Talcott Resolution Life & Annuity Insurance Separate Account Seven Co
04/23/2025 | Press release | Distributed by Public on 04/23/2025 07:43
Updating Summary Prospectus (Form 497VPU)
Table of Contents
PERSONAL RETIREMENT MANAGER SERIES III
TALCOTT RESOLUTION LIFE INSURANCE COMPANY AND
TALCOTT RESOLUTION LIFE AND ANNUITY INSURANCE COMPANY
Updating Summary Prospectus for Existing Investors
April 30, 2025
This updating summary prospectus provides updated information about Personal Retirement Manager Series III, an individual deferred flexible premium variable annuity contract. The contract is issued by us, Talcott Resolution Life and Annuity Insurance Company and Talcott Resolution Life Insurance Company, (collectively, "Talcott Resolution").
The contract was previously sold under various marketing names depending on which distribution partner sold the contract and/or when the product was sold. These marketing names include: Personal Retirement Manager Series III and Huntington Personal Retirement Manager Series III.
The prospectus for the contract contains more information about the contract including its features, benefits and risks. You can find the current prospectus and other information about the contract online at:
Issued by Talcott Resolution Life Insurance Company:
| Class of Contract | Website Address | |||||||
| Personal Retirement Manager Series III B Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y285 | |||||||
| Personal Retirement Manager Series IV C Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y343 | |||||||
| Personal Retirement Manager Series III L Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y335 | |||||||
| Huntington Personal Retirement Manager Series III B Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y293 | |||||||
Issued by Talcott Resolution Life and Annuity Insurance Company:
| Class of Contract | Website Address | |||||||
| Personal Retirement Manager Series III B Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A254 | |||||||
| Personal Retirement Manager Series IV C Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A288 | |||||||
| Personal Retirement Manager Series III I Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A262 | |||||||
| Personal Retirement Manager Series III L Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A270 | |||||||
You can also obtain this information at no cost by calling 1-800-862-6668 or by sending an email request as instructed below.
Additional information about certain investment products, including variable annuities, has been prepared by the staff of the Securities and Exchange Commission (SEC) and is available at Investor.gov.
For additional information, please contact your investment professional or contact us by:
a.Mailing: Talcott Resolution
PO Box 14293
Lexington, KY 40512-4293
a.Calling: 1-800-862-6668
b.Emailing: asccontactus@talcottresolution.com
c.Visiting: www.talcottresolution.com
Table of Contents
The Securities and Exchange Commission ("SEC") has not approved or disapproved of this security or passed upon the accuracy or adequacy of this summary prospectus. Any representation to the contrary is a criminal offense.
Table of Contents
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Special Terms
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2
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Updated Information About Your Contract
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2
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Key Information Table
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3
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Appendix A - Investment Options Available Under the Contract
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APP A-1
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Appendix A.1 - Investment Options by Product
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APP A.1-1
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Special Terms Used in this Summary Prospectus
| Contract Value | The total value of your investments in the Sub-Accounts (and the Fixed Accumulation Feature, if applicable). | ||||
| Fixed Accumulation Feature or FAF | A fixed account option that guarantees principal and a rate of interest. Effective October 4, 2013, we no longer accept new allocations or premium payments to the Fixed Accumulation Feature except for contracts issued in Massachusetts. | ||||
| Payment Base | The amount used to determine benefit payments under certain optional benefits under the contract. | ||||
| Sub-Account | A fund option under the contract. There is a Sub-Account that corresponds to each fund that is available under the contract. | ||||
Updated Information About Your Contract
The following is a summary of certain contract features that have changed since May 1, 2024, This does not reflect all of the changes that have occurred since you entered into your contract.
Summary of recent contract changes:
Changes for all Contracts:
• Effective July 15, 2024, Franklin Advisers, Inc. was added as a Subadviser for Putnam VT Core Equity Fund, Putnam VT Large Cap Growth Fund, and Putnam VT Large Cap Value Fund.
• Effective November 6, 2024, Putnam Investments Limited, the sub-adviser for each of the Putnam VT Funds in your contract, was replaced with Franklin Templeton Investment Management Limited.
2
Table of Contents
Key Information Table
Important Information You Should Consider About the Contract
| FEES AND EXPENSES | Location in Prospectus | |||||||||||||||||||
| Charges for Early Withdrawals |
Your Contract may be subject to surrender charges depending on the class of Contract that you own (i.e., B Share, C Share, I Share or L Share). Surrender charges may apply to both partial and full Surrenders.
•B Share. If you withdraw money from your contract within 7 years following your last premium payment, you may be assessed a surrender charge of up to 8.5% (as a percentage if premium payments withdrawn), declining to 0% over that time period.
•C Share. No surrender charges.
•I Share. No surrender charges.
•L Share. If you withdraw money from your contract within 4 years following your last premium payment, you may be assessed a surrender charge of up to 8% (as a percentage of premium payments withdrawn), declining to 0% over that time period.
For example, if you were to withdraw $100,000 during a surrender charge period, you could be assessed a charge of up to $8,500 for a Core contract or $8,000 for an Outlook contract, No surrender charges would apply to a C Share contract or an I Share contract.
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4. Fee Table 7. The Contract - c. Charges and Fees - Sales Charges |
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| Transaction Charges | Other than surrender charges (if any), there are no charges for other contract transactions (e.g., transferring money between investment options). |
4. Fee Table |
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| Ongoing Fees and Expenses (annual charges) |
The table below describes the current fees and expenses of the contract that you may pay each year, depending on the options you choose. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. Fees and expenses do not reflect any advisory fees paid to financial intermediaries from Contract Value or other assets of the Contract Owner, and that if such charges were reflected, the fees and expenses would be higher.
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4. Fee Table 7. The Contract - c. Charges and Fees Appendix A - Investment Options Available Under the Contract |
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| Annual Fee | Minimum | Maximum | ||||||||||||||||||
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Base Contract (varies by contract class) |
0.31%¹ | 1.51%¹ | ||||||||||||||||||
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Investment Options (fund fees and expenses) |
0.39%² | 2.44%² | ||||||||||||||||||
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Optional benefits available for an additional charge (for a single optional benefit, if elected) |
0.75%3
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2.50%3
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1 As a percentage of average daily Sub-Account Values.
