charlottesville, Craig, Culpeper, Fauquier, Floyd, Fluvanna, Giles, Goochland, Greene, Harrisonburg, Madison, Mecklenburg, Montgomery, Nelson, Page, Prince William, Pulaski, Radford, Rappahannock, Roanoke, Roanoke, Rockingham, Salem, Shenandoah, Smyth, Warren, Washington

Contiguous Counties Also Eligible:
• Tennessee: Johnson, Sullivan
• Maryland: Charles
• North Carolina: Granville, Vance, Warren
• Virginia: Alleghany, Amherst, Appomattox, Bath, Bedford, Bland, Brunswick, Buckingham, Campbell, Carroll, Chesterfield, Clarke, Cumberland, Fairfax, Franklin, Fredrick, Grayson, Halifax, Hanover, Henrico, Highland, Loudoun, Louisa, Lunenburg, Orange, Patrick, Powhatan, Prince Edward, Rockbridge, Russell, Scott, Spotsylvania, Stafford, Tazewell, Wythe, Manassas, Manassas Park, Staunton, Waynesboro
• West Virginia: Hardy, Mercer, Monroe, Pendleton, Summers

On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Loan Assistance Tool can help you determine program or loan options. To file a Notice of Loss or to ask questions about available programs, contact your local USDA Service Center.

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