APCIA Unveils 2026 Advocacy Agenda to Combat Legal System Abuse and Protect Insurance Affordability

WASHINGTON - The American Property Casualty Insurance Association (APCIA) today announced its 2026 advocacy priorities, that underscores APCIA's mission to advance private competitive markets to ensure access to affordable personal and commercial insurance protection. The following statement may be attributed to David A. Sampson, APCIA's president and CEO.

"APCIA's mission statement reflects our unwavering dedication to safeguarding consumers and businesses through strong, competitive markets," said Sampson. "Our 2026 priorities build on this foundation by addressing emerging risks, defending sound regulatory practices, and promoting resilience in an increasingly complex world.

"Legal system abuse is not just a courtroom issue - it's an affordability issue for families and businesses nationwide. Every household is effectively paying a hidden 'tort tax' of more than $5,000 annually because of unchecked litigation practices. APCIA will aggressively fight for disclosure in secretive third-party litigation funding and reforms to address misleading legal advertising that fuel frivolous lawsuits and inflate claims costs.

"APCIA will also champion improvements to state-based insurance regulation to preserve risk-based pricing, promote competitive private markets, and ensure affordability and availability for consumers. The association will also work to mitigate external cost drivers by advocating for auto safety laws, tax parity, and disaster resilience measures, including National Flood Insurance Protection (NFIP) reauthorization and mitigation investments."