2 As a percentage of fund net assets.
3 As a percentage of average daily Contract Value or Payment Base depending on the
optional benefit selected.
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| Because your contract is customizable, the choices you make effect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the contract, which could add surrender charges that substantially increase costs. | ||||||||||||||||||||
| Lowest Annual Cost: $862 | Highest Annual Cost: $8,208 | |||||||||||||||||||
| Assumes: | Assumes: | |||||||||||||||||||
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•Investment of $100,000
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•Investment of $100,000
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•5% annual appreciation
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•5% annual appreciation
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•Least expensive fund fees and expenses
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•Most expensive combination of contract classes, optional benefits and fund fees and expenses
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3
Table of Contents
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•No sales charges or advisory fees
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•No sales charges or advisory fees
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•No additional premium payments, transfers or withdrawals
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•No additional premium payments, transfers or withdrawals
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•No optional benefits
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| RISKS | Location in Prospectus | |||||||||||||||||||
| Risk of Loss | You can lose money by investing in this contract, including loss of principal. | 5. Principal Risks of Investing in the Contract | ||||||||||||||||||
| Not a Short-Term Investment |
•This contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash.
•Surrender charges may apply to withdrawals. If you take a withdrawal, a surrender charge may reduce the value of your contract or the amount of money that you actually receive.
•The benefits of tax deferral, long-term income, and living benefit guarantees are generally more beneficial to investors with a long-time horizon.
•A 10% penalty tax may be applied to withdrawals before age 59½.
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| Risks Associated with Investment Options |
•An investment in this contract is subject to the risk of poor investment performance can vary depending on the performance of the investment options available under the contract (e.g., Funds).
•Each investment option (including the FAF, if available) has its own unique risks.
•You should review the investment options before making an investment decision.
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| Insurance Company Risks | An investment in the contract is subject to the risks related to us. Any obligations (including under the FAF), guarantees or benefits of the contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you. More information about Talcott Resolution, including our financial strength ratings, is available upon request by by calling 1-800-862-6668. | |||||||||||||||||||
| RESTRICTIONS | Location in Prospectus | |||||||||||||||||||
| Investments |
•Certain investment options may not be available under your contract.
•You are allowed to make 1 transfer between the fund options per day. You are allowed to make 20 transfers between the fund options per year before we require you to submit additional transfer requests by mail. Your transfer between the fund options are subject to policies designed to deter excessively frequent transfers and market timing. These transfer restrictions do not apply to transfers under the contract's automatic transfer programs.
•There are restrictions on the maximum amount that may be transferred annually from the FAF to the fund options. If the FAF is available for investment, you must wait 6 months after your most recent transfer from the FAF before making a subsequent transfer into the FAF. These transfer restrictions may apply to the contract's automatic income programs.
•We reserve the right to remove or substitute funds as investment options.
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6. General Information 7. The Contract - a. Purchases and Contract Value Appendix A - Investment Options Available Under the Contract Appendix A.1 - Investment Options by Product |
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4
Table of Contents
| Optional Benefits |
•Optional benefits may further limit or restrict the investment options that you may select under the contract. We may change these restrictions in the future.
•Withdrawals may reduce the value of an optional benefit by an amount greater than the value withdrawn or result in termination of the benefit.
•If you receive services for your Contract from a third-party financial intermediary who charges an advisory fee for their services, withdrawals to pay advisory fees will also reduce death benefits and other guaranteed benefits under the Contract and may be subject to federal and state income taxes and a 10% federal penalty tax.
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7.a. Purchases and Contract Value - Deduction of Advisory Fee 7.c. Charges and Fees 9. Death Benefits 10. Optional Withdrawal Benefits 11. Optional Accumulation Benefits 13. Federal Tax Considerations Appendix A - Investment Options Available Under the Contract |
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| TAXES | Location in Prospectus | |||||||||||||||||||
| Tax Implications |
•Consult with a tax professional to determine the tax implications of an investment in and payments received under the contract.
•If you purchased the contract through a tax-qualified plan or IRA, you do not get any additional tax benefit under the contract.
•Earnings on your contract are taxed at ordinary income rates when you withdraw them and you may have to pay a penalty if you take a withdrawal before age 59½.
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13. Federal Tax Considerations | ||||||||||||||||||
| CONFLICTS OF INTEREST | Location in Prospectus | |||||||||||||||||||
| Investment Professional Compensation |
Your investment professional may receive compensation for selling this contract to you, in the form of commissions, additional payments, and non-cash compensation. We may share the revenue we earn on this contract with your investment professional's firm. This conflict of interest may influence your investment professional to recommend this contract over another investment for which the investment professional is not compensated or compensated less.
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12. Additional Information - (e) How Contracts Were Sold | ||||||||||||||||||
| Exchanges | Some investment professionals may have a financial incentive to offer you a new contract in place of the one you already own. You should only exchange a contract you already own if you determine, after comparing the features, fees and risks of both contracts, and any fees or penalties to terminate your existing contract, that it is better for you to purchase the new contract rather than continue to own your existing contract. | 7.a. Purchases and Contract Value - Replacement of Annuities | ||||||||||||||||||
5
Table of Contents
Appendix A - Investment Options Available Under the Contract
The following is a list of Funds available under the Contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at:
Issued by Talcott Resolution Life Insurance Company:
| Class of Contract | Website Address | |||||||
| Personal Retirement Manager Series III B Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y285 | |||||||
| Personal Retirement Manager Series IV C Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y343 | |||||||
| Personal Retirement Manager Series III L Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y335 | |||||||
| Huntington Personal Retirement Manager Series III B Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y293 | |||||||
Issued by Talcott Resolution Life and Annuity Insurance Company:
| Class of Contract | Website Address | |||||||
| Personal Retirement Manager Series III B Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A254 | |||||||
| Personal Retirement Manager Series IV C Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A288 | |||||||
| Personal Retirement Manager Series III I Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A262 | |||||||
| Personal Retirement Manager Series III L Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A270 | |||||||
You can also request this information at no cost by calling 1-800-862-6668 or by sending an email request to asccontactus@talcottresolution.com.
