The Power of Philanthropic Impact Gifts at Year End

As the year comes to a close, many individuals and donors pause to reflect on how they want their giving to show up in the world. Year-end generosity has long been tied to tax planning, but today, philanthropic capital can do more than check a box. When structured thoughtfully, it can help unlock innovation, expand access to opportunity, and support founders building real solutions in real communities.

This is where philanthropic impact gifts matter most.

At Chloe Capital, we have seen how early, values-aligned capital can change the trajectory of a company and, in turn, the people and systems that company serves. Through our nonprofit arm, Chloe Circle, we work to ensure that philanthropic dollars help address the persistent gaps in who gets funded and who gets the chance to build.

Moving Beyond Traditional Giving

Across the U.S., donor-advised funds and other charitable vehicles hold hundreds of billions of dollars intended for good. Much of that capital has already received a tax deduction, yet it often remains invested in traditional markets rather than being activated to support mission-aligned work.

At the same time, women and underrepresented founders continue to receive only a fraction of early-stage investment, even as they build companies tackling critical challenges in energy, health, workforce development, and inclusive infrastructure.

Philanthropic capital can help bridge this gap when it is deployed with intention. Impact gifts allow donors to move beyond one-time transactions and instead support the systems and pathways that create long-term change.

What Is an Impact Gift?

An impact gift is a charitable contribution designed to do more than fund operations. It supports innovation, early momentum, and ecosystem-building, often before traditional capital is willing to step in. Depending on how it is structured, philanthropic capital can be granted directly to nonprofits, invested in mission-aligned companies, or used to support early-stage founders whose work has the potential to scale over time (ImpactAssets).

Chloe Circle was created with this philosophy in mind. Its mission is to identify, inspire, and invest in women and underrepresented founders working to close the gender and diversity gap in investment and entrepreneurship, including founders building solutions across energy, workforce, and health.

Year-End Ways to Give

There is no single way to make an impact gift. Year-end giving offers flexibility, and donors can choose the approach that best aligns with their financial picture and goals.

Cash Contributions
Cash gifts remain one of the most direct and flexible ways to support Chloe Circle. These funds are immediately deployable and allow us to continue supporting founders through programming, mentorship, and early capital access.

Gifts of Appreciated Stock
Donating appreciated securities can be a powerful year-end strategy. Donors may avoid capital gains taxes while receiving a charitable deduction for the full fair market value of the asset. These gifts often allow for a larger impact than an equivalent cash contribution.

Donor-Advised Fund Distributions
DAFs (donor advised funds) offer an effective way to put already-designated charitable dollars to work. A year-end grant recommendation from a DAF can help activate capital that has been set aside for giving but not yet deployed. Increasingly, donors are also exploring how DAF assets can be aligned with mission-driven investing, allowing charitable dollars to support innovation while remaining dedicated to charitable purposes.

Other Assets
In some cases, donors may contribute non-cash assets such as private equity interests or other complex holdings. These gifts can unlock meaningful value when aligned with a donor's broader philanthropic strategy.

As always, donors should consult with their financial and tax advisors to determine what approach makes the most sense for their situation.

Why Chloe Circle

Chloe Circle sits at the intersection of philanthropy and entrepreneurship. It supports founders long before traditional funding shows up, helping build the confidence, networks, and readiness needed to scale.

Through Chloe Circle, philanthropic dollars help:

• Expand access to early capital for women and underrepresented founders

• Support companies building solutions in energy, health, workforce, and inclusive innovation

• Strengthen pathways from philanthropy to entrepreneurship and long-term economic participation

This work is deeply connected to Chloe Capital's broader mission and track record. We see every day how early support can unlock momentum that compounds over time.

A More Meaningful Way to Close the Year

At Chloe Capital, we work alongside founders who are building meaningful companies with limited access to early support. We see what happens when the right capital reaches the right people at the right moment.

Ideas turn into businesses.

Businesses create jobs.

And communities benefit in ways that extend far beyond a single investment.

Chloe Circle exists to make that first step possible.

When you give through Chloe Circle, you are supporting the programs, relationships, and early capital that help founders move from potential to progress. You are helping build an investment ecosystem that better reflects the talent and innovation that already exists.

As you consider your year-end giving, we invite you to put your philanthropic dollars to work in a way that aligns with how Chloe Capital operates every day: thoughtfully, intentionally, and with a long-term view.

A year-end impact gift to Chloe Circle helps expand who gets funded and what becomes possible.