The current expenses and performance information below reflects fee and expenses of the Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund's past performance is not necessarily an indication of future performance.
See "Optional Benefit Investment Restrictions" following this table for information on investment restrictions.
| Type | Fund and Adviser/Subadviser |
Current Expenses |
Average Annual Total Returns (as of 12/31/24) |
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| 1 Year | 5 Year | 10 Year | |||||||||||||||
| Allocation |
AB VPS Balanced Hedged Allocation Portfolio - Class B Adviser: AllianceBernstein, L.P. |
0.73%* | 8.58% | 4.14% | 5.18% | ||||||||||||
| U.S. Equity |
AB VPS Discovery Value Portfolio - Class B Adviser: AllianceBernstein, L.P. |
1.06% | 9.72% | 8.57% | 7.36% | ||||||||||||
| Fixed Income |
American Funds Capital World Bond Fund - Class 4 Adviser: Capital Research and Management Company |
0.98% | (3.32)% | (2.65)% | (0.33)% | ||||||||||||
| International Equity |
American Funds Capital World Growth and Income Fund - Class 4 Adviser: Capital Research and Management Company |
0.92%* | 13.70% | 7.04% | 8.17% | ||||||||||||
| International Equity |
American Funds Global Small Capitalization Fund - Class 4 Adviser: Capital Research and Management Company |
1.15%* | 2.12% | 2.74% | 5.54% | ||||||||||||
| U.S. Equity |
American Funds Growth Fund - Class 4 Adviser: Capital Research and Management Company |
0.84% | 31.30% | 18.53% | 16.29% | ||||||||||||
| U.S. Equity |
American Funds Growth-Income Fund - Class 4 Adviser: Capital Research and Management Company |
0.78% | 23.92% | 12.73% | 11.93% | ||||||||||||
| International Equity |
American Funds International Fund - Class 4 Adviser: Capital Research and Management Company |
1.03% | 2.93% | 0.97% | 3.75% | ||||||||||||
| International Equity |
American Funds New World Fund - Class 4 Adviser: Capital Research and Management Company |
1.07%* | 6.33% | 4.29% | 5.96% | ||||||||||||
| Fixed Income |
American Funds The Bond Fund of America - Class 4 Adviser: Capital Research and Management Company |
0.73%* | 0.98% | 0.07% | 1.42% | ||||||||||||
APP A-1
Table of Contents
| Type | Fund and Adviser/Subadviser |
Current Expenses |
Average Annual Total Returns (as of 12/31/24) |
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| 1 Year | 5 Year | 10 Year | |||||||||||||||
| U.S. Equity |
American Funds Washington Mutual Investors Fund - Class 4 Adviser: Capital Research and Management Company |
0.75%* | 18.85% | 11.92% | 9.99% | ||||||||||||
| U.S. Equity |
BlackRock Capital Appreciation V.I. Fund - Class III Adviser: BlackRock Advisors, LLC |
1.04%* | 31.93% | 15.84% | 14.77% | ||||||||||||
| U.S. Equity |
BlackRock Equity Dividend V.I. Fund - Class III Adviser: BlackRock Advisors, LLC |
0.92%* | 9.71% | 7.98% | 8.79% | ||||||||||||
| Allocation |
BlackRock Global Allocation V.I. Fund - Class III Adviser: BlackRock Advisors, LLC |
1.02%* | 8.93% | 5.72% | 5.32% | ||||||||||||
| Allocation |
BlackRock Managed Volatility V.I. Fund - Class III Adviser: BlackRock Advisors, LLC Subadviser: BlackRock International Limited Edinburgh, United Kingdom, BlackRock Asset Management North Asia Limited, Hong Kong, and BlackRock (Singapore) Limited, 079912 Singapore |
0.86%* | 11.75% | 4.80% | -% | ||||||||||||
| U.S. Equity |
BlackRock S&P 500 Index V.I. Fund - Class III Adviser: BlackRock Advisors, LLC |
0.39% | 24.52% | 14.10% | -% | ||||||||||||
| U.S. Equity |
Fidelity® VIP Contrafund® Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: FMR Co., Inc. (FMRC) and other investment advisers |
0.81% | 33.45% | 16.74% | 13.33% | ||||||||||||
| U.S. Equity |
Fidelity® VIP Mid Cap Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: FMR Co., Inc. (FMRC) and other investment advisers |
0.82% | 17.18% | 11.06% | 8.94% | ||||||||||||
| Fixed Income |
Fidelity® VIP Strategic Income Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: Fidelity Investments Money Management, Inc. (FIMM), FMR Co., Inc. (FMRC), FIL Investment Advisors (UK) Limited (FIA(UK)), and other investment advisers |
0.89% | 5.78% | 2.54% | 3.34% | ||||||||||||
| Allocation |
Franklin Income VIP Fund - Class 4 Adviser: Franklin Advisers, Inc. Subadviser: Templeton Investment Counsel, LLC |
0.82%* | 7.08% | 5.17% | 5.16% | ||||||||||||
| International Equity |
Franklin Mutual Global Discovery VIP Fund - Class 4 Adviser: Franklin Mutual Advisers, LLC Subadviser: Franklin Templeton Investment Management Limited |
1.26% | 4.59% | 6.31% | 5.76% | ||||||||||||
| Allocation |
Franklin Mutual Shares VIP Fund - Class 4 Adviser: Franklin Mutual Advisers, LLC |
1.04% | 11.16% | 5.64% | 5.72% | ||||||||||||
| U.S. Equity |
Franklin Rising Dividends VIP Fund - Class 4 Adviser: Franklin Advisory Services, LLC |
0.98%* | 10.68% | 10.19% | 10.33% | ||||||||||||
| U.S. Equity |
Franklin Small Cap Value VIP Fund - Class 4 Adviser: Franklin Advisory Services, LLC |
1.00%* | 11.60% | 8.27% | 8.07% | ||||||||||||
| Fixed Income |
Franklin Strategic Income VIP Fund - Class 4 Adviser: Franklin Advisers, Inc. |
1.14%* | 3.98% | 1.09% | 1.89% | ||||||||||||
| U.S. Equity |
Hartford Capital Appreciation HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP |
0.92% | 20.90% | 11.22% | 10.33% | ||||||||||||
| U.S. Equity |
Hartford Disciplined Equity HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP |
0.84% | 25.10% | 12.51% | 12.42% | ||||||||||||
| U.S. Equity |
Hartford Dividend and Growth HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP |
0.91% | 12.42% | 10.48% | 10.28% | ||||||||||||
| International Equity |
Hartford International Opportunities HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP |
1.01% | 8.08% | 4.91% | 5.24% | ||||||||||||
| Fixed Income |
Hartford Total Return Bond HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP |
0.77% | 2.07% | 0.02% | 1.72% | ||||||||||||
| Fixed Income |
Hartford Ultrashort Bond HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP |
0.70% | 4.91% | 2.01% | 1.52% | ||||||||||||
| Allocation |
Invesco V.I. Balanced Risk Allocation Fund - Series II Adviser: Invesco Advisers, Inc. |
1.13%* | 3.56% | 2.51% | 3.57% | ||||||||||||
APP A-2
Table of Contents
| Type | Fund and Adviser/Subadviser |
Current Expenses |
Average Annual Total Returns (as of 12/31/24) |
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| 1 Year | 5 Year | 10 Year | |||||||||||||||
| U.S. Equity |
Invesco V.I. Core Equity Fund - Series II Adviser: Invesco Advisers, Inc. |
1.05% | 25.29% | 12.07% | 9.15% | ||||||||||||
| International Equity |
Invesco V.I. EQV International Equity Fund - Series II Adviser: Invesco Advisers, Inc. |
1.15% | 0.34% | 2.97% | 4.10% | ||||||||||||
| Money Market |
Invesco V.I. Government Money Market Fund - Series II** Adviser: Invesco Advisers, Inc. |
0.61% | 4.72% | 2.14% | 1.39% | ||||||||||||
| Fixed Income |
Invesco V.I. Government Securities Fund - Series II Adviser: Invesco Advisers, Inc. |
0.95% | 1.47% | (0.40)% | 0.67% | ||||||||||||
| Fixed Income |
Invesco V.I. High Yield Fund - Series II Adviser: Invesco Advisers, Inc. |
1.14% | 7.59% | 2.72% | 3.55% | ||||||||||||
| U.S. Equity |
Invesco V.I. Main Street Mid Cap Fund - Series II Adviser: Invesco Advisers, Inc. |
1.19% | 16.79% | 8.83% | 7.68% | ||||||||||||
| U.S. Equity |
Invesco V.I. Small Cap Equity Fund - Series II Adviser: Invesco Advisers, Inc. |
1.20% | 17.85% | 10.60% | 7.82% | ||||||||||||
| Fixed Income |
Lord Abbett Bond-Debenture Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC |
0.99% | 6.72% | 1.90% | 3.73% | ||||||||||||
| U.S. Equity |
Lord Abbett Fundamental Equity Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC |
1.08%* | 16.65% | 8.81% | 7.91% | ||||||||||||
| U.S. Equity |
Lord Abbett Growth and Income Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC |
0.93% | 20.60% | 10.37% | 9.05% | ||||||||||||
| U.S. Equity |
LVIP American Century VP Mid Cap Value Fund - Service Class Adviser: American Century Investment Management, Inc. |
1.01%* | 8.52% | 7.13% | 7.87% | ||||||||||||
| U.S. Equity |
LVIP American Century VP Value Fund - Service Class Adviser: American Century Investment Management, Inc. |
0.86%* | 9.29% | 8.41% | 8.01% | ||||||||||||
| U.S. Equity |
MFS® Growth Series - Service Class Adviser: Massachusetts Financial Services Company |
0.97%* | 31.15% | 14.46% | 14.82% | ||||||||||||
| U.S. Equity |
MFS® New Discovery Series - Service Class Adviser: Massachusetts Financial Services Company |
1.12%* | 6.44% | 4.71% | 8.92% | ||||||||||||
| Fixed Income |
MFS® Total Return Bond Series - Service Class Adviser: Massachusetts Financial Services Company |
0.78%* | 2.33% | 0.14% | 1.64% | ||||||||||||
| Allocation |
MFS® Total Return Series - Service Class Adviser: Massachusetts Financial Services Company |
0.86%* | 7.46% | 5.89% | 6.20% | ||||||||||||
| U.S. Equity |
MFS® Value Series - Service Class Adviser: Massachusetts Financial Services Company |
0.94%* | 11.35% | 7.76% | 8.36% | ||||||||||||
| Allocation |
PIMCO All Asset Portfolio - Advisor Class Adviser: Pacific Investment Management Company LLC Subadviser: Research Affiliates |
2.37%* | 3.57% | 4.31% | 4.25% | ||||||||||||
| Allocation |
PIMCO Global Managed Asset Allocation Portfolio - Advisor Class Adviser: Pacific Investment Management Company LLC |
1.28%* | 10.75% | 6.03% | 5.75% | ||||||||||||
| International Equity |
PIMCO StocksPLUS Global Portfolio - Advisor Class Adviser: Pacific Investment Management Company LLC |
0.87%* | 13.37% | 8.81% | 7.67% | ||||||||||||
| U.S. Equity |
Putnam VT Core Equity Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited |
0.93% | 26.96% | 16.06% | 13.17% | ||||||||||||
| U.S. Equity |
Putnam VT Large Cap Growth Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited |
0.89% | 33.41% | 17.91% | 16.22% | ||||||||||||
| U.S. Equity |
Putnam VT Large Cap Value Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited |
0.80% | 19.14% | 12.45% | 10.88% | ||||||||||||
| International Equity |
Templeton Foreign VIP Fund - Class 4 Adviser: Templeton Investment Counsel, LLC |
1.16%* | (1.08)% | 2.49% | 2.28% | ||||||||||||
| Fixed Income |
Templeton Global Bond VIP Fund - Class 4 Adviser: Franklin Advisers, Inc. |
0.85%* | (11.42)% | (4.93)% | (2.12)% | ||||||||||||
| International Equity |
Templeton Growth VIP Fund - Class 4 Adviser: Templeton Global Advisors Limited |
1.22%* | 5.35% | 4.49% | 3.97% | ||||||||||||
APP A-3
Table of Contents
| * | Annual expenses reflect a contractual fee reduction under an expense reimbursement or fee waiver arrangement. | ||||
| ** | In a low interest rate environment, yields for money market funds, after deduction of Contract charges, may be negative even though the fund's yield, before deducting for such charges, is positive. If you allocate a portion of your Contact value to a money market Sub-Account or participate in an Asset Allocation Program, if available, where Contract value is allocated to a money market Sub-Account, that portion of the value of your Contract value may decrease in value. | ||||
Asset Allocation Models
This section provides information about the asset allocation models (or Portfolio Planner Models) that may be available for participation under the contract. Models may not be available to you. You may be required to participate in a certain model depending on the optional benefits you have chosen. See "Optional Benefit Investment Restrictions" below.
You may participate in only one asset allocation model at a time. Your investments related to an asset allocation model will be rebalanced quarterly. For additional information, see "Static Asset Allocation Models" in the prospectus.
Models Available For The Following Contracts:
Personal Retirement Manager B-Share VA 3
Personal Retirement Manager C-Share VA 4
Huntington Personal Retirement Manager B-Share VA 3
Personal Retirement Manager I-Share VA 3
Personal Retirement Manager L-Share VA 3
The Portfolio Planner Models
The following model(s) (introduced as of May 2, 2022) are available for the Contract(s) listed above.
The percentage allocations below apply to value in the Sub-Accounts.
| Fund |
2022 Series 113 |
2022 Series 213 |
2022 Series 313 |
2022 Series 413 |
2022 Series 513 |
||||||||||||
| AB VPS Small/Mid-Cap Value Portfolio | 2% | 3% | 3% | 4% | 5% | ||||||||||||
| American Funds Growth Fund | 5% | 6% | 8% | 10% | 11% | ||||||||||||
| Fidelity VIP Mid Cap Portfolio | 2% | 3% | 4% | 4% | 5% | ||||||||||||
| Hartford Disciplined Equity HLS Fund | 5% | 7% | 9% | 10% | 12% | ||||||||||||
| Hartford Dividend and Growth HLS Fund | 5% | 7% | 8% | 10% | 12% | ||||||||||||
| Hartford International Opportunities HLS Fund | 9% | 12% | 15% | 18% | 21% | ||||||||||||
| Hartford Total Return Bond HLS Fund | 55% | 48% | 40% | 32% | 24% | ||||||||||||
| Invesco V.I. Government Securities Fund | 5% | 4% | 3% | 3% | 2% | ||||||||||||
| Invesco V.I. High Yield Fund | 10% | 8% | 7% | 5% | 4% | ||||||||||||
| MFS New Discovery Series | 2% | 2% | 3% | 4% | 4% | ||||||||||||
| Total | 100% | 100% | 100% | 100% | 100% | ||||||||||||
APP A-4
Table of Contents
Optional Rider Investment Restrictions
| Investment Restrictions For | ||
Daily Lock Income Benefit Future6
Legacy Lock Safety Plus
| Applicable To The Following Products | ||
Personal Retirement Manager C-Share VA 4
Personal Retirement Manager I-Share VA 3
Personal Retirement Manager L-Share VA 3
Huntington Personal Retirement Manager B-Share VA 3
You must choose one of the following models. The models will be re-balanced monthly. For Future6, in the event that your Contract Value reduces below the minimum amount rule and you fail to transfer your remaining Contract Value to an approved Sub-Account(s) and/or Programs within ten business days, we will exercise our reserved contractual rights to reallocate these sums to the money market Sub-Account.
PERSONAL PROTECTION PORTFOLIOS
|
Series 8076 |
|||||
| Fund | |||||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Hartford Capital Appreciation HLS Fund | 20 | % | |||
| Hartford Dividend and Growth HLS Fund | 20 | % | |||
| Hartford International Opportunities HLS Fund | 10 | % | |||
| Total | 100 | % | |||
|
Series 8077 |
|||||
| Fund | |||||
| American Funds Growth Fund | 20 | % | |||
| American Funds Growth-Income Fund | 20 | % | |||
| American Funds International Fund | 10 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Total | 100 | % | |||
|
Series 8078 |
|||||
| Fund | |||||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Franklin Mutual Shares VIP Fund | 20 | % | |||
| Franklin Rising Dividends VIP Fund | 10 | % | |||
| Templeton Growth VIP Fund | 20 | % | |||
| Total | 100 | % | |||
APP A-5
Table of Contents
|
Series 8079 |
|||||
| Fund | |||||
| American Funds Growth-Income Fund | 20 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Hartford International Opportunities HLS Fund | 10 | % | |||
| Invesco V.I. Core Equity Fund | 20 | % | |||
| Total | 100 | % | |||
|
Series 8080 |
|||||
| Fund | |||||
| BlackRock Capital Appreciation V.I. Fund | 17 | % | |||
| BlackRock Equity Dividend V.I. Fund | 18 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| PIMCO StocksPLUS Global Portfolio | 15 | % | |||
| Total | 100 | % | |||
|
Series 8081 |
|||||
| Fund | |||||
| American Funds Growth Fund | 20 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Invesco V.I. International Growth Fund | 10 | % | |||
| Lord Abbett Fundamental Equity Portfolio | 20 | % | |||
| Total | 100 | % | |||
|
Series 8082 |
|||||
| Fund | |||||
| American Funds Washington Mutual Investors Fund | 20 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Hartford Dividend and Growth HLS Fund | 20 | % | |||
| Templeton Foreign VIP Fund | 10 | % | |||
| Total | 100 | % | |||
|
Series 8083 |
|||||
| Fund | |||||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Fidelity VIP Contrafund Portfolio | 20 | % | |||
| Invesco V.I. International Growth Fund | 5 | % | |||
| MFS Value Series | 20 | % | |||
| Templeton Foreign VIP Fund | 5 | % | |||
| Total | 100 | % | |||
|
Series 8084 |
|||||
| Fund | |||||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| BlackRock S&P 500 Index V.I. Fund | 50 | % | |||
| Total | 100 | % | |||
APP A-6
Table of Contents
|
Series 8085 |
|||||
| Fund | |||||
| American Funds Growth Fund | 15 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Invesco V.I. International Growth Fund | 10 | % | |||
| Lord Abbett Fundamental Equity Portfolio | 20 | % | |||
| MFS New Discovery Series | 5 | % | |||
| Total | 100 | % | |||
|
Series 8086 |
|||||
| Fund | |||||
| American Funds Growth-Income Fund | 20 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Hartford International Opportunities HLS Fund | 10 | % | |||
| Invesco V.I. Core Equity Fund | 15 | % | |||
| Invesco V.I. Small Cap Equity Fund | 5 | % | |||
| Total | 100 | % | |||
|
Series 8087 |
|||||
| Fund | |||||
| American Funds Washington Mutual Investors Fund | 20 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Franklin Small Cap Value VIP Fund | 5 | % | |||
| Hartford Dividend and Growth HLS Fund | 15 | % | |||
| Templeton Foreign VIP Fund | 10 | % | |||
| Total | 100 | % | |||
|
Series 8088 |
|||||
| Fund | |||||
| American Funds International Fund | 5% | ||||
| BlackRock Managed Volatility V.I. Fund | 50% | ||||
| Invesco V.I. Government Money Market Fund | 15% | ||||
| Invesco V.I. Small Cap Equity Fund | 5% | ||||
| MFS Value Portfolio | 20% | ||||
| Templeton Foreign VIP Fund | 5% | ||||
| Total | 100 | % | |||
|
Series 80931
|
|||||
| Fund | |||||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Invesco V.I. Government Money Market Fund | 50 | % | |||
| Total | 100 | % | |||
|
1Series 8093 is available only to Huntington Personal Retirement Manager contract owners.
|
|||||
APP A-7
Table of Contents
|
Series 8095 |
|||||
| Fund | |||||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Invesco V.I. International Growth Fund | 5 | % | |||
| LVIP American Century VP Value Fund | 20 | % | |||
| Putnam VT Large Cap Growth Fund | 20 | % | |||
| Templeton Foreign VIP Fund | 5 | % | |||
| Total | 100 | % | |||
| Investment Restrictions For | ||
Future5
Maximum Anniversary Value V
Maximum Daily Value
| Applicable To The Following Products | ||
Personal Retirement Manager C-Share VA 4
Personal Retirement Manager I-Share VA 3
Personal Retirement Manager L-Share VA 3
Huntington Personal Retirement Manager B-Share VA 3
You may choose to invest in either the Portfolio Planner Asset Allocation Models, the Investment Strategy Models or approved individual Sub-Accounts. The Models will be re-balanced quarterly. For Future5, in the event that your Contract Value reduces below the minimum amount rule and you fail to transfer your remaining Contract Value to an approved Sub-Account(s) and/or Programs within ten business days, we will exercise our reserved contractual rights to reallocate these sums to the money market Sub-Account.
PORTFOLIO PLANNER ASSET ALLOCATION MODELS
As of May 2, 2022, the following models are available:
| Fund |
2022 Series 113 |
2022 Series 213 |
2022 Series 313 |
2022 Series 413 |
2022 Series 513 |
||||||||||||
| AB VPS Small/Mid-Cap Value Portfolio | 2% | 3% | 3% | 4% | 5% | ||||||||||||
| American Funds Growth Fund | 5% | 6% | 8% | 10% | 11% | ||||||||||||
| Fidelity VIP Mid Cap Portfolio | 2% | 3% | 4% | 4% | 5% | ||||||||||||
| Hartford Disciplined Equity HLS Fund | 5% | 7% | 9% | 10% | 12% | ||||||||||||
| Hartford Dividend and Growth HLS Fund | 5% | 7% | 8% | 10% | 12% | ||||||||||||
| Hartford International Opportunities HLS Fund | 9% | 12% | 15% | 18% | 21% | ||||||||||||
| Hartford Total Return Bond HLS Fund | 55% | 48% | 40% | 32% | 24% | ||||||||||||
| Invesco V.I. Government Securities Fund | 5% | 4% | 3% | 3% | 2% | ||||||||||||
| Invesco V.I. High Yield Fund | 10% | 8% | 7% | 5% | 4% | ||||||||||||
| MFS New Discovery Series | 2% | 2% | 3% | 4% | 4% | ||||||||||||
| Total | 100% | 100% | 100% | 100% | 100% | ||||||||||||
APP A-8
Table of Contents
INVESTMENT STRATEGIES MODELS
|
Series 8028 |
|||||
| Fund | |||||
| Hartford Capital Appreciation HLS Fund | 33 | % | |||
| Hartford Dividend and Growth HLS Fund | 33 | % | |||
| Hartford Total Return Bond HLS Fund | 34 | % | |||
| Total | 100 | % | |||
|
Series 8029 |
|||||
| Fund | |||||
| Franklin Income VIP Fund | 34 | % | |||
| Franklin Mutual Shares VIP Fund | 33 | % | |||
| Templeton Growth VIP Fund | 33 | % | |||
| Total | 100 | % | |||
|
Series 8074 |
|||||
| Fund | |||||
| American Funds Global Small Capitalization Fund | 10 | % | |||
| American Funds Growth Fund | 25 | % | |||
| American Funds Growth-Income Fund | 20 | % | |||
| American Funds International Fund | 15 | % | |||
| American Funds The Bond Fund of America | 30 | % | |||
| Total | 100 | % | |||
|
Series 8075 |
|||||
| Fund | |||||
| American Funds International Fund | 25 | % | |||
| Franklin Income VIP Fund | 25 | % | |||
| Hartford Disciplined Equity HLS Fund | 25 | % | |||
| Hartford Total Return Bond HLS Fund | 25 | % | |||
| Total | 100 | % | |||
|
Series 80901
|
|||||
| Fund | |||||
| American Funds Capital World Growth and Income Fund | 15 | % | |||
| Franklin Income VIP Fund | 15 | % | |||
| Hartford Disciplined Equity HLS Fund | 15 | % | |||
| Hartford Total Return Bond HLS Fund | 25 | % | |||
| Invesco V.I. Government Money Market Fund | 30 | % | |||
| Total | 100 | % | |||
|
1Series 8090 is available only to Huntington Personal Retirement Manager contract owners.
|
|||||
APP A-9
Table of Contents
|
INDIVIDUAL SUB-ACCOUNTS:
|
|||||
| AB VPS Balanced Hedged Allocation Portfolio | American Funds The Bond Fund of America | ||||
| BlackRock Global Allocation V.I. Fund | MFS Total Return Bond Series | ||||
| Invesco V.I. Balanced Risk Allocation Fund | Hartford Ultrashort HLS Fund | ||||
| MFS Total Return Series | Hartford Total Return Bond Fund | ||||
| PIMCO All Asset Portfolio | PIMCO Global Managed Asset Allocation Portfolio | ||||
APP A-10
Table of Contents
Appendix A.1 - Investment Options by Product
Investment options available to your specific Contract are listed in the following table.
| Portfolio Company and Adviser/Subadviser | Personal Retirement Manager Series III B Share (TL/TLA) | Huntington Personal Retirement Manager Series III B Share (TL) | Personal Retirement Manager Series IV C Share (TL/TLA) | Personal Retirement Manager Series III I Share (TL/TLA) | Personal Retirement Manager Series III L Share (TL/TLA) | ||||||||||||
|
AB VPS Balanced Hedged Allocation Portfolio - Class B Adviser: AllianceBernstein, L.P. |
X | X | X | X | X | ||||||||||||
|
AB VPS Discovery Value Portfolio - Class B Adviser: AllianceBernstein, L.P. |
X | X | X | X | X | ||||||||||||
|
American Funds Capital World Bond Fund - Class 4 Adviser: Capital Research and Management Company |
X | X | X | X | X | ||||||||||||
|
American Funds Capital World Growth and Income Fund - Class 4 Adviser: Capital Research and Management Company |
X | X | X | X | X | ||||||||||||
|
American Funds Global Small Capitalization Fund - Class 4 Adviser: Capital Research and Management Company |
X | X | X | X | X | ||||||||||||
|
American Funds Growth Fund - Class 4 Adviser: Capital Research and Management Company |
X | X | X | X | X | ||||||||||||
|
American Funds Growth-Income Fund - Class 4 Adviser: Capital Research and Management Company |
X | X | X | X | X | ||||||||||||
|
American Funds International Fund - Class 4 Adviser: Capital Research and Management Company |
X | X | X | X | X | ||||||||||||
|
American Funds New World Fund - Class 4 Adviser: Capital Research and Management Company |
X | X | X | X | X | ||||||||||||
|
American Funds The Bond Fund of America - Class 4 Adviser: Capital Research and Management Company |
X | X | X | X | X | ||||||||||||
|
American Funds Washington Mutual Investors Fund - Class 4 Adviser: Capital Research and Management Company |
X | X | X | X | X | ||||||||||||
|
BlackRock Capital Appreciation V.I. Fund - Class III Adviser: BlackRock Advisors, LLC |
X | X | X | X | X | ||||||||||||
|
BlackRock Equity Dividend V.I. Fund - Class III Adviser: BlackRock Advisors, LLC |
X | X | X | X | X | ||||||||||||
|
BlackRock Global Allocation V.I. Fund - Class III Adviser: BlackRock Advisors, LLC |
X | X | X | X | X | ||||||||||||
|
BlackRock Managed Volatility V.I. Fund - Class III Adviser: BlackRock Advisors, LLC Subadviser: BlackRock International Limited Edinburgh, United Kingdom, BlackRock Asset Management North Asia Limited, Hong Kong, and BlackRock (Singapore) Limited, 079912 Singapore |
X | X | X | X | X | ||||||||||||
|
BlackRock S&P 500 Index V.I. Fund - Class III Adviser: BlackRock Advisors, LLC |
X | X | X | X | X | ||||||||||||
|
Fidelity® VIP Contrafund® Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: FMR Co., Inc. (FMRC) and other investment advisers |
X | X | X | X | X | ||||||||||||
|
Fidelity® VIP Mid Cap Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: FMR Co., Inc. (FMRC) and other investment advisers |
X | X | X | X | X | ||||||||||||
|
Fidelity® VIP Strategic Income Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: Fidelity Investments Money Management, Inc. (FIMM), FMR Co., Inc. (FMRC), FIL Investment Advisors (UK) Limited (FIA(UK)), and other investment advisers |
X | X | X | X | X | ||||||||||||
|
Franklin Income VIP Fund - Class 4 Adviser: Franklin Advisers, Inc. Subadviser: Templeton Investment Counsel, LLC |
X | X | X | X | X | ||||||||||||
|
Franklin Mutual Global Discovery VIP Fund - Class 4 Adviser: Franklin Mutual Advisers, LLC Subadviser: Franklin Templeton Investment Management Limited |
X | X | X | X | X | ||||||||||||
APP A.1-1
Table of Contents
| Portfolio Company and Adviser/Subadviser | Personal Retirement Manager Series III B Share (TL/TLA) | Huntington Personal Retirement Manager Series III B Share (TL) | Personal Retirement Manager Series IV C Share (TL/TLA) | Personal Retirement Manager Series III I Share (TL/TLA) | Personal Retirement Manager Series III L Share (TL/TLA) | ||||||||||||
|
Franklin Mutual Shares VIP Fund - Class 4 Adviser: Franklin Mutual Advisers, LLC |
X | X | X | X | X | ||||||||||||
|
Franklin Rising Dividends VIP Fund - Class 4 Adviser: Franklin Advisory Services, LLC |
X | X | X | X | X | ||||||||||||
|
Franklin Small Cap Value VIP Fund - Class 4 Adviser: Franklin Advisory Services, LLC |
X | X | X | X | X | ||||||||||||
|
Franklin Strategic Income VIP Fund - Class 4 Adviser: Franklin Advisers, Inc. |
X | X | X | X | X | ||||||||||||
|
Hartford Capital Appreciation HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP |
X | X | X | X | X | ||||||||||||
|
Hartford Disciplined Equity HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP |
X | X | X | X | X | ||||||||||||
|
Hartford Dividend and Growth HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP |
X | X | X | X | X | ||||||||||||
|
Hartford International Opportunities HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP |
X | X | X | X | X | ||||||||||||
|
Hartford Total Return Bond HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP |
X | X | X | X | X | ||||||||||||
|
Hartford Ultrashort Bond HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP |
X | X | X | X | X | ||||||||||||
|
Invesco V.I. Balanced Risk Allocation Fund - Series II Adviser: Invesco Advisers, Inc. |
X | X | X | X | X | ||||||||||||
|
Invesco V.I. Core Equity Fund - Series II Adviser: Invesco Advisers, Inc. |
X | X | X | X | X | ||||||||||||
|
Invesco V.I. EQV International Equity Fund - Series II Adviser: Invesco Advisers, Inc. |
X | X | X | X | X | ||||||||||||
|
Invesco V.I. Government Money Market Fund - Series II** Adviser: Invesco Advisers, Inc. |
X | X | X | X | X | ||||||||||||
|
Invesco V.I. Government Securities Fund - Series II Adviser: Invesco Advisers, Inc. |
X | X | X | X | X | ||||||||||||
|
Invesco V.I. High Yield Fund - Series II Adviser: Invesco Advisers, Inc. |
X | X | X | X | X | ||||||||||||
|
Invesco V.I. Main Street Mid Cap Fund - Series II Adviser: Invesco Advisers, Inc. |
X | X | X | X | X | ||||||||||||
|
Invesco V.I. Small Cap Equity Fund - Series II Adviser: Invesco Advisers, Inc. |
X | X | X | X | X | ||||||||||||
|
Lord Abbett Bond-Debenture Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC |
X | X | X | X | X | ||||||||||||
|
Lord Abbett Fundamental Equity Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC |
X | X | X | X | X | ||||||||||||
|
Lord Abbett Growth and Income Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC |
X | X | X | X | X | ||||||||||||
|
LVIP American Century VP Mid Cap Value Fund - Service Class Adviser: American Century Investment Management, Inc. |
X | X | X | X | X | ||||||||||||
|
LVIP American Century VP Value Fund - Service Class Adviser: American Century Investment Management, Inc. |
X | X | X | X | X | ||||||||||||
|
MFS® Growth Series - Service Class Adviser: Massachusetts Financial Services Company |
X | X | X | X | X | ||||||||||||
|
MFS® New Discovery Series - Service Class Adviser: Massachusetts Financial Services Company |
X | X | X | X | X | ||||||||||||
APP A.1-2
Table of Contents
| Portfolio Company and Adviser/Subadviser | Personal Retirement Manager Series III B Share (TL/TLA) | Huntington Personal Retirement Manager Series III B Share (TL) | Personal Retirement Manager Series IV C Share (TL/TLA) | Personal Retirement Manager Series III I Share (TL/TLA) | Personal Retirement Manager Series III L Share (TL/TLA) | ||||||||||||
|
MFS® Total Return Bond Series - Service Class Adviser: Massachusetts Financial Services Company |
X | X | X | X | X | ||||||||||||
|
MFS® Total Return Series - Service Class Adviser: Massachusetts Financial Services Company |
X | X | X | X | X | ||||||||||||
|
MFS® Value Series - Service Class Adviser: Massachusetts Financial Services Company |
X | X | X | X | X | ||||||||||||
|
PIMCO All Asset Portfolio - Advisor Class Adviser: Pacific Investment Management Company LLC Subadviser: Research Affiliates |
X | X | X | X | X | ||||||||||||
|
PIMCO Global Managed Asset Allocation Portfolio - Advisor Class Adviser: Pacific Investment Management Company LLC |
X | X | X | X | X | ||||||||||||
|
PIMCO StocksPLUS Global Portfolio - Advisor Class Adviser: Pacific Investment Management Company LLC |
X | X | X | X | X | ||||||||||||
|
Putnam VT Core Equity Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited |
X | X | X | X | X | ||||||||||||
|
Putnam VT Large Cap Growth Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited |
X | X | X | X | X | ||||||||||||
|
Putnam VT Large Cap Value Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited |
X | X | X | X | X | ||||||||||||
|
Templeton Foreign VIP Fund - Class 4 Adviser: Templeton Investment Counsel, LLC |
X | ||||||||||||||||
|
Templeton Global Bond VIP Fund - Class 4 Adviser: Franklin Advisers, Inc. |
X | X | X | X | X | ||||||||||||
|
Templeton Growth VIP Fund - Class 4 Adviser: Templeton Global Advisors Limited |
X | X | X | X | X | ||||||||||||
* * *
This summary prospectus incorporates by reference the prospectuses and statements of additional information (SAI ) for the contracts, dated May 1, 2025, as may be amended or supplemented from time to time. The SAIs may be obtained, free of charge, in the same manner as the prospectuses.
| Talcott Resolution Life Insurance Company: | ||
| PRM B Share Series III | ||
| Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Y285 | ||
| SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Y285 | ||
| PRM C Share Series IV | ||
| Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Y343 | ||
| SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Y343 | ||
| PRM L Share Series III | ||
| Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Y335 | ||
| SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Y335 | ||
| Huntington PRM B Share Series III | ||
| Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41659Y293 | ||
| SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41659Y293 | ||
APP A.1-3
Table of Contents
| Talcott Resolution Life and Annuity Insurance Company: | ||
| PRM B Share Series III | ||
| Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41658A254 | ||
| SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41658A254 | ||
| PRM C Share Series IV | ||
| Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41658A288 | ||
| SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41658A288 | ||
| PRM I Share Series III | ||
| Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41658A262 | ||
| SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41658A262 | ||
| PRM L Share Series III | ||
| Prospectus: https://vpx.broadridge.com/GetContract1.asp?doctype=pros&clientid=talcottvpx&fundid=41658A270 | ||
| SAI: https://vpx.broadridge.com/GetContract1.asp?doctype=sai&clientid=talcottvpx&fundid=41658A270 | ||
EDGAR Identifier: C000105761 PRM Series III (TLIC)
C000105762 Huntington PRM Series III (TLIC)
C000105764 PRM Series III (TLA)
APP A.1